Motor Insurance
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Up to 75%* No Claims Discount
On your Car Insurance, if claims free for 5 years.
*Of the three car insurance providers available to An Post Insurance customers, this discount is available on policies provided by FBD Insurance plc only. Minimum premium of €355 or €345, depending on the policy underwriter for car insurance.
We're Human About Insurance
At An Post Insurance, we understand that Motor Insurance can be a hassle for a lot of people. Cars can be complicated, but your motor insurance doesn't have to be.
Whether you’re starting a new plan, or renewing your existing policy, we want to provide your insurance hassle free and the way you want it.
How we Help
We know that everyone wants to get value from their motor insurance, so we offer competitive prices and online discounts (1) to help lower the cost of cover.
Excellent cover is what we do, with many benefits included as standard. We work with a number of insurers in the market so we can help you find a policy that suits your needs.
Our insurers provide care as well as cover, with a wide range of benefits, from 24 hour breakdown assistance to a no-claims discount (2) and cover for personal belongings.
We're powered by people just like you, living in communities all over Ireland. Our experienced team is available six days a week to get you the help you need.
1) Acceptance criteria, T&Cs apply, discounts are subject to a minimum premium of €355 or €345, depending on the policy underwriter and are applied consecutively, available to new business only and will not be available at subsequent renewal.
2) No loss of your no claims discount for fire, theft or attempted theft, or windscreen claims. You can add an optional extra to fully protect your No Claims Bonus at an additional charge. Learn more here.
Looking for your No Claims Bonus...? Don't worry, this can be found on page six of your Car Insurance renewal documentation.
Our Cover Options
We provide a range of cover options, such as Comprehensive cover, which covers damage to your own motor, Third party, Fire & Theft, as well as breakdown assistance, personal belonging cover, and windscreen replacement.
We also provide Third Party, Fire and Theft cover, which provides 24 hr breakdown assistance, protects you in the event that your car is burned or stolen, and covers damage to others and their property if you’re at fault in an accident.
Please refer to our policy booklets for full cover details and terms and conditions that apply. Discounts, cover limits, and terms and conditions are dependent on your car insurance underwriter and those applicable to you will be outlined in your policy documents.
An Post Insurance Car Insurance
We know the NCT is a worry for our customers, but it’s normal to be concerned about whether your car will pass or fail. We’ve teamed up with the experts in car maintenance, BestDrive by Continental, to get their advice on how you can pass the test the first time ‘round.
Find out moreFeatures and Benefits
Your motor insurance should be unique and valuable to you. We've partnered with a range of providers so you can choose the policy and benefits that work best for you. Learn more about our car insurance features and benefits in our Help Centre.
Help is just a phone call away with our 24 Hour Breakdown Assistance service, available in Ireland and the UK (4).
We know how important your No Claims Discount is, so you won't lose your discount for fire, theft or attempted theft, or windscreen claims. You can add an optional extra to fully protect your No Claims Bonus at an additional charge.
Make sure you can see clearly with unlimited windscreen cover when you use our insurers' aligned repairer network (5).
Our insurers offer a discount to drivers and named drivers who have appropriate licences and haven't incurred penalty points for driving offences in the Republic of Ireland (6).
4) The driver must remain with the car.
5) Applies to third party fire & theft and comprehensive AIG policies and FBD policies; applies to comprehensive Aviva policies only. Can be added to Aviva third party fire & theft policies at an additional charge.
6) Available on AIG and Aviva car insurance policies only.
We value your feedback
It was very easy to follow online to complete my Insurance and when I had to ring to ask some questions they were very helpful. I’m not very good with technology and they made it very easy for me to follow the steps I needed to complete my form. Would definitely recommend to friends. Great value for money. Susan 29.08.2023
Top 5 FAQs
We've gathered together all the details you need to better understand your policy cover options. Take a look at our car insurance FAQs and learn more about how we can help you get the cover you deserve, at the price you prefer. Need to know more?
Open driving is an optional cover available from An Post Insurance. Open driving allows other drivers to drive your car, with your permission, as long as they are aged from 25 to 70 years and hold a full EU/UK licence. Driver/vehicle eligibility criteria and restrictions may apply.
AIG & Aviva Policies: Cover is provided for any person free from accidents, claims, disqualifications, endorsements and convictions, aged from 25 to 70 years holding a full EU or UK driving licence - The driver cannot have any penalty points unless they are named on the policy.
FBD Policies: Cover is provided for any person free from accidents, claims, disqualifications, endorsements and convictions, aged from 25 to 71 years holding a full Irish, UK or EU driving licence. Up to 6 Penalty Points are allowed provided they are not court awarded.
It is not necessary to purchase this optional extra in order to purchase a Car Insurance policy.
Step-back No Claims Discount is an optional extra, which allows you to keep part of your no claims discount in the event of a single claim. We will reduce your No Claims Discount as follows:
AIG policies
- 55% to 30%,
- 50% to 30%,
- 40% to 20% or
- 30% to 10%
Aviva policies
- 50% to 20%,
- 40% to 10% or
- 30% or less to nil
FBD policies
- 75% to 55%,
- 70% to 55%,
- 65% to 55% or
- 55% to nil
- 35% to nil
It is not necessary to purchase this optional extra in order to purchase a Car Insurance policy.
For an additional premium, our protected No Claims Discount option allows you to have up to two unlimited claims in a three year period, without losing your No Claims Discount. (We will not take account of windscreen, fire or theft claims.)
It is not necessary to purchase this optional extra in order to purchase a Car Insurance policy.
Protected No Claims Discount with Step-Back option allows you to have up to two unlimited car insurance claims in a three year period, without losing your No Claims Discount. (We will not take account of windscreen damage or fire or theft claims.) This is an optional extra that would incur an extra premium. For subsequent claims, Step-Back No Claims Discount applies.
It is not necessary to purchase this optional extra in order to purchase a Car Insurance policy.
Your certificate of insurance will be issued once you have arranged payment terms and returned all of the necessary documentation to An Post Insurance.
Plus, you could get a free Annual Multi-Trip European policy when you take out a car & a home policy with us & both policies are underwritten by Aviva Insurance Ireland DAC**.
Find out all about this promotion here**Discounts applied consecutively and subject to a minimum premium of €355 or €345, depending on the policy underwriter for car insurance, €240 for home insurance and €120 for Contents Only. This offer is applicable to An Post Insurance policies underwritten by Aviva Insurance Ireland DAC. You will get a 15% discount on the second policy you take out. Once this policy is set up, you'll be eligible for one year free multi-trip European travel insurance. When your first policy is due for renewal you will be eligible for the 15% discount for that policy. Full terms and conditions can be found on our promotions page.
