Up to 75%^ No Claims Discount
On your Car Insurance, if claims free for 5 years.
^Of the four car insurance providers available to An Post Insurance customers, this discount is available on policies provided by FBD Insurance plc only. Subject to a minimum premium.
We're Human About Motor Insurance
At An Post Insurance, we understand that Motor Insurance can be a hassle for a lot of people. Cars can be complicated, but your motor insurance doesn't have to be.
Whether you’re starting a new plan, or renewing your existing policy, we want to provide your insurance hassle free and the way you want it.
How we Help
Wallet-Friendly Protection
We know that everyone wants great value car insurance, so we offer competitive prices and an online discount to help lower the cost of cover (1).
Stress-Free Cover
We offer great cover, with many benefits included as standard. We work with a number of insurers to help you find a policy that suits your needs.
Benefits and Bonuses
Our insurers provide a wide range of benefits including 24 hour Breakdown Assistance (2). They also offer a bonus if you are claims-free.
Real Customer Care
We're powered by people just like you, living in communities all over Ireland. Our experienced team is on hand to get you the help you need.
1) Acceptance criteria, T&Cs apply, subject to a minimum premium. Discounts are applied consecutively, new business only.
2) Breakdown Assistance is covered as standard for all policies underwritten by Aviva, AIG and FBD. For policies underwritten by Allianz, Breakdown Assistance is only included on Comprehensive cover. Refer to your Policy booklet for applicable terms and conditions relating to Breakdown Assistance Cover.
Our Cover Options
We provide a range of cover options, such as Comprehensive cover, which covers damage to your own motor, Third party, Fire & Theft, as well as breakdown assistance, personal belonging cover, and windscreen replacement.
We also provide Third Party, Fire and Theft cover, protects you in the event that your car is burned or stolen, and covers damage to others and their property if you’re at fault in an accident.
Please refer to our policy booklets for full cover details and terms and conditions that apply. Discounts, cover limits, and terms and conditions are dependent on your car insurance underwriter and those applicable to you will be outlined in your policy documents.
An Post Insurance Car Insurance
We know the NCT is a worry for our customers, but it’s normal to be concerned about whether your car will pass or fail. We’ve teamed up with the experts in car maintenance, BestDrive by Continental, to get their advice on how you can pass the test the first time ‘round.
Find out moreAcceptance criteria, T&Cs apply, subject to minimum premiums
Features and Benefits
Your motor insurance should be unique and valuable to you. We've partnered with a range of providers so you can choose the policy and benefits that work best for you. Learn more about our car insurance features and benefits in our Help Centre.
BoxClever Car Insurance features and benefits cover and limits differ from our standard car insurance product, find out more on our BoxClever Telematic Car Insurance page.
Breakdown Assistance
Help is just a phone call away with our 24 Hour Breakdown Assistance service, available in Ireland and the UK (3).
Driving Other Cars
Every once in a while you may need to drive someone else's car. Third-party cover to drive other private cars that are not owned by you (4).
Windscreen Cover
Make sure you can see clearly with unlimited windscreen cover when you use our insurers' aligned repairer network (5).
Discount for No Penalty Points
Some of our insurers offer a discount to drivers who have appropriate licences, with zero penalty points for driving offences in the Rep. of Ireland (6).
3) Breakdown Assistance is covered as standard for all policies underwritten by Aviva, AIG and FBD. For policies underwritten by Allianz, Breakdown Assistance is only included on Comprehensive cover. Refer to your Policy booklet for applicable terms and conditions relating to Breakdown Assistance Cover.
4) Cover is provided for eligible occupation, age and licence types only. Geographical and vehicle restrictions apply.
5) Applies to third-party fire & theft and comprehensive AIG policies and FBD policies; applies to comprehensive Aviva and Allianz policies only. Can be added to Aviva & Allianz third-party fire & theft policies at an additional charge. It is not necessary to purchase this optional extra in order to purchase a policy.
6) Available on AIG and Aviva car insurance policies only.
We value your feedback
The staff that looked after my renewal were all excellent. I was changing my car a few days before renewal and they took care of everything. They helped me with my payment (I was stressed at the time) and were so patient. Overall, very happy with the service. Janette 1st - Mar - 2026
Top 5 FAQs
We've gathered together all the details you need to better understand your policy cover options. Take a look at our car insurance FAQs and learn more about how we can help you get the cover you deserve, at the price you prefer. Need to know more?
Open Driving is an optional extra that allows other drivers to use your car with your permission, as long as they meet the age and licence requirements set by your insurer.
AIG and Aviva allow drivers aged 25–70 with a full EU/UK licence and no penalty points.
FBD allows ages 25-71 with up to 6 non-court-awarded penalty points.
Allianz allows ages 30-70 with no more than 6 penalty points.
Open Driving can be added for an extra cost. It is not necessary to purchase this optional extra in order to purchase a Car Insurance policy.
Step-back No Claims Discount (NCD) is an optional extra that allows you to keep part of your No Claims Discount if you make a claim. Instead of losing your entire discount, it 'steps back' by a set amount rather than being removed entirely. The step-back scale varies by insurer. With Allianz, step-back is included as standard.
Step-back NCD is not required to purchase a policy.
Protected No Claims Discount (NCD) is an optional extra that allows you to make one or two claims in a three-year period without losing your No Claims Discount. Windscreen, fire, and theft claims are not counted. The cost is an additional premium on top of your standard Car Insurance. It is not required to purchase a policy. It is available for customers who want to safeguard the discount they have built up.