Young Driver Car Insurance
Win a Brand New Electric Fiat 500** & Drive Away in Style Get Quote *Available at time of display. 15% discount or €50 off car insurance will be applied (whichever is the lower). Acceptance criteria, T&Cs apply, subject to a minimum premium - available here. Discounts applied consecutively, new business customers only. Best Price available online.
Win a Brand New Electric Fiat 500
**All customers who purchase a new car insurance policy between 01.08.24 and 31.01.25 can enter into a promotion with the opportunity to win a brand new Electric Fiat 500e Icon worth over €32,000.
We're Human About Car Insurance
As a new or young driver, car insurance can often be complicated. We want to make it as easy as possible for you to get on the road. That’s why we offer you a simple plan with amazing benefits, all from a brand you can trust. Learn more about our young driver car insurance.
Why Choose An Post Insurance for Young Drivers Cover?
We know what’s important to young drivers and your car insurance cover. That’s why we’ve partnered with a range of providers so you can get the right policy and benefits that work best for you. You can even upgrade your policy with our optional extras, for added peace of mind. Learn more about our car insurance features and benefits.
Help is just a phone call away with our 24 Hour Breakdown Assistance service, available in Ireland and the UK (1).
Third-party cover to drive other private cars that are not owned by you, for those occasions you may need to drive someone else’s car (2).
Make sure you can see clearly with unlimited windscreen cover when you use our insurers' aligned repairer network (3).
Some of our insurers offer a discount to drivers who have appropriate licences, with zero penalty points for driving offences in the Rep. of Ireland (4).
1) If you break down at home, at work or even at the side of the road, a competent repairer will be sent to assist you with your car's recovery and we'll cover the cost of the first hour's labour, for policies underwritten by Aviva, AIG & FBD. If the car is not drivable due to a mechanical fault, you will be covered for the cost of towing your car to the nearest garage or to your own garage, whichever is closest. The driver must stay with the car while the work is carried out. Available on comprehensive policies only for policies underwritten by Allianz plc.
2) Cover is provided for eligible occupation, age and licence types only. Geographical and vehicle restrictions apply.
3) Applies to third-party fire & theft and comprehensive AIG policies and FBD policies; applies to comprehensive Aviva and Allianz policies only. Can be added to Aviva & Allianz third-party fire & theft policies at an additional charge. It is not necessary to purchase this optional extra in order to purchase a policy.
4) Available on AIG and Aviva car insurance policies only.
Up to 75%^ No Claims Discount
On your Car Insurance, if claims free for 5 years.
^Of the four car insurance providers available to An Post Insurance customers, this discount is available on policies provided by FBD Insurance plc only. Subject to a minimum premium - available here.How we Help Young Drivers
We know that everyone wants to get great value car insurance, so we offer competitive prices and an online discount to help lower the cost of cover. (5)
We offer great cover, with many benefits included as standard. We work with a number of insurers to help you find a policy that suits your needs.
Our insurers provide a wide range of benefits including 24 hour Breakdown Assistance (1). They also offer a bonus if you are claims-free.
We're powered by people just like you, living in communities all over Ireland. Our experienced team is on hand to get you the help you need.
5) Acceptance criteria, T&Cs apply, subject to a minimum premium - available here. Discounts are applied consecutively, new business only.
Get a quote online now. Let’s see if we can help you avoid costly bumps in the road. Compare our car insurance plans or check out our full range of benefits.
We value your feedback
Had a great experience getting my Insurance with An Post Insurance for the first time. Very professional and sorted quickly. Got a very good deal at €200 less than my renewal quote. Would highly recommend! Pawel 08.01.2024
Top 5 Car Insurance FAQs
We’ve gathered together all the details you need to better understand your policy cover options as a young driver. Take a look at our car insurance FAQs and learn more about how we can help you get the cover you deserve, at the price you prefer. Need to know more?
Open driving is an optional cover available from An Post Insurance. Open driving allows other drivers to drive your car, with your permission, as long as they are a certain age and hold a full EU/UK licence. Driver/vehicle eligibility criteria and restrictions may apply. Please see your specific Underwriter below for further details.
AIG & Aviva Policies: Cover is provided for any person free from accidents, claims, disqualifications, endorsements and convictions, aged from 25 to 70 years holding a full EU or UK driving licence - The driver cannot have any penalty points unless they are named on the policy.
FBD Policies: Cover is provided for any person free from accidents, claims, disqualifications, endorsements and convictions, aged from 25 to 71 years holding a full Irish, UK or EU driving licence. Up to 6 Penalty Points are allowed provided they are not court awarded.
Allianz Policies: Cover is provided for any person free from accidents, claims, disqualifications, endorsements and convictions, aged between 30 to 70, holding a full clean Irish, UK or EU driving licence & no more than 6 penalty points or 2 fixed charge notices.
It is not necessary to purchase this optional extra in order to purchase a Car Insurance policy.
Step-back No Claims Discount is an optional extra, which allows you to keep part of your no claims discount in the event of a single claim.
Allianz policies, Stepback included as standard. For full breakdown of their NCD scales please see their policy booklet here.
For AIG, Aviva & FBD your No Claims Discount will reduce as follows:
AIG policies
- 55% to 30%,
- 50% to 30%,
- 40% to 20% or
- 30% to 10%
Aviva policies
- 50% to 20%,
- 40% to 10% or
- 30% or less to nil
FBD policies
- 75% to 55%,
- 70% to 55%,
- 65% to 55% or
- 55% to nil
- 35% to nil
It is not necessary to purchase this optional extra in order to purchase a Car Insurance policy.
For an additional premium, our protected No Claims Discount option allows you to have either one or two unlimited claims in a three year period, without losing your No Claims Discount depending on your policy underwriter. (We will not take account of windscreen, fire or theft claims.)
For each policy underwriter's No Claims Discount scale please see their policy booklet in our Document & Forms page.
It is not necessary to purchase this optional extra in order to purchase a Car Insurance policy.
For an additional premium, and depending on your Policy Underwriter, Protected No Claims Discount with Step-Back option allows you to have either one or two unlimited claims in a three-year period, without losing your No Claims Discount. (We will not take account of windscreen, fire or theft claims.)
For subsequent claims, the Step-Back No Claims Discount will then apply.
For each policy underwriter's No Claims Discount scale please see their policy booklet in our Document & Forms page.
Your certificate of insurance will be issued once you have arranged payment terms and returned all of the necessary documentation to An Post Insurance.
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