Man holding neck after a car accident, highlighting the importance of comprehensive car insurance and Motor Legal Protection..

Motor Legal Protection for Car Insurance in Ireland

Get great cover for legal costs and advice.*

Get a quote
*Up to a limit of €130,000. Motor Legal Protection is underwritten by ARAG Legal Protection Limited.

We're Human About Insurance

Motor Legal Protection is included with your Car Insurance policy, giving you access to expert legal support and covering legal costs up to €130,000 if you need to make a claim following an accident that wasn’t your fault.

An Post Insurance is a 100% Irish-owned company, so we understand what matters most to you. Motor Legal Protection cover provides expert advice and support when you need it most, built in protection included with your car insurance. No extra add-on, no extra hassle – just built-in protection now included with your car insurance. 

Motor Legal Protection Benefits

With Motor Legal Protection included, you get support when you need it most – from recovering costs to defending your rights.

Green icon of a question mark inside a map pin.

Recover Uninsured Losses

If you’re involved in an accident that wasn’t your fault, this cover helps you recover uninsured losses such as your car insurance excess, repair costs, and other expenses.

Green icon of a question mark inside a map pin.

Compensation for Injuries

If you or your passengers suffer an injury in an accident that wasn’t your fault, you can claim compensation to help cover medical costs or loss of earnings.

Green icon of a question mark inside a map pin.

Repair or Replacement Costs

If your vehicle is damaged and the responsible party refuses to pay, legal protection can help you claim the cost of repairs or replacement.

Green icon of a question mark inside a map pin.

Claim Back Additional Losses

Beyond vehicle repairs and medical expenses, you may be able to recover additional costs such as loss of earnings, travel expenses, or other financial losses related to the
accident.

Motor Legal Protection

Motor Legal Protection is included with your Car Insurance policy, covering legal costs up to €130,000 and giving you access to a 24/7 legal helpline for advice and support.

Get a Quote

Acceptance criteria, T&Cs apply, subject to minimum premiums

How we Help

Motor Legal Protection is included as part of your policy and full details can be found in your Policy Schedule and your Car Insurance Underwriter policy booklet.

Green 24-hour service icon with circular arrow surrounding the number 24.

24 Hour Helpline

Get round-the-clock access to legal advise whenever you need it, providing guidance on motoring offences and other legal concerns.

Green briefcase icon.

Motor Legal Defence

If you are prosecuted for a motoring offence ~, this cover provides legal defence support, ensuring you get the representation you need.

~Claims relating to parking offences or an offence which suggests dishonesty by you are not covered

How to Make a Claim

  • Have your Car Insurance policy number to hand
  • Phone 01 670 7470 to register your claim
  • From abroad: +353 1 670 7470
  1. Report the Incident - Notify us as soon as possible after your accident.
  2. Provide Details - Share all relevant information, including any losses incurred. a
  3. Assessment and Approval - Our advisors will review your claim to ensure legal prospects of success
  4. Legal Assistance Begins - If approved, we will provide the necessary support to recover our losses.

Top Motor Legal Protection FAQs

We've gathered all the details you need to understand how Motor Legal Protection cover works. Check out our FAQs to learn how it can help with legal costs and expert advice. Get the protection you need, at a price that suits you.

Motor Legal Protection gives you access to a confidential legal advice helpline and covers your costs if you want to make a claim following a car accident, up to a limit of €130,000.

This cover is underwritten by ARAG Legal Protection Limited.

If you need to make a claim, contact the legal advice helpline provided with your policy for guidance on the next steps.
 No, making a claim under this cover does not impact your No Claims Bonus.
Your No Claims bonus Certificate can be found in your Car Insurance Renewal Notice.

Our 24/7 legal helpline provides advice on any personal legal matter, available to all policyholders. For more details and the relevant phone numbers check out your policy documentation and booklets. 

Motor Legal Protection is underwritten by ARAG Legal Protection Limited.

Recent Blog posts