Motor Legal Protection

Great value cover for legal costs and advice.* Get a quote *Up to a limit of €130,000. Motor Legal Protection is underwritten by ARAG Legal Protection Limited.

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Motor Legal Protection cover is an optional extra on your Car Insurance policy at a charge of €15 per policy. Motor Legal Protection offers help and advice with the most common legal problems. It will pay up to €130,000 to cover the legal costs that you may incur for claims made under the policy. It is not necessary to It is not necessary to purchase this optional extra in order to purchase a Car Insurance policy. An Post Insurance is a 100% Irish-owned company, so we understand what matters most to you.

Motor Legal Protection Benefits

Recover Uninsured Losses

If you’re involved in an accident that wasn’t your fault, this cover helps you recover uninsured losses such as your car insurance excess, repair costs, and other expenses.

Compensation for Injuries

If you or your passengers suffer an injury in an accident that wasn’t your fault, you can claim compensation to help cover medical costs or loss of earnings.

Repair or Replacement Costs

If your vehicle is damaged and the responsible party refuses to pay, legal protection can help you claim the cost of repairs or replacement.

Claim Back Additional Losses

Beyond vehicle repairs and medical expenses, you may be able to recover additional costs such as loss of earnings, travel expenses, or other financial losses related to the
accident.

Motor Legal Protection is available as an optional extra on your Car Insurance policy, at a cost of just €15 per policy. It is not necessary to purchase this optional extra in order to purchase a Car Insurance policy. Motor Legal Protection is underwritten by ARAG Legal Protection Limited.

Motor Legal Protection

Motor Legal Protection is an optional add-on that covers up to €130,000 in legal costs for common legal issues. Get 24/7 access to a legal helpline for advice on legal matters - all for just €15 with your Car Insurance.

Get a Quote

How we Help

Motor Legal Protection applies to your policy if it is shown in your Policy Schedule. Full details of the cover provided, including terms, conditions and exclusions are available in your Car Insurance Underwriter policy booklet.

24 Hour Helpline

Get round-the-clock access to legal advise whenever you need it, providing guidance on motoring offences and other legal concerns.

Motor Legal Defence

If you are prosecuted for a motoring offence ~, this cover provides legal defence support, ensuring you get the representation you need.

~Claims relating to parking offences or an offence which suggests dishonesty by you are not covered

How to Make a Claim

Have your Car Insurance policy number to hand
Phone 01 670 7470 to register your claim
From abroad: +353 1 670 7470

Report the Incident - Notify us as soon as possible after your accident.
Provide Details - Share all relevant information, including any losses incurred. a
Assessment and Approval - Our advisors will review your claim to ensure legal prospects of success
Legal Assistance Begins - If approved, we will provide the necessary support to recover our losses.

Top Motor Legal Protection FAQs

We've gathered all the details you need to understand how Motor Legal Protection cover works. Check out our FAQs to learn how it can help with legal costs and expert advice. Get the protection you need, at a price that suits you.

What is Motor Legal Protection?

Motor Legal Protection gives you access to a confidential legal advice helpline, and covers your costs if you want to make a claim following a car accident, up to a limit of €130,000.

This cover is available as an optional extra on your Car Insurance policy at a charge of €15 per policy. It is not necessary to purchase this optional extra in order to purchase a Car Insurance policy. This cover is underwritten by ARAG Legal Protection Limited.

How do I make a claim?

If you need to make a claim, contact the legal advice helpline provided with your policy for guidance on the next steps.

Does claiming under Motor Legal Protection affect my No Claims Bonus?

No, making a claim under this cover does not impact your No Claims Bonus.

Where can I get my No Claim Bonus certificate?

Your No Claims bonus Certificate can be found in your Car Insurance Renewal Notice.

How do I access legal advice?

Our 24/7 legal helpline provides advice on any personal legal matter, available to all policyholders. For more details and the relevant phone numbers check out your policy documentation and booklets.

Please refer to you policy booklet for full cover details and any terms and conditions that might apply. Motor Legal Protection is available as an optional extra on your Car Insurance policy, at a cost of just €15 per policy. It is not necessary to purchase this optional extra in order to purchase a Car Insurance policy. Motor Legal Protection is underwritten by ARAG Legal Protection Limited.