Motor Legal Protection for Car Insurance in Ireland
Legal cover included as standard
Get a quoteWhat is Motor Legal Protection?
Motor Legal Protection covers your legal costs if you need to take legal action following a road traffic accident that was not your fault. With An Post Insurance, Motor Legal Protection is included as standard with every Car Insurance policy. The cost is included in your premium breakdown. It covers legal expenses up to €130,000 and includes a 24/7 confidential legal advice helpline on 0818 303 013, where you can get guidance on any personal legal matter under the laws of the Republic of Ireland or the United Kingdom, not just motoring issues. The cover is underwritten by ARAG Legal Protection Limited. Not available on BoxClever1 Telematics policies.
1) BoxClever Car Insurance features and benefits differ from standard car insurance. Visit our BoxClever Telematic Car Insurance page for details.
Motor Legal Protection Benefits
With Motor Legal Protection included, you get support when you need it most – from recovering costs to defending your rights.
Recover Uninsured Losses
If you’re involved in an accident that wasn’t your fault, this cover helps you recover uninsured losses such as your car insurance excess, repair costs, and other expenses.
Claim Back Additional Losses
Beyond vehicle repairs and medical expenses, you may be able to recover additional costs such as loss of earnings, travel expenses, or other financial losses related to the
accident.
Repair or Replacement Costs
If your vehicle is damaged and the responsible party refuses to pay, legal protection can help you claim the cost of repairs or replacement.
Compensation for Injuries
If you or your passengers suffer an injury in an accident that wasn’t your fault, you can claim compensation to help cover medical costs or loss of earnings.
Is Motor Legal Protection included in my Car Insurance?
Yes, Motor Legal Protection is included as standard with every An Post Insurance Car Insurance policy. You do not need to add it separately or request it, it is built into your policy automatically and the cost is included in your premium breakdown. The protection type and cover details will be listed in your policy schedule. Not available on BoxClever1 Telematics policies. The cover is underwritten by ARAG Legal Protection Limited.
1) BoxClever Car Insurance features and benefits differ from standard car insurance. Visit our BoxClever Telematic Car Insurance page for details.
How does Motor Legal Protection work?
If you are involved in a road traffic accident that was not your fault, Motor Legal Protection helps you recover costs and get legal support. Here is how it works:
- You are involved in a road traffic accident that was not your fault: This could include damage to your vehicle, injury to you or your passengers, or other financial losses.
- Call the claims number: Phone 01 670 7470 (or +353 1 670 7470 from abroad) to register your claim. Have your car insurance policy number ready.
- Provide the details of the incident: Share the date, location, circumstances, and any losses you have incurred.
- Your claim is assessed: The legal team reviews your claim to determine whether there are reasonable prospects of success.
- Legal assistance begins: If approved, the legal team will pursue your claim to recover your losses, covering legal costs up to €130,000.
Motor Legal Protection
Motor Legal Protection is included with your Car Insurance policy, covering legal costs up to €130,000 and giving you access to a 24/7 legal helpline for advice and support.
Get a QuoteAcceptance criteria, T&Cs apply, subject to minimum premiums
How we Help
Motor Legal Protection is included as part of your policy and full details can be found in your Policy Schedule and your Car Insurance Underwriter policy booklet.
24 Hour Helpline
Get round-the-clock access to legal advise whenever you need it, providing guidance on motoring offences and other legal concerns.
Motor Legal Defence
If you are prosecuted for a motoring offence2, this cover provides legal defence support, ensuring you get the representation you need.3
2) Claims relating to parking offences or an offence which suggests dishonesty by you are not covered
3) Motor Legal Protection covers legal costs up to €130,000.
How to Make a Claim
- Have your Car Insurance policy number to hand
- Phone 01 670 7470 to register your claim
- From abroad: +353 1 670 7470
- Report the Incident: Notify ARAG as soon as possible after your accident.
- Provide Details: Share all relevant information, including any losses incurred.
- Assessment and Approval: The ARAG advisors will review your claim to ensure legal prospects of success
- Legal Assistance Begins: If approved, ARAG will provide the necessary support to recover your losses.
Motor Legal Protection FAQs
The 24/7 legal helpline provides advice on any personal legal matter, available to all policyholders. For more details and the relevant phone numbers check out your policy documentation and booklets.
Motor Legal Protection covers a broad range of legal matters related to your vehicle, including accident loss recovery, personal injury, motor legal defence, and contract disputes related to vehicles. However, it does not cover accidents that were your fault, parking offences, or offences which suggest dishonesty. It also does not cover legal costs that arise outside of a motor-related incident. The cover applies only to incidents involving the car insured on your An Post Insurance policy.
Motor Legal Protection is underwritten by ARAG Legal Protection Limited.
Motor Legal Protection is underwritten by ARAG Legal Protection Limited.
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