Keycare Cover | Car Key Insurance

We're Human About Insurance

Keycare cover can save you the replacement cost of your keys and what's more, it's only €12.60 (incl. government levy) for the year – that’s just over €1 per month. An Post Insurance is a 100% Irish-owned company, so we understand what matters most to you.

Keycare Benefits

Insurance for your Lost or Stolen Keys

If no duplicate available, our underwriters will cover the cost of a replacement key, locksmith charges or new locks up to the cover limit within that period of insurance. (1)

Unlimited Claims

You can have an unlimited number of claims up to a combined total of €1,500 per annum. These claims will not affect your No Claims Bonus.

Cover for Broken Keys/Keys Broken in a Lock

If your key is broken/broken in a lock by you, you will be covered by Keycare up to €100 per claim for replacement key and Locksmith charges.

3 Day Vehicle Hire up to €50 per Day

If your car is unusable as a result of lost or stolen keys, where no duplicate is available, you may request vehicle hire for 3 days, up to €50 per day.

1) If your key is lost and there is a duplicate key, our underwriters will only cover the cost of a replacement key up to the cover limit.

This cover is administered by Keycare Assistance Limited and underwritten by MAPFRE ASISTENCIA Compania Internacional De Seguros Y Reaseguros, S.A., trading as MAPFRE ASSISTANCE Agency Ireland

Keycare Cover

For just over €1 per month you can cover the unwelcome costs of having to replace your lost, broken or stolen keys. Keycare cover is an optional extra, it is not necessary to purchase this in order to purchase a car insurance policy.

How we Help

For full details on our Keycare cover please view our Keycare Policy Summary

24 Hour Helpline

You will be given access to a 24 Hour Helpline for support, locksmith availability and claims notification.

Call Out Assistance

Emergency Assistance provided if your keys are locked in your car or home.

We Value your Feedback

Very quick service and well explained. – Robert, June 2022

It was so simple to claim excellent service from start to finish. First time in 40 years I have ever lost my car key and thought it would be much more problematic. – Mary, June 2021

Until I lost my keys I didn’t realise how difficult losing your keys was. Very impressed with the service – Tonia, March 2021

It covered a broken key not just lost or stolen – Gareth, Oct 2021

On my way to visit my brother in hospital, the overall assistance I got was super and I was in a distressed state. My brother was very ill in hospital – Teresa, April 2021

It was hassle free & prompt – Paul, Feb 2021

Good to Know

We've gathered together all the details you need to better understand how the Keycare cover works. Take a look at our FAQs and learn more about how we can help you get the cover you deserve, at the price you prefer.

What to do with your Keycare key fob?

When you receive your key fob, you should take a separate note of the unique ID number found on the back and then attach it to your key ring as soon as possible.

Should I call the Gardaí or the Keycare Helpline first if my keys are stolen?

If an insured key has been stolen, it must be reported to the Gardaí immediately and a crime reference number obtained. You should then call the Keycare Helpline number on 01-431 9639 to begin the claims process. It’s important to note that Keycare cannot deal with your claim for stolen keys until you have reported the theft to the Gardaí and can then confirm the crime reference number to Keycare.

What do I do if my keys are lost or broken?

As soon as you notice your keys are lost or broken, you should have your unique key fob number ready and call the Helpline number on 01-431 9639

What is covered if my keys are locked in my car and I don’t have a duplicate key?

If your keys are locked in your car and you do not have a duplicate key, you will be entitled to claim back the cost of locksmith charges for gaining entry to your vehicle. Please note the cover and call out limits detailed in your policy schedule, as you will only be entitled to claim back costs within this range.

Whose keys are covered under my policy?

The keys of the policyholder, any immediate family member permanently living with the policyholder at the same address and any named driver on the car insurance Policy Schedule during that period of insurance.