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Car Insurance

Best car quote online in 5 minutes & get up to €60* off Get Quote *15% or €60 discount will be applied (whichever is the lower). Acceptance criteria, T&Cs apply subject to minimum premium of €320. Discounts applied consecutively, new business only.
Family road trip| Car Insurance | An Post Insurance

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We're Human About Insurance

Cars can be complicated, but car insurance doesn't have to be. An Post Insurance is a 100% Irish-owned company, so we understand what matters most to you.

How we Help

How we can help | Customer Care

Wallet-Friendly Protection

We know that everyone wants to get value from their car insurance, so we offer competitive prices and online discounts (1) to help lower the cost of cover.

How we can help | Customer Care

Stress-Free Cover

Excellent cover is what we do, with many benefits included as standard. We work with a number of insurers in the market so we can help you find a policy that suits your needs.

How we can help | Customer Care

Benefits and Bonuses

Our insurers provide care as well as cover, with a wide range of benefits, from 24 hour breakdown assistance to a no-claims discount (2) and cover for personal belongings.

How we can help | Customer Care

Real Customer Care

We're powered by people just like you, living in communities all over Ireland. Our experienced team is available six days a week to get you the help you need.

1) Acceptance criteria, T&Cs apply, discounts are subject to minimum premium of €320 and are applied consecutively, available to new business only.
2) No loss of your no claims discount for fire, theft or attempted theft, or windscreen claims. Learn more here.

Notification | An Post Insurance

Looking for your No Claims Bonus...? Don't worry, this can be found on page six of your Car Insurance renewal documentation.

Our Cover Options

We're often asked about the differences between Comprehensive or Third Party, Fire and Theft insurance. Both offer protection and peace of mind, but you might prefer one or the other, depending on your situation. We've outlined our great range of policy options below, so you can choose the cover that's right for you.

Comp SL

Comprehensive Cover

Choose Comprehensive Car Insurance so you can rest easy, knowing you're covered for damage to your own vehicle, as well as Third Party, Fire and Theft. This cover includes a range of added comforts, from breakdown assistance all the way to windscreen replacement and cover for personal belongings.

Third Party, Fire & Theft | Car Insurance | An Post Insurance

Third Party, Fire and Theft

Third party insurance is the minimum level of motor insurance required in the European Union. Our Third Party, Fire and Theft policy provides 24 hr breakdown assistance, helps protect you in case your car is burned or stolen, and if you're at fault in an accident, it covers damage to others and their property (3).

3) Please refer to our policy booklets for full cover details and terms and conditions that apply. Discounts, cover limits, and terms and conditions are dependent on your car insurance underwriter and those applicable to you will be outlined in your policy documents.

An Post Insurance Car Insurance

We know the NCT is a worry for our customers, but it’s normal to be concerned about whether your car will pass or fail. We’ve teamed up with the experts in car maintenance, BestDrive by Continental, to get their advice on how you can pass the test the first time ‘round.

Features and Benefits

You're unique, so your car insurance should be too. We've partnered with a range of providers so you can choose the policy and benefits that work best for you. You can even upgrade your policy with some of our optional extras such as Open Drive or Key Care Cover (4), for added peace of mind. 

Learn more about our car insurance features and benefits in our Help Centre.  

4) These options are subject to additional charge; it is not necessary to purchase these upgrades in order to purchase the policy.  Open Drive is subject to driver/vehicle eligibility criteria and restrictions may apply. Key Cover is administered by Keycare Assistance Limited and underwritten by MAPFRE ASISTENCIA Compania Internacional De Seguros Y Reaseguros, S.A., trading as MAPFRE ASSISTANCE Agency Ireland. This cover is available as an optional extra on at a charge of €10 per policy. 

Emergency Breakdown Assistance | Car Insurance

Breakdown Assistance

Help is just a phone call away with our 24 Hour Breakdown Assistance service, available in Ireland and the UK (5).

No Claims Discount Protection | Car Insurance

No Claims Discount Protection

We know how important your No Claims Discount is, so you won't lose your discount for fire, theft or attempted theft, or windscreen claims. You can add an optional extra to fully protection your No Claims Bonus at an additional charge.

Windscreen Cover | Car Insurance

Windscreen Cover

Make sure you can see clearly with unlimited windscreen cover when you use our insurers' aligned repairer network (6).

Insurance Cover & Discounts | An Post Insurance

Discount for No Penalty Points

Our insurers offer a discount to drivers and named drivers who have appropriate licences and haven't incurred penalty points for driving offences in the Republic of Ireland (7).

5) The driver must remain with the car. 
6) Applies to third party fire & theft and comprehensive AIG policies and FBD policies; applies to comprehensive Aviva policies only.
7) Available on AIG and Aviva car insurance policies only.

Get our best car quote online

We've made it easy to get our best quote online. It only takes a few minutes, and you could get up to €60* off your car insurance!

*15% or €60 discount will be applied (whichever is the lower). Acceptance criteria, T&Cs apply, subject to minimum premium of €320. Discounts applied consecutively, new business only.

We value your feedback

I'm with An Post Insurance for a number of years now and I must say that I could recommend this company to anybody who want great insurance cover at at a very competitive and affordable price... I have both my motor and home insurance with this company and I'm very happy with the comprehensive cover that I have as well as it's "extras" and value for money Regards Mártín 01.09.2021

 

Top 5 FAQs

We've gathered together all the details you need to better understand your policy cover options. Take a look at our car insurance FAQs and learn more about how we can help you get the cover you deserve, at the price you prefer. Need to know more?

Open driving is an optional cover available from An Post Insurance. Open driving allows other drivers to drive your car, with your permission, as long as they are aged from 25 to 70 years and hold a full EU/UK licence. Driver/vehicle eligibility criteria and restrictions may apply.

This optional extra allows you to Step-Back your No Claims Discount, which means that in the event of a single claim, you keep part of your discount. We will reduce your No Claims Discount as follows:

AIG policies

  • 55% to 30%,
  • 50% to 30%,
  • 40% to 20% or
  • 30% to 10%

Aviva policies

  • 50% to 20%,
  • 40% to 10% or
  • 30% or less to nil

FBD policies

  • 75% to 55%,
  • 70% to 55%,
  • 65% to 55% or
  • 55% to nil
  • 35% to nil

For an extra premium, this option allows you to have up to two unlimited claims in a three year period, without losing your No Claims Discount. (We will not take account of windscreen damage or fire or theft claims.)

For an extra premium, this option allows you to have up to two unlimited claims in a three year period, without losing your No Claims Discount. (We will not take account of windscreen damage or fire or theft claims.) For subsequent claims, Step-Back No Claims Discount applies.

Once you have arranged payment terms and returned all of the necessary documentation to An Post Insurance, your certificate of insurance will be issued.

Home Insurance| Car Insurance | An Post Insurance

15% off** Car & Home Insurance

Plus, you could get a free Annual Multi-Trip European policy when you take out a car & a home policy with us & both policies are underwritten by Aviva Insurance Ireland DAC**.

**Discounts applied consecutively and subject to a minimum premium of €320 for car insurance, €230 for home insurance and €110 for Contents Only. This offer is applicable to An Post Insurance policies underwritten by Aviva Insurance Ireland DAC. You will get a 15% discount on the second policy you take out. Once this policy is set up, you'll be eligible for one year free multi-trip European travel insurance. When your first policy is due for renewal you will be eligible for the 15% discount for that policy. Full terms and conditions can be found on our promotions page. 

Need Help?

Getting Insured| An Post Insurance

Getting Insured

We care about protecting what matters to you. Get a quick quote for great value insurance online, in person or over the phone.

Documents and Forms | An Post Insurance

Documents & Forms

Here you’ll find useful information, documents and forms that’ll help you get the peace of mind of good protection.

Easy Payment Methods | An Post Insurance

Payments

We understand that everybody’s different, so you can choose the right payment method for you. Check out our range of options.

Claims & Emergencies | An Post Insurance

Claims & Emergencies

You can trust us to get you the help you need, when you need it. Learn more about making a claim or dealing with an emergency.

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