We're Human About Insurance
Cars can be complicated, but car insurance doesn't have to be. An Post Insurance is a 100% Irish-owned company, so we understand what matters most to you.
How we Help
We know that everyone wants to get value from their car insurance, so we offer competitive prices and online discounts* to help lower the cost of cover.
Excellent cover is what we do, with many benefits included as standard. We work with a number of insurers in the market so we can help you find a policy that suits your needs.
Our insurers provide care as well as cover, with a wide range of benefits, from 24 hour breakdown assistance to a no-claims discount (2) and cover for personal belongings.
We're powered by people just like you, living in communities all over Ireland. Our experienced team is available six days a week to get you the help you need.
*Acceptance criteria, T&Cs apply, discounts are subject to minimum premium of €320 and are applied consecutively, available to new business only.
2) No loss of your no claims discount for fire, theft or attempted theft, or windscreen claims. Learn more here.
Tailor Your Policy
You're unique, so your car insurance should be too. We've partnered with a range of providers so you can choose the policy and benefits that work best for you. You can even upgrade your policy with some of our optional extras such as Open Drive or Key Cover (3), for added peace of mind.
3) These options are subject to additional charge; it is not necessary to purchase these upgrades in order to purchase the policy. Open Drive is subject to driver/vehicle eligibility criteria and restrictions may apply.
We know how important your No Claims Discount is, so you won't lose your discount for fire, theft or attempted theft, or windscreen claims.
Help is just a phone call away with our 24 Hour Breakdown Assistance service, available in Ireland and the UK (4).
Make sure you can see clearly with unlimited windscreen cover when you use our insurers' aligned repairer network (5).
Our insurers offer a discount to drivers and named drivers who have appropriate licences and haven't incurred penalty points for driving offences in the Republic of Ireland (6).
4) The driver must remain with the car.
5) Applies to third party fire & theft and comprehensive AIG policies and FBD policies; applies to comprehensive Aviva policies only.
6) Available on AIG and Aviva car insurance policies only.
We value your feedback
Great value and super easy to get a quote. I was able to customise and upgrade the exact policy I needed. The experience is miles ahead of my past insurer. I would highly recommend this service!! John 17/11/2020
Our Cover Options
We're often asked about the differences between Comprehensive or Third Party, Fire and Theft insurance. Both offer protection and peace of mind, but you might prefer one or the other, depending on your situation. We've outlined our great range of policy options below, so you can choose the cover that's right for you.
Choose Comprehensive Car Insurance so you can rest easy, knowing you're covered for damage to your own vehicle, as well as Third Party, Fire and Theft. This cover includes a range of added comforts, from breakdown assistance all the way to windscreen replacement and cover for personal belongings.
Third party insurance is the minimum level of motor insurance required in the European Union. Our Third Party, Fire and Theft policy provides 24 hr breakdown assistance, helps protect you in case your car is burned or stolen, and if you're at fault in an accident, it covers damage to others and their property (7).
7) Please refer to our policy booklets for full cover details and terms and conditions that apply. Discounts, cover limits, and terms and conditions are dependent on your car insurance underwriter and those applicable to you will be outlined in your policy documents.
Good to Know
We've gathered together all the details you need to better understand your car insurance options. Take a look at our FAQs and learn more about how we can help you get the cover you deserve, at the price you prefer.
The standard policy excess on comprehensive policies is €300. You have the option to increase the excess to €600, which will reduce your premium or you may decrease the excess to €125, which will incur a slight additional premium. No excess applies to windscreen claims or to third party fire and theft cover.
Following the ratification of the Withdrawal Agreement on Friday 31 Jan 2020, the UK are no longer a member of the EU. Under the arrangements in place, UK/NI driving licences held by residents of Ireland will continue to be valid up to 31 December 2020 (the end of the transition period). As and from the 31 December 2020 a UK licence held by residents of Ireland will no longer be valid to drive here in Ireland. For that reason, UK licence holders resident in Ireland should take steps to exchange their licence for an Irish one well in advance of that date.
Voluntary excess - Consider how much you'd be prepared to pay out if you have to make a claim. The voluntary excess is the amount you volunteer to pay in the event of an accident. If you can afford to pay another €300 as a voluntary excess your annual premium costs may come down. Simply the higher your voluntary excess, the lower your quote will be.
Dependent on the licence type and occupation, driving of other cars extension may apply to your policy on a Third Party only basis. Please refer to your policy documents for full details.
Open driving is an optional cover available from An Post Insurance. Open driving allows other drivers to drive your car, with your permission, as long as they are aged from 25 to 70 years and hold a full EU/UK licence. Driver/vehicle eligibility criteria and restrictions may apply.
Once you have arranged payment terms and returned all of the necessary documentation to An Post Insurance, your certificate of insurance will be issued.
To celebrate the launch of our newly-designed website, we're giving you the chance to win a €500 One4All Voucher. Simply get a car or home insurance quote online before the 7th Dec 2020 to enter. T&Cs apply.T&Cs
We care about protecting what matters to you. Get a quick quote for great value insurance online, in person or over the phone.
Here you’ll find useful information, documents and forms that’ll help you get the peace of mind of good protection.
We understand that everybody’s different, so you can choose the right payment method for you. Check out our range of options.