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Car Insurance

Get our best price online, plus up to €40* off today! Get Quote
Available at time of display. *10% discount or €40 off car insurance will be applied (whichever is the lower). Acceptance criteria, T&Cs apply, subject to a minimum premium of €355 or €325, depending on the policy underwriter for car insurance. Discounts applied consecutively, new business customers only, will not be available at subsequent renewals. Best Price available online. 
Home Insurance| Car Insurance | An Post Insurance
Best Quotes Online| Insurance Ireland| An Post Insurance

Up to 75%* No Claims Discount

On your Car Insurance, if claims free for 5 years.

*Of the three car insurance providers available to An Post Insurance customers, this discount is available on policies provided by FBD Insurance plc only.

 

We're Human About Insurance

Cars can be complicated, but car insurance doesn't have to be. An Post Insurance is a 100% Irish-owned company, so we understand what matters most to you.

How we Help

How we can help | Customer Care | An Post Insurance

Wallet-Friendly Protection

We know that everyone wants to get value from their car insurance, so we offer competitive prices and online discounts (1) to help lower the cost of cover.

How we can help | Customer Care | An Post Insurance

Stress-Free Cover

Excellent cover is what we do, with many benefits included as standard. We work with a number of insurers in the market so we can help you find a policy that suits your needs.

How we can help | Customer Care | An Post Insurance

Benefits and Bonuses

Our insurers provide care as well as cover, with a wide range of benefits, from 24 hour breakdown assistance to a no-claims discount (2) and cover for personal belongings.

How we can help | Customer Care | An Post Insurance

Real Customer Care

We're powered by people just like you, living in communities all over Ireland. Our experienced team is available six days a week to get you the help you need.

1) Acceptance criteria, T&Cs apply, discounts are subject to minimum premium of €355 or €325, depending on the policy underwriter for car insurance and are applied consecutively, available to new business only and will not be available at subsequent renewals.
2) No loss of your no claims discount for fire, theft or attempted theft, or windscreen claims. Learn more here.

Notification |Customer Care| An Post Insurance

Looking for your No Claims Bonus...? Don't worry, this can be found on page six of your Car Insurance renewal documentation.

Our Cover Options

We're often asked about the differences between Comprehensive or Third Party, Fire and Theft insurance. Both offer protection and peace of mind, but you might prefer one or the other, depending on your situation. We've outlined our great range of policy options below, so you can choose the cover that's right for you.

The Future is Electric at An Post Insurance

At An Post Insurance, sustainability is at the centre of our priorities. Adapting for our customers is what we do best - whether that means protecting their petrol, diesel, or electric cars.

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Features and Benefits

You're unique, so your car insurance should be too. We've partnered with a range of providers so you can choose the policy and benefits that work best for you. You can even upgrade your policy with some of our optional extras such as Open Drive or Key Care Cover (4), for added peace of mind. 

Learn more about our car insurance features and benefits in our Help Centre.  

4) These options are subject to an additional charge; it is not necessary to purchase these upgrades in order to purchase the policy. Open Drive is subject to driver/vehicle eligibility criteria and restrictions may apply. Key Cover is administered by Keycare Assistance Limited and underwritten by MAPFRE ASISTENCIA Compania Internacional De Seguros Y Reaseguros, S.A., trading as MAPFRE ASSISTANCE Agency Ireland. This cover is available as an optional extra at a charge of €12.60 (incl. government levy) per policy. 

Emergency Breakdown Assistance | Car Insurance

Breakdown Assistance

Help is just a phone call away with our 24 Hour Breakdown Assistance service, available in Ireland and the UK (5).

No Claims Discount Protection | Car Insurance | An Post Insurance

No Claims Discount Protection

We know how important your No Claims Discount is, so you won't lose your discount for fire, theft or attempted theft, or windscreen claims. You can add an optional extra to fully protection your No Claims Bonus at an additional charge.

Windscreen Cover | Car Insurance | An Post Insurance

Windscreen Cover

Make sure you can see clearly with unlimited windscreen cover when you use our insurers' aligned repairer network (6).

Insurance Cover & Discounts | An Post Insurance

Discount for No Penalty Points

Our insurers offer a discount to drivers and named drivers who have appropriate licences and haven't incurred penalty points for driving offences in the Republic of Ireland (7).

5) The driver must remain with the car. 
6) Applies to third party fire & theft and comprehensive AIG policies and FBD policies; applies to comprehensive Aviva policies only. Can be added to Aviva third party fire & theft policies at an additional charge.
7) Available on AIG and Aviva car insurance policies only.

We value your feedback

You folks are the best customer services team in Ireland. I would never move away from yous. Thank you so much for your help on this. Have a great day and mind yourselves. Lorraine 06.07.2022

 

Top 5 FAQs

We've gathered together all the details you need to better understand your policy cover options. Take a look at our car insurance FAQs and learn more about how we can help you get the cover you deserve, at the price you prefer. Need to know more?

Open driving is an optional cover available from An Post Insurance. Open driving allows other drivers to drive your car, with your permission, as long as they are aged from 25 to 70 years and hold a full EU/UK licence. Driver/vehicle eligibility criteria and restrictions may apply.

AIG & Aviva Policies: Cover is provided for any person free from accidents, claims, disqualifications, endorsements and convictions, aged from 25 to 70 years holding a full EU or UK driving licence - The driver cannot have any penalty points unless they are named on the policy.

FBD Policies: Cover is provided for any person free from accidents, claims, disqualifications, endorsements and convictions, aged from 25 to 71 years holding a full Irish or EU driving licence. Up to 6 Penalty Points are allowed provided they are not court awarded.

It is not necessary to purchase this optional extra in order to purchase a Car Insurance policy.

Step-back No Claims Discount is an optional extra, which allows you to keep part of your no claims bonus in the event of a single claim. We will reduce your No Claims Discount as follows:

AIG policies

  • 55% to 30%,
  • 50% to 30%,
  • 40% to 20% or
  • 30% to 10%

Aviva policies

  • 50% to 20%,
  • 40% to 10% or
  • 30% or less to nil

FBD policies

  • 75% to 55%,
  • 70% to 55%,
  • 65% to 55% or
  • 55% to nil
  • 35% to nil

It is not necessary to purchase this optional extra in order to purchase a Car Insurance policy.

For an additional premium, our protected No Claims Discount option allows you to have up to two unlimited claims in a three year period, without losing your No Claims Bonus. (We will not take account of  windscreen,  fire or theft claims.)

It is not necessary to purchase this optional extra in order to purchase a Car Insurance policy.

Protected No Claims Bonus/Discount with Step-Back option allows you to have up to two unlimited car insurance claims in a three year period, without losing your No Claims Bonus. (We will not take account of windscreen damage or fire or theft claims.) This is an optional extra that would incur an extra premium. For subsequent claims, Step-Back No Claims Discount applies.

It is not necessary to purchase this optional extra in order to purchase a Car Insurance policy.

Your certificate of insurance will be issued once you have arranged payment terms and returned all of the necessary documentation to An Post Insurance.

Home Insurance| Car Insurance | An Post Insurance

15% off** Car & Home Insurance

Plus, you could get a free Annual Multi-Trip European policy when you take out a car & a home policy with us & both policies are underwritten by Aviva Insurance Ireland DAC**.

 

**Discounts applied consecutively and subject to a minimum premium of €355 or €325, depending on the policy underwriter for car insurance, €240 for home insurance and €120 for Contents Only. This offer is applicable to An Post Insurance policies underwritten by Aviva Insurance Ireland DAC. You will get a 15% discount on the second policy you take out. Once this policy is set up, you'll be eligible for one year free multi-trip European travel insurance. When your first policy is due for renewal you will be eligible for the 15% discount for that policy. Full terms and conditions can be found on our promotions page. 

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