Car Insurance
Get our best Car Insurance price online, plus a €25* One4all Gift Card Car Quote *Available at time of display, for new business policies quoted in May and purchased in May or June, depending on quote validity date. Not available at subsequent renewals. One4all gift cards will be issued 14 days after policy purchase. T&Cs here
We're Human About Car Insurance
Cars can be complicated, but car insurance doesn't have to be. An Post Insurance is a 100% Irish-owned company, so we understand what matters most to you.
Our Cover Options
We're often asked about the differences between Comprehensive or Third Party, Fire and Theft insurance. Both offer protection and peace of mind, but you might prefer one or the other, depending on your situation. The cost of car insurance may also be a factor. We've outlined our great range of policy options below, so you can choose the cover that's right for you.
Please refer to our policy booklets for full cover details and terms and conditions that apply. Discounts, cover limits, and terms and conditions are dependent on your car insurance underwriter and those applicable to you will be outlined in your policy documents.
Up to 75%* No Claims Discount
On your Car Insurance, if claims free for 5 years.
*Of the three car insurance providers available to An Post Insurance customers, this discount is available on policies provided by FBD Insurance plc only.Car Insurance Features and Benefits
You're unique, so your car insurance should be too. We've partnered with a range of providers so you can choose the policy and benefits that work best for you. You can even upgrade your policy with some of our optional extras such as Open Drive or Key Care Cover (4), for added peace of mind.
Learn more about our car insurance features and benefits in our Help Centre.
Breakdown Assistance
Help is just a phone call away with our 24 Hour Breakdown Assistance service, available in Ireland and the UK (5).
No Claims Discount Protection
We know how important your No Claims Discount is, so you won't lose your discount for fire, theft or attempted theft, or windscreen claims. You can add an optional extra to fully protect your No Claims Bonus at an additional charge (6).
Windscreen Cover
Make sure you can see clearly with unlimited windscreen cover when you use our insurers' aligned repairer network (7).
Discount for No Penalty Points
Our insurers offer a discount to drivers and named drivers who have appropriate licences and haven't incurred penalty points for driving offences in the Republic of Ireland (8).
4) These options are subject to an additional charge; it is not necessary to purchase these upgrades in order to purchase the policy. Open Drive is subject to driver/vehicle eligibility criteria and restrictions may apply. Key Cover is administered by Keycare Assistance Limited and underwritten by MAPFRE ASISTENCIA Compania Internacional De Seguros Y Reaseguros, S.A., trading as MAPFRE ASSISTANCE Agency Ireland. This cover is available as an optional extra at a charge of €12.60 (incl. government levy) per policy.
5) If you break down at home, at work or even at the side of the road, a competent repairer will be sent to assist you with your car's recovery and we'll cover the cost of the first hour's labour. If the car is not drivable due to a mechanical fault, you will be covered for the cost of towing your car to the nearest garage or to your own garage, whichever is closest. The driver must stay with the car while the work is carried out.
6) You can make two unlimited claims within a three year period on your car insurance policy without losing your No Claims Bonus. The number of claims free years you hold will determine if you are eligible to purchase this optional extra with each of our car insurance underwriters.
7) Applies to third party fire & theft and comprehensive AIG policies and FBD policies; applies to comprehensive Aviva policies only. Can be added to Aviva third party fire & theft policies at an additional charge. It is not necessary to purchase this optional extra in order to purchase a car Insurance policy.
8) Available on AIG and Aviva car insurance policies only.
An Post Insurance Car Insurance in Action
Powered by people just like you, we know what matters most. We're human about insurance and that means putting our community first. Listen to what our customers have to say about their experience with An Post Insurance!
How we Help
Wallet-Friendly Protection
We know that everyone wants to get value from their car insurance, so we offer competitive prices and online discounts (1) to help lower the cost of cover.
Stress-Free Cover
Excellent cover is what we do, with many benefits included as standard. We work with a number of insurers in the market so we can help you find a policy that suits your needs.
Benefits and Bonuses
Our insurers provide care as well as cover, with a wide range of benefits, from 24 hour breakdown assistance to a no-claims discount (2) and cover for personal belongings.
Real Customer Care
We're powered by people just like you, living in communities all over Ireland. Our experienced team is available six days a week to get you the help you need.
1) Acceptance criteria, T&Cs apply, discounts are subject to minimum premium of €355 or €325, depending on the policy underwriter for car insurance and are applied consecutively, available to new business only and will not be available at subsequent renewals.
2) No loss of your no claims discount for fire, theft or attempted theft, or windscreen claims. Learn more here.
Moving to an EV or Hybrid Vehicle
Are you currently or are you thinking of becoming an electric or hybrid vehicle driver? An Post Insurance is here to support you. Compare your options and learn more about EV maintenance and charging.
Looking for your No Claims Bonus...? Don't worry, this can be found on page 11 of your Car Insurance renewal documentation.
We value your feedback
I had the pleasure of dealing with a lovely man about my House Insurance. He was so helpful and made the process so easy. I will definitely be using An Post Insurance again for Insurance and other services. Very nice experience. Thank you. Bronagh 14.12.2022
Tell us what you think about our Car Insurance
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Top 5 Car Insurance FAQs
We've gathered together all the details you need to better understand your policy cover options. Take a look at our car insurance FAQs and learn more about how we can help you get the cover you deserve, at the price you prefer. Need to know more?
Open driving is an optional cover available from An Post Insurance. Open driving allows other drivers to drive your car, with your permission, as long as they are aged from 25 to 70 years and hold a full EU/UK licence. Driver/vehicle eligibility criteria and restrictions may apply.
AIG & Aviva Policies: Cover is provided for any person free from accidents, claims, disqualifications, endorsements and convictions, aged from 25 to 70 years holding a full EU or UK driving licence - The driver cannot have any penalty points unless they are named on the policy.
FBD Policies: Cover is provided for any person free from accidents, claims, disqualifications, endorsements and convictions, aged from 25 to 71 years holding a full Irish, UK or EU driving licence. Up to 6 Penalty Points are allowed provided they are not court awarded.
It is not necessary to purchase this optional extra in order to purchase a Car Insurance policy.
Step-back No Claims Discount is an optional extra, which allows you to keep part of your no claims bonus in the event of a single claim. We will reduce your No Claims Discount as follows:
AIG policies
- 55% to 30%,
- 50% to 30%,
- 40% to 20% or
- 30% to 10%
Aviva policies
- 50% to 20%,
- 40% to 10% or
- 30% or less to nil
FBD policies
- 75% to 55%,
- 70% to 55%,
- 65% to 55% or
- 55% to nil
- 35% to nil
It is not necessary to purchase this optional extra in order to purchase a Car Insurance policy.
For an additional premium, our protected No Claims Discount option allows you to have up to two unlimited claims in a three year period, without losing your No Claims Bonus. (We will not take account of windscreen, fire or theft claims.)
It is not necessary to purchase this optional extra in order to purchase a Car Insurance policy.
Protected No Claims Bonus/Discount with Step-Back option allows you to have up to two unlimited car insurance claims in a three year period, without losing your No Claims Bonus. (We will not take account of windscreen damage or fire or theft claims.) This is an optional extra that would incur an extra premium. For subsequent claims, Step-Back No Claims Discount applies.
It is not necessary to purchase this optional extra in order to purchase a Car Insurance policy.
Your certificate of insurance will be issued once you have arranged payment terms and returned all of the necessary documentation to An Post Insurance.
15% off** Car & Home Insurance
Plus, you could get a free family Annual Multi-Trip European Travel Insurance policy when you take out a car & a home policy with us & both policies are underwritten by Aviva Insurance Ireland DAC**.
**Discounts applied consecutively and subject to a minimum premium of €355 or €325, depending on the policy underwriter for car insurance, €240 for home insurance and €120 for Contents Only. This offer is applicable to An Post Insurance policies underwritten by Aviva Insurance Ireland DAC. You will get a 15% discount on the second policy you take out. Once this policy is set up, you'll be eligible for one year free multi-trip European travel insurance. When your first policy is due for renewal you will be eligible for the 15% discount
for that policy. Full terms and conditions can be found on our promotions page.
