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Comprehensive Car Insurance

Get our best car quote* online in just 5 minutes Get a Quote * This is subject to minimum premium of €320

We're Human About Insurance

Get protection that'll go the extra mile, with Comprehensive Car Insurance. An Post Insurance is a 100% Irish-owned company, so we understand what matters most to you.

How we Help

How we can help | Customer Care | An Post Insurance

Wallet-Friendly Protection

We know that everyone wants to get value from their car insurance, so we offer competitive prices and an online discount (1) to help lower the cost of cover.

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Stress-Free Cover

Excellent cover is what we do, with many benefits included as standard. We work with a number of insurers in the market so we can help you find a policy that suits your needs.

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Benefits and Bonuses

Our insurers provide care as well as cover, offering 24/7 Breakdown Assistance as standard, available in Ireland, Northern Ireland, England, Scotland and Wales.

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Real Customer Care

We're powered by people just like you, living in communities all over Ireland. Our team is available six days a week - you can trust us to get the help you need, when you need it.

1) 10% or €50 discount will be applied (whichever is the lower). Acceptance criteria, T&Cs apply subject to minimum premium of €320. Discounts applied consecutively, new business only.

Features and Benefits

You're unique, so your car insurance should be too. We've partnered with a range of providers so you can choose the policy and benefits that work best for you. You can even pay to upgrade your policy with extras such as Open Drive or Key Cover (1), for added peace of mind.

1) These options are subject to additional charge; it is not necessary to purchase these upgrades in order to purchase the policy.  Open Drive is subject to driver/vehicle eligibility criteria and restrictions may apply.

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No Claims Discount Protection

We know how important your No Claims Discount is, so you won't lose your discount for fire, theft or attempted theft, or windscreen claims. You can add an optional extra to fully protection your No Claims Bonus at an additional charge.

Emergency Breakdown Assistance | Car Insurance

Breakdown Assistance

Help is just a phone call away with our 24 Hour Breakdown Assistance service, available in Ireland and the UK (2).

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Windscreen Cover

Make sure you can see clearly with unlimited windscreen cover when you use our insurers' aligned repairer network (3).

Insurance Cover & Discounts | An Post Insurance

Discount for No Penalty Points

Our insurers offer a discount to drivers and named drivers who have appropriate licences and haven't incurred penalty points for driving offences in the Republic of Ireland. (4)

2) The driver must remain with the car. 
3) Applies to third party fire & theft and comprehensive AIG policies and FBD policies; applies to comprehensive Aviva policies only.
4) Available on AIG and Aviva car insurance policies only.

Is Comprehensive Car Insurance right for me?

The answer to this question depends on a number of factors, such as the replacement value of your vehicle, the year / age of your vehicle, and what's affordable to you right now. Learn more about our car insurance benefits.

We value your feedback

An Post Insurance - A pleasure to deal with from start to finish. This is what customer service is all about. Fast, efficient, friendly and polite and, I got the best quote from them. I will continue to deal with An Post Insurance. Meadhbh 09.10.2021

Good to Know

We've gathered together all the details you need to better understand your car insurance options. Take a look at our FAQs and learn more about how we can help you get the cover you deserve, at the price you prefer.


Open driving is an optional cover available from An Post Insurance. Open driving allows other drivers to drive your car, with your permission, as long as they are aged from 25 to 70 years and hold a full EU/UK licence. Driver/vehicle eligibility criteria and restrictions may apply.

AIG & Aviva Policies: Cover is provided for any person free from accidents, claims, disqualifications, endorsements and convictions, aged from 25 to 70 years holding a full EU or UK driving licence - The driver cannot have any penalty points unless they are named on the policy.

FBD Policies: Cover is provided for any person free from accidents, claims, disqualifications, endorsements and convictions, aged from 25 to 71 years holding a full Irish or EU driving licence. Up to 6 Penalty Points are allowed provided they are not court awarded.

It is not necessary to purchase this optional extra in order to purchase a Car Insurance policy.

Step-back No Claims Discount is an optional extra, which allows you to keep part of your no claims bonus in the event of a single claim. We will reduce your No Claims Discount as follows:

AIG policies

  • 55% to 30%,
  • 50% to 30%,
  • 40% to 20% or
  • 30% to 10%

Aviva policies

  • 50% to 20%,
  • 40% to 10% or
  • 30% or less to nil

FBD policies

  • 75% to 55%,
  • 70% to 55%,
  • 65% to 55% or
  • 55% to nil
  • 35% to nil

It is not necessary to purchase this optional extra in order to purchase a Car Insurance policy.

For an additional premium, our protected No Claims Discount option allows you to have up to two unlimited claims in a three year period, without losing your No Claims Bonus. (We will not take account of  windscreen,  fire or theft claims.)

It is not necessary to purchase this optional extra in order to purchase a Car Insurance policy.

Protected No Claims Bonus/Discount with Step-Back option allows you to have up to two unlimited car insurance claims in a three year period, without losing your No Claims Bonus. (We will not take account of windscreen damage or fire or theft claims.) This is an optional extra that would incur an extra premium. For subsequent claims, Step-Back No Claims Discount applies.

It is not necessary to purchase this optional extra in order to purchase a Car Insurance policy.

Your certificate of insurance will be issued once you have arranged payment terms and returned all of the necessary documentation to An Post Insurance.

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15% off** Car & Home Insurance

Plus, you could get a free Annual Multi-Trip European policy when you take out a car & a home policy with us & both policies are underwritten by Aviva Insurance Ireland DAC**.

**Discounts applied consecutively and subject to a minimum premium of €320 for car insurance, €230 for home insurance and €110 for Contents Only. This offer is applicable to An Post Insurance policies underwritten by Aviva Insurance Ireland DAC. You will get a 15% discount on the second policy you take out. Once this policy is set up, you'll be eligible for one year free multi-trip European travel insurance. When your first policy is due for renewal you will be eligible for the 15% discount for that policy. Full terms and conditions can be found on our promotions page. 

Need Help?

Getting Insurance |Customer Care | An Post Insurance

Getting Insured

We care about protecting what matters to you. Get a quick quote for great value insurance online, in person or over the phone.

Documents and Forms | Customer Care | An Post Insurance

Documents & Forms

Here you’ll find useful information, documents and forms that’ll help you get the peace of mind of good protection.

Easy Payment Methods | Customer Care | An Post Insurance

Payments

We understand that everybody’s different, so you can choose the right payment method for you. Check out our range of options.

Claims & Emergencies | Customer Care |An Post Insurance

Claims & Emergencies

You can trust us to get you the help you need, when you need it. Learn more about making a claim or dealing with an emergency.

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