Comprehensive Car Insurance
Get our best car quote online in just a few minutes Get a Quote Acceptance criteria, T&Cs apply, subject to a minimum premium of €355 or €345, depending on the policy underwriter for car insurance. Discounts applied consecutively, for new business customers only.
We're Human About Comprehensive Insurance
Get protection that'll go the extra mile, with Comprehensive Car Insurance. An Post Insurance is a 100% Irish-owned company, so we understand what matters most to you.
How we Help with Car Insurance
Wallet-Friendly Protection
We know that everyone wants to get value from their car insurance, so we offer competitive prices and an online discount (1) to help lower the cost of cover.
Stress-Free Cover
Excellent cover is what we do, with many benefits included as standard. We work with a number of insurers in the market so we can help you find a policy that suits your needs.
Comprehensive Insurance Benefits and Bonuses
Our insurers provide care as well as cover, offering 24/7 Breakdown Assistance as standard, available in Ireland, Northern Ireland, England, Scotland and Wales.
Real Customer Care
We're powered by people just like you, living in communities all over Ireland. Our team is available six days a week - you can trust us to get the help you need, when you need it.
1) Acceptance criteria, T&Cs apply subject to minimum premium of €355 or €345, depending on the policy underwriter for car insurance. Discounts applied consecutively, new business only and will not be available at subsequent renewals.
Features and Benefits
You're unique, so your Comprehensive Car Insurance should be too. We've partnered with a range of providers so you can choose the policy and benefits that work best for you. You can even pay to upgrade your policy with extras such as Open Drive or Key Cover (2), for added peace of mind.
2) These options are subject to an additional charge; it is not necessary to purchase these upgrades in order to purchase the policy. Open Drive is subject to driver/vehicle eligibility criteria and restrictions may apply. Keycare is available at a charge of €12.60 (incl. government levy) per policy. Keycare is administered by Keycare Assistance Limited and underwritten by MAPFRE ASISTENCIA Compania Internacional De Seguros Y Reaseguros, S.A., trading as MAPFRE ASSISTANCE Agency Ireland.
No Claims Discount Protection
We know how important your No Claims Discount is, so you won't lose your discount for fire, theft or attempted theft, or windscreen claims. You can add an optional extra to fully protect your No Claims Bonus at an additional charge.
Breakdown Assistance
Help is just a phone call away with our 24 Hour Breakdown Assistance service, available in Ireland and the UK (3).
Windscreen Cover
Make sure you can see clearly with unlimited windscreen cover when you use our insurers' aligned repairer network (4).
Discount for No Penalty Points
Our insurers offer a discount to drivers and named drivers who have appropriate licences and haven't incurred penalty points for driving offences in the Republic of Ireland. (5)
3) The driver must remain with the car.
4) Applies to third party fire & theft and comprehensive AIG policies and FBD policies; applies to comprehensive Aviva policies only. Can be added to Aviva third party fire & theft policies at an additional charge
5) Available on AIG and Aviva car insurance policies only.
Is Comprehensive Car Insurance right for me?
The answer to this question depends on a number of factors, such as the replacement value of your vehicle, the year/age of your vehicle, and what's affordable to you right now. Learn more about our car insurance benefits.
We value your feedback
It was very easy to follow online to complete my Insurance and when I had to ring to ask some questions they were very helpful. I’m not very good with technology and they made it very easy for me to follow the steps I needed to complete my form. Would definitely recommend to friends. Great value for money. Susan 29.08.2023
An Post Insurance in Action
Powered by people just like you, we know what matters most. We're human about insurance and that means putting our community first. Listen to what our customers have to say about their experience with An Post Insurance!
Good to Know
We've gathered together all the details you need to better understand your Comprehensive Car Insurance options. Take a look at our FAQs and learn more about how we can help you get the cover you deserve, at the price you prefer.
Covers other people aged between 25-70 with a full EU/UK licence to drive your car. Driver/vehicle eligibility criteria and restrictions may apply
Step-back No Claims Discount is an optional extra, which allows you to keep part of your no claims discount in the event of a single claim. We will reduce your No Claims Discount as follows:
AIG policies
- 55% to 30%,
- 50% to 30%,
- 40% to 20% or
- 30% to 10%
Aviva policies
- 50% to 20%,
- 40% to 10% or
- 30% or less to nil
FBD policies
- 75% to 55%,
- 70% to 55%,
- 65% to 55% or
- 55% to nil
- 35% to nil
It is not necessary to purchase this optional extra in order to purchase a Car Insurance policy.
For an additional premium, our protected No Claims Discount option allows you to have up to two unlimited claims in a three year period, without losing your No Claims Discount. (We will not take account of windscreen, fire or theft claims.)
It is not necessary to purchase this optional extra in order to purchase a Car Insurance policy.
Protected No Claims Discount with Step-Back option allows you to have up to two unlimited car insurance claims in a three year period, without losing your No Claims Discount. (We will not take account of windscreen damage or fire or theft claims.) This is an optional extra that would incur an extra premium. For subsequent claims, Step-Back No Claims Discount applies.
It is not necessary to purchase this optional extra in order to purchase a Car Insurance policy.
Your certificate of insurance will be issued once you have arranged payment terms and returned all of the necessary documentation to An Post Insurance.
15% off** Car & Home Insurance
Plus, you could get a free Annual Multi-Trip European policy when you take out a car & a home policy with us & both policies are underwritten by Aviva Insurance Ireland DAC**.
**Discounts applied consecutively and subject to a minimum premium of €355 or €345, depending on the policy underwriter for car insurance, €240 for home insurance and €120 for Contents Only. This offer is applicable to An Post Insurance policies underwritten by Aviva Insurance Ireland DAC. You will get a 15% discount on the second policy you take out. Once this policy is set up, you'll be eligible for one year free multi-trip European travel insurance. When your first policy is due for renewal you will be eligible for the 15% discount for that policy. Full terms and conditions can be found on our promotions page.
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