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Comprehensive Car Insurance

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We're Human About Insurance

Get protection that'll go the extra mile, with Comprehensive Car Insurance. An Post Insurance is a 100% Irish-owned company, so we understand what matters most to you.

Features and Benefits

You're unique, so your car insurance should be too. We've partnered with a range of providers so you can choose the policy and benefits that work best for you. You can even pay to upgrade your policy with extras such as Open Drive or Key Cover (1), for added peace of mind.

1) These options are subject to additional charge; it is not necessary to purchase these upgrades in order to purchase the policy.  Open Drive is subject to driver/vehicle eligibility criteria and restrictions may apply.

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No Claims Discount Protection

We know how important your No Claims Discount is, so you won't lose it for fire, theft or attempted theft, or windscreen claims.

Breakdown Assistance

Help is just a phone call away with our 24 Hour Breakdown Assistance service, available in Ireland and the UK (2).

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Windscreen Cover

Make sure you can see clearly with unlimited windscreen cover when you use our insurers' aligned repairer network (3).

Discount for No Penalty Points

Our insurers offer a discount to drivers and named drivers who have appropriate licences and haven't incurred penalty points for driving offences in the Republic of Ireland. (4)

2) The driver must remain with the car. 
3) Applies to third party fire & theft and comprehensive AIG policies and FBD policies; applies to comprehensive Aviva policies only.
4) Available on AIG and Aviva car insurance policies only.

Is Comprehensive Car Insurance right for me?

The answer to this question depends on a number of factors, such as the replacement value of your vehicle, the year / age of your vehicle, and what's affordable to you right now. Learn more about our car insurance benefits here.

We value your feedback

Great value and super easy to get a quote. I was able to customise and upgrade the exact policy I needed. The experience is miles ahead of my past insurer. I would highly recommend this service!! John 17/11/2020

Good to Know

We've gathered together all the details you need to better understand your car insurance options. Take a look at our FAQs and learn more about how we can help you get the cover you deserve, at the price you prefer.


The standard policy excess on comprehensive policies is €300. You have the option to increase the excess to €600, which will reduce your premium or you may decrease the excess to €125, which will incur a slight additional premium. No excess applies to windscreen claims or to third party fire and theft cover.

Following the ratification of the Withdrawal Agreement on Friday 31 Jan 2020, the UK are no longer a member of the EU. Under the arrangements in place, UK/NI driving licences held by residents of Ireland will continue to be valid up to 31 December 2020 (the end of the transition period). As and from the 31 December 2020 a UK licence held by residents of Ireland will no longer be valid to drive here in Ireland. For that reason, UK licence holders resident in Ireland should take steps to exchange their licence for an Irish one well in advance of that date.

Voluntary excess - Consider how much you'd be prepared to pay out if you have to make a claim. The voluntary excess is the amount you volunteer to pay in the event of an accident. If you can afford to pay another €300 as a voluntary excess your annual premium costs may come down. Simply the higher your voluntary excess, the lower your quote will be.

Dependent on the licence type and occupation, driving of other cars extension may apply to your policy on a Third Party only basis. Please refer to your policy documents for full details.

Open driving is an optional cover available from An Post Insurance. Open driving allows other drivers to drive your car, with your permission, as long as they are aged from 25 to 70 years and hold a full EU/UK licence. Driver/vehicle eligibility criteria and restrictions may apply.

Once you have arranged payment terms and returned all of the necessary documentation to An Post Insurance, your certificate of insurance will be issued.

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