Compare Home Insurance Ireland
We Compare, You Get The Right Cover
Get a QuoteHow do I compare Home Insurance in Ireland?
With An Post Insurance, the comparing is done for you. When you get a quote, we search across our panel of trusted Irish insurers and present you with the most competitive price for your chosen level of cover. You choose the type of cover you need; buildings, contents, or combined, and we find the lowest price from our panel. Get a quote online in minutes, with no obligation to buy.
Why compare Home Insurance with An Post Insurance?
Two trusted insurers, one quote: We search across our panel of leading Irish insurers and present you with the most competitive price for your chosen level of cover, no need to visit multiple websites.
- Cover that fits your situation: Whether you are a homeowner, first-time buyer, tenant, or landlord, we have a policy designed for you.
- 100% Irish-owned: Headquartered in Athlone, An Post Insurance is a wholly owned subsidiary of An Post. When you need help, you are speaking to someone in Ireland.
- Home Emergency Assistance as standard: All our Home Insurance policies include 24/7 emergency cover for plumbing, heating, and electrical emergencies.1
- Trusted by thousands: An Post Insurance is rated 4.7 out of 5 on Trustpilot with over 5,000 reviews.
1) If you have an emergency in your home, we will provide a repair service to secure your home and help prevent further damage from occurring. Depending on your insurer, cover is available for up to €300 per incident/4 call-outs per policy year or €260 per incident/3 call-outs per policy year. This cover is underwritten by MAPFRE ASISTENCIA Compania Internacional De Seguros Y Reaseguros, S.A., trading as MAWDY.
How to compare Home Insurance policies
If you are shopping around for Home Insurance, here is what to look for when comparing quotes:
- Check what is covered: Make sure you understand whether the policy covers buildings, contents, or both. Buildings cover protects the structure of your home. Contents cover protects your belongings.
- Understand your rebuild cost: This is the cost of rebuilding your home from scratch, not its market value. Insuring for the wrong amount could mean a reduced payout if you claim. Use the SCSI House Rebuild Calculator to estimate your rebuild cost.
- Check your excess: This is the amount you pay towards a claim before the insurer covers the rest. A lower premium may come with a higher excess.
- Look at the Benefits: Home Emergency Assistance, fire brigade cover, trace and access for leaks, alternative accommodation, and alarm discounts can all make a difference.
- Consider optional extras: If you're insuring your own home, Accidental Damage cover2 and Family Legal Protection3 are available as add-ons with An Post Insurance (not available on rental, landlord, or let holiday home policies).
- Read the reviews: Check what other customers say. An Post Insurance has over 5,000 reviews on Trustpilot with a 4.7 rating.
2) Please refer to your Policy Booklet for further information on Accidental Damage cover.
3) Family Legal Protection is available as an optional extra on your Home Insurance policy, at a cost of just €15.60 per policy. It is not necessary to purchase this optional extra in order to purchase a Home Insurance policy. Family Legal Protection is underwritten by ARAG Legal Protection Limited.
What is Home Insurance?
Home insurance protects your property and belongings against unexpected events such as fire, storm, flood, theft, escape of water, and subsidence. There are two main types of cover: buildings insurance, which covers the structure of your home (walls, roof, floors, fixed fittings), and contents insurance, which covers your belongings (furniture, electronics, clothing, valuables). Most homeowners choose combined buildings and contents cover for full protection.
An Post Insurance offers Home Insurance for homeowners, first-time buyers, tenants, and landlords with quotes from Aviva and Allianz.
What do I need to get a Home Insurance quote?
Getting a quote takes just a few minutes. Before you start, have the following ready:
- Personal details: Name, address, Eircode, contact number, email, and employment details.
- Details about your home: Year built, type of construction, heating source, BER rating, alarm details, and security information (door and window locks).
- Your rebuild cost: The cost of rebuilding your home from scratch, not its market value. Use the SCSI House Rebuild Calculator for an estimate.
- Your contents value: The total replacement cost of your belongings. Go room by room noting costs for furniture, electronics, clothing, valuables, etc.
- Your claims history: The number of consecutive years with no claims.
Once submitted, you will be presented with the most competitive price from our panel of insurers for your chosen level of cover.
Compare Home Insurance
An Post Insurance offers our customers great value home insurance policies that work for you, whether you're a new home owner, a renter, or a landlord. Let us worry about protecting your house, while you make it a home.
Learn MoreAcceptance criteria, T&Cs apply, subject to minimum premiums
Your Options
4) Public and personal liability to others Cover for your legal liability for damages & costs following injury, illness or disease to any person or damage to their property up to €3 million.
Please refer to our policy booklets for full cover details and terms and conditions that apply. Discounts, cover limits, and terms and conditions are dependent on your insurer and those applicable to you will be outlined in your policy documents.
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The staff that looked after my renewal were all excellent. I was changing my car a few days before renewal and they took care of everything. They helped me with my payment (I was stressed at the time) and were so patient. Overall, very happy with the service. Janette 1st - Mar - 2026
Comparing Home Insurance: FAQs
Your rebuild cost is the cost of rebuilding your home from scratch, not its market value. Use the SCSI House Rebuild Calculator to get an estimate, or consult a chartered surveyor for a professional valuation. It is important to insure for the correct rebuild cost to avoid being under-insured.
Buildings Insurance covers the structure of your home including walls, roof, floors, and fixed fittings like kitchens and bathrooms. Contents Insurance covers your belongings like furniture, electronics, clothes, and other items you would take with you if you moved. Most homeowners choose combined buildings and contents cover for full protection. Buildings-only cover is available with Allianz by calling us on 0818 22 22 22. Visit our Buildings and Contents page for full details.
You may be able to reduce your premium by insuring for the correct rebuild cost (not market value), reviewing your contents cover so it reflects what you actually own, choosing a higher excess if affordable, maintaining a claims-free record, installing an approved alarm, and paying annually rather than monthly. Get a quote online to see the most competitive price for your cover.
Yes, An Post Insurance offers Home Insurance designed specifically for first-time buyers. With Aviva, first-time buyers can avail of a new business discount. With Allianz, first-time buyers benefit from a 5-year no claims discount. Your mortgage lender will require you to have Buildings Insurance in place before you draw down your mortgage. Visit our first-time buyers page for full details.
If your home is insured for less than its full rebuild cost, the average clause applies. This means any claim payout will be reduced proportionally. For example, if your rebuild cost is €300,000 but you have insured for €200,000, you are covered for two-thirds of the correct value and your claim payout would be reduced by one-third. This applies even for smaller claims. It is essential to insure for the full reinstatement cost. Use the SCSI House Rebuild Calculator for an estimate, or consult a chartered surveyor.
Your Landlord's Insurance Policy will not cover your personal belongings. If you are renting, Tenants' Contents Insurance protects your furniture, electronics, and valuables against fire, theft, and storm damage. It also includes public and personal liability cover.
Yes, both Aviva and Allianz include cover for flood, storm, and related water damage as standard. There may be some cases where flood cover is excluded but this will be stated in your policy documents.
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