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Home Insurance

Win a €10,000 Home Interiors Makeover Get a quote Available at time of display *10% discount or €30 off home insurance will be applied (whichever is the lower). Acceptance criteria, T&Cs apply, subject to a minimum premium of €240 for home insurance or €120 for contents insurance. Discounts applied consecutively, new business customers only. Home Insurance underwritten by Aviva Insurance Ireland DAC. Best Price available online. 
Home Insurance - An Post Insurance - Home makeover promotion
Promotion - competition - An Post Insurance

Win a €10,000 Home Interiors Makeover

All customers who purchase a new home insurance policy will be entered into a draw to win one of ten interior design consultations in conjunction with our partner, EZ Living Furniture. One lucky winner of the design consultations will then get the opportunity to bring their design to life by winning our amazing €10,000 top prize.

Home Insurance Cover Options

No matter where you live, everyone's home is different. Our range of house insurance policies make it easier for you to choose the cover that's right for you and your household. Learn more about how we can help you protect the things that matter most to you with our Buildings & Contents Insurance.

1) Up to €1,300,000 cover for your legal liability for damages and costs following injury or disease to any person or loss or damage to property. 
2) New home customers to An Post Insurance can avail of a 10% New Business Discount. First Time Buyers can also avail of a further 25% No Claims Discount, meaning an impressive 35% discount for First Time Buyers.

Home Insurance Features and Benefits

Every home is unique, so your home insurance should be too. Whether you're an owner-occupier, a tenant or a landlord, we've got you covered. We’re proud to help our customers protect their no claims discount, even if the unexpected happens. You can even upgrade your policy with extras such as Family Legal Protection (3), for added peace of mind.

Learn more about our home insurance features and benefits in our Help Centre.  

3) Family Legal Protection is available as an optional extra on your Home Insurance policy, at a cost of just €15 per policy. It is not necessary to purchase this optional extra in order to purchase a Home Insurance policy. Family Legal Protection is underwritten by ARAG Legal Protection Limited

Fire Brigade Service |Home Insurance | An Post Insurance
Fire Brigade Services

We'll be there to help should the worst happen, covering up to €1,500 of call-out charges if the Fire Brigade Service is called to attend your emergency.

No Claims Discount Protection | Car Insurance | An Post Insurance
Protected No Claims Discount

We understand that your no claims discount is important to you, so with us, you can make one home insurance claim up to €10,000 in a three-year period without losing your no claims discount.

Home Emergency Assistance  |Home Insurance | An Post Insurance
Home Emergency Assistance

Help is just a phone call away with our Home Emergency Assistance service. We will provide a repair service to secure your home and help prevent further damage from occurring. (4)

Notification |Customer Care| An Post Insurance
Alarm Discounts

Safeguard your home with an approved burglar alarm and enjoy a 12.5% discount. If you install and maintain a Smartzone Home Alarm System, you'll be entitled to an 18% discount. (5)

4) If you have an emergency in your home, we will provide a repair service to secure your home and help prevent further damage from occurring. Cover for up to €260 per incident, limited to 3 claims per policy year. This cover is underwritten by MAPFRE ASISTENCIA Compania Internacional De Seguros Y Reaseguros, S.A., trading as MAPFRE ASSISTANCE Agency Ireland.
5) Discounts are applied consecutively and are subject to a minimum premium of €240 or €120 for Contents only. Must be fitted to EN50131 (old IS199) standards and installed by an intruder alarm company approved by the National Standards Authority of Ireland. The installer should hold a P.S.A. (Private Security Authority) licence.

Our Home Insurance

Let us protect your house, while you make it a home. Here is a quick snapshot of our great range of Home Insurance cover options, features and benefits, as well as how we can help you can get the cover that's right for you.

Get a Quote

How we Help

How we can help | Customer Care | An Post Insurance
Wallet-Friendly Home Protection

We know that everyone wants to get great value on home insurance, so we offer competitive prices, online promotions (6) and a uniquely protected no-claims discount (7) to help lower the cost of cover.

How we can help | Customer Care | An Post Insurance
Stress-Free Home Cover

Get the peace of mind that comes with knowing your most valuable asset is protected. If things go wrong, we'll help you take care of the details, from replacing the door locks to refilling the freezer (8).

How we can help | Customer Care | An Post Insurance
Benefits and Bonuses

We reward existing home owners too: you can avail of our 40% no claims discount (9) if you have held a home insurance policy and are claims free for 5 years.

How we can help | Customer Care | An Post Insurance
Real Customer Care

We're powered by people just like you, living in communities all over Ireland. Our team is available six days a week - you can trust us to get the help you need, when you need it.

6) Acceptance criteria, T&Cs apply, discounts are subject to a minimum premium of €240 for home insurance and €120 for Contents Only and are applied consecutively, available to new business only.
7) You can make one claim up to €10,000 in a 3 year period without losing your no claims discount.
8) Get up to €400, if your keys are stolen. Cover for loss or damage of frozen food up to €650.
9) This discount is available if you have held a home insurance policy with no gaps in cover and are claims free for 5 years.

Customer Survey|Insurance Ireland| An Post Insurance

Tell us what you think about our Home Insurance

Did you get what you needed from us? Give us your feedback and enter a monthly prize draw for a €150 virtual Mastercard.

Link redirects to a website operated by RED C Research who conduct this Survey for An Post Insurance.

We value your feedback

Had a great experience getting my Insurance with An Post Insurance for the first time. Very professional and sorted quickly. Got a very good deal at €200 less than my renewal quote. Would highly recommend! Pawel 08.01.2024

 

Top 5 Home Insurance FAQs

We've gathered together all the details you need to better understand your home insurance options. Take a look at our home insurance FAQs and learn more about how we can help you get the cover you deserve, at the price you prefer. 

Accidental Damage Cover is an optional benefit available for an additional premium on home insurance plans which extends cover to include accidental events, giving rise to a loss, e.g. a large spillage on the carpet, if someone puts their foot through the ceiling.

 It is not necessary to purchase this optional extra in order to purchase a Home Insurance policy.

If you have an emergency in your home, Home Emergency Assistance will provide a repair service to secure your house and help prevent further damage from occurring. Home Emergency Assistance provides cover for up to €260 per-incident and it is limited to 3 claims per policy year.

This cover is underwritten by MAPFRE ASISTENCIA Compania Internacional De Seguros Y Reaseguros, S.A., trading as MAPFRE ASSISTANCE Agency Ireland.

The excess on your Home Insurance Policy refers to the amount payable by you, in the event of a claim. Under this policy, you will be required to pay a standard excess. You have the option to increase the excess, which will reduce your premium. Please refer to your policy documents to find out what excess is applicable to you.

The reinstatement value is the cost of completely rebuilding your house (less the value of the site) including architects and surveyors fees. It is important to note that the reinstatement value is the figure for which your house should be insured, rather than the market value of your home. For more information on calculating the reinstatement value of your house click here.

Family Legal Protection is an optional extra that offers help and advice with the most common legal problems. It will pay up to €65,000 to cover the legal costs that you may incur for claims made under the policy. You have access to a 24 Hour Helpline which will provide help and advice on any personal legal matter from a team of legal experts. 

Available as an optional extra on your Home Insurance policy, at a cost of just €15 per policy. It is not necessary to purchase this optional extra in order to purchase a Home Insurance policy.

Family Legal Protection is underwritten by ARAG Legal Protection Limited

An Post Insurance Home Insurance is underwritten by Aviva Insurance Ireland DAC.

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