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Pet Insurance

Get the best care for your best friend Get a quote

We're Human About Insurance

We can help you protect your whole family, including the four-legged members. An Post Insurance is a 100% Irish-owned company, so we understand what matters most to you.

How we Help

Pocket-Friendly Protection

We know that everybody wants to get great value pet insurance, so we offer competitive prices and three levels of protection to help manage the cost of cover.

Stress-Free Cover

Get the peace of mind of good protection. If things go wrong, our underwriters will be there to help you manage the costs of caring for your pet.

Real Customer Care

We're powered by people just like you, living in communities all over Ireland. The claims helpline is available five days a week - you can trust us to get the help you need.

Benefits and Bonuses

We provide cover with a range of benefits available - check out our Features and Benefits section below for more.*

*Please refer to our policy booklet for full cover and terms and conditions that apply.

Features and Benefits 

Our underwriters' comprehensive insurance plans have been designed with you and your pet in mind. Our great range of benefits will help you get the best of care for your best friend.

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24 Hour Vet Helpline

Get the comfort of professional advice about your pet's health, with access to a national network of registered veterinary nurses, available 24/7.

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Theft or Straying

With Premier and Premier Plus policies you can claim the purchase price of your pet if your pet is lost and not found within 45 days of straying or being stolen.

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Third Party Liability (Dogs only)

Owning a dog means extra responsibility: get up to €250,000 cover for third party liability costs that may arise.

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Veterinary Fees for Injury and Illness

Get cover for unexpected surprises: depending on your choice of cover, your pet can be covered for up to €4,000 for treatment for injury and illness.**

**Depending on the level of cover you choose, your pet can be covered for treatment for injury only or injury and illness for between €2,000 and up to €4,000. Limits of the level of cover offered by each plan are outlined on the table below.

We value your feedback

Great value and super easy to get a quote. I was able to customise and upgrade the exact policy I needed. The experience is miles ahead of my past insurer. I would highly recommend this service!! John 17/11/2020

Our Cover Options

Owning a pet is hugely rewarding, but it's not without its risks. With this in mind, our underwriters have designed three levels of cover, so you can choose the best policy to protect your pet and your peace of mind.* The full details of each plan's cover are available on the table below.

*Please refer to our policy booklet for full cover details and terms and conditions that apply.
**Depending on the level of cover you choose, your pet can be covered for treatment for injury only or injury and illness for between €2,000 and up to €4,000. Limits of the level of cover offered by each plan are outlined on the table below.

Cover ScopeEssentialPremierPremier Plus
Annual Veterinary Fee LimitUp to €2,000Up to €3,000Up to €4,000
Policy Type Accident only12 monthsLifetime
Complementary Medicine-Up to €250Up to €250
Third Party Liability Cover (dogs only) Up to €250,000Up to €250,000Up to €250,000
Accidental Death - Up to €500Up to €1,000
Theft/Straying  -Up to €500Up to €1,000
Advertising & Reward  -Up to €500 Up to €1,000 
Boarding FeesUp to €500 Up to €1,000 
Holiday Cancellation-Up to €500Up to €1,000 
Cover Abroad (Included)Up to 90 days - EU Up to 90 days - EU Up to 90 days - EU 
Quarantine CostUp to €1,500Up to €1,500Up to €1,500
Emergency Repatriation CostsUp to €500Up to €500Up to €500
Loss of Pet Passport
Up to €250Up to €250Up to €250

Good to Know

We've gathered together all the details you need to better understand your pet insurance options. Take a look at our FAQs and learn more about how we can help you protect what matters most to you.

Depending on the level of cover you choose, your pet can be covered for treatment for injury only or injury and illness for between €2,000 and up to €4,000.*

Many lost cats and dogs end up in pounds and shelters and several are never reunited with their owner as they have no ID. Collars and tags are important but they can fall off or be removed. Microchipping is a permanent way of identifying your pet and it gives the assurance that, if your pet becomes lost or is stolen, there is a higher possibility of them being returned.

Since 2015 you are required by law in Ireland to have your dog microchipped.

Here are some frequently asked questions:

  • What is a microchip?
    The microchip is a small electronic mechanism which is coded with a unique number that can be read by a scanner. It works through radio wave frequency.

  • How and where is it inserted?
    It is inserted under the animal’s skin between the shoulder blades using a needle. It’s not visible and cannot move once inserted.

  • Will it hurt?
    No anaesthetic is needed and the procedure is similar to a standard vaccination.

  • How does the microchip work?
    Each microchip is encrypted with a specific number which is unique to your pet. The pet and number is registered in a database with details of its breed, sex and the owner's name, address and telephone number. A scanner is used to read the number through your pet’s skin. The vet then checks the database to find a matching number and gets your contact details.

  • Where can I get my pet microchipped?
    You can get your pet microchipped at most vets and animal welfare groups.

  • How long does a microchip last?
    Microchips are designed to last for the life of your pet. They do not need to be charged or replaced so you only need to get your pet microchipped once.

You should bring your puppy to get vaccinated at around six to nine weeks old and then again at ten to twelve weeks old. Usually the vaccinations are administered using an injection into the scruff of the neck but some can be given as drops. Regular boosters are required for continued protection. Your vet will advise you on how often your pet needs to be vaccinated. It’s also important that your dog receives ample physical and mental stimulation. Dogs may become hostile if they do not have sufficient exercise as they will have excess energy. Ideally, you should try to walk your dog at least twice a day. They should have time where they can be let off the lead to run and play. Toys can also benefit their stimulation when they are alone.

You should bring your kitten to get vaccinated at around eight or nine weeks old. The vaccines are provided by injection. There are many vaccines but your cat doesn’t need to receive all of them. Your vet will advise which are best suited to your cat. Usually the vaccinations are administered over a series of shots and an annual booster may be required for continued protection. Your cat should also get regular worming about four times a year.

If you pet has any one of the following you should bring them straight to the vet.

  • Abdominal pain i.e. not letting you touch their stomach or in a crouched position more than usual
  • Bleeding from eyes or ears
  • Sudden blindness i.e. bumping into things or afraid to walk as they cannot see
  • Problems breathing i.e. wheezing
  • Problems urinating
  • Lameness i.e. finding it difficult to put weight on paws
  • Vomiting more than once
  • Odd eating habits
  • Excessively thirsty
  • Rough or dry cough
  • Sluggish
  • Vomiting
  • Unusual stool
  • Sudden weight loss
  • Dragging rear

There are many healthy un-homed and abandoned cats and dogs in Ireland due to overpopulation. Neutering and spaying are methods to reduce this and there are other benefits for your dog unless of course you plan for your dog to have puppies.

In females, spaying will stop unwanted pregnancies and being in heat. In males, neutering will reduce their dominant behaviour such as urine marking, roaming, mounting and their aggressive behaviour.

Generally, it’s also better for their health and spayed and neutered pets live for longer and are happier. For females, it will reduce or eliminate the risk of uterine diseases and for males it will reduce or eliminate testicular diseases and prostate problems.

The vet helpline gives policy holders access to our national network of RCVS (Royal College of veterinary surgeons) registered veterinary nurses 24 hours a day, 365 days a year. Call 076 888 7804 to talk to our nurses, who are available any time to answer any concerns you may have regarding your pet’s health or general wellbeing. We can help offer peace of mind and help with what to do next when your pet is unwell. Although our service is not intended to replace a consultation with your vet, by calling us first, we may be able to help prevent an unnecessary trip to the vet, which can be time consuming and traumatic for your pet.

Our pet insurance does not provide cover for routine and preventative care like vaccinations, flea, tick and worming treatment or neutering. If you do not have your pet vaccinated and it becomes ill with a condition that a vaccine would have prevented this will not be covered. It is a condition of our insurance that you pet must have an annual health check by a vet.

Veterinary claims will be subject to a €125 fixed excess which is payable per condition per policy year.

If your pet is aged 5 years or above on the start date of the policy year, there will also be a 15% percentage excess of the remaining amount claimed after the fixed excess has been deducted. Please see your policy booklet for an example.

Yes, if you have two or more pets then you are entitled to a Multi-Pet discount.

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An Post Insurance Pet Insurance is arranged and administered by Blue Insurance Limited and underwritten by H.W. Kaufman Group Europe BV, trading as Cranbrook, on behalf of the insurer, Sava Insurance Company.