Are there any countries excluded under my insurance?

Yes, our travel insurance does not cover any trip in, to or through the following countries; Cuba, Iran, Syria, North Korea, North Sudan and Crimea.

Travel Insurance

Win a €1,500 Holiday Voucher^ & unwind this summer Get a Quote

*Discount is applied automatically to Mult-Trip Travel Insurance quotes completed online or over the phone, please note this discount does not apply to Optional Cover Extensions. Available until 31.08.2025.

Win a €1,500 Holiday Voucher

^All customers who purchase a new annual multi-trip travel insurance policy between 01.05.25 and 31.08.25 will be entered into a draw for an opportunity to win a holiday voucher worth €1,500 from Click & Go Holidays.

Terms & Conditions

We're Human about Travel Insurance

Our customers know we'll keep our promise to protect them, whether they're at home or abroad. An Post Insurance is a 100% Irish-owned company, so we understand what matters most to you.

How We Help

Wallet-Friendly Travel Protection

We know that everybody wants to get great value travel insurance, so we offer competitive prices if you have private health insurance (1) to help manage the cost of cover.

Stress - Free Cover

Get the peace of mind of good protection. If things go wrong while you're abroad, you can rest easy knowing you will get the assistance, cover and care you need.

Customisable Cover

We’ve got a wide range of options so you can be assured to have the cover you need, when you need it. With annual multi trip, single trip and individual, couple or family cover to help you tailor your plan to suit your travel and your destination.

Real Customer Care

We're powered by people just like you, living in communities all over Ireland. While you're abroad, the Medical Emergency Assistance line is available 24 hours a day so you can get the help you need, when you need it.

1) If you have Private Health Insurance (PHI) ie VHI, Irish Life Health or Laya Healthcare, you may already be covered for an element of overseas medical treatment. We will top up the medical expenses cover as outlined in the policy document.

Our Cover Options

Whether you enjoy chilling on a beach or skiing on the slopes, as a solo traveller or with your family, we have the right cover for you.

Annual Multi Trip or Single Trip

If you're planning on one trip, of under 30 days' duration, our Single Trip cover will be a good option. Alternatively, our Annual Multi Trip policy offers cover for trips of up to 30 days at home or abroad, up to a maximum of 90 days travel in the year.

Individual, Couple or Family Cover

We offer great value travel insurance policies that can help protect individuals, couples or families, including up to seven children under 18 years, and children aged 18-22 who are still in full-time education.

Features & Benefits

Don't let the unexpected spoil your holiday - our great range of benefits will help you get back on your feet (and into your swimsuit!) in no time.

Personal Belongings and Money Cover

We offer cover for personal belongings of up to €1,500 (Single Item limit & Valuables limit is €250) and personal money of up to €500 (subject to €90 excess).

Covid Cover

Now including cover for the expense of staying on if you get Covid-19 while travelling (cover limited to €3,000 and subject to €90 excess). You can also get cover of up to €200 for delayed baggage.

Optional Car Hire Excess

Do you like to drive when you're on holiday? Purchasing our European Car Hire Excess Cover means you can get on with exploring, while we take care of the excess (3).

Medical and Emergency Assistance

Make sure you get the care you need if you fall sick or get injured. Our policies provide medical and emergency assistance while abroad, with cover for medical expenses (4) of up to €5 million.

3) Cover limit up to €4,000. These optional extras are subject to an additional charge; it is not necessary to purchase these upgrades in order to purchase the policy.
4) Medical expenses are subject to €90 excess. Must be for necessary hospital, surgical or other diagnostic treatment, given or prescribed by a Doctor, and include charges for staying in a hospital or nursing home.

We value your feedback

I recently renewed my car insurance, and the process was seamless from start to finish. The team was professional, efficient, and took the time to explain my options clearly. What stood out most was their excellent customer service—friendly, knowledgeable, and always willing to assist with any questions. I truly appreciated the hassle-free experience and the speediness of the process. Highly recommend their services to anyone looking for a smooth and stress-free renewal process! Angela - 11th Feb - 2025

Good to Know

We've gathered together all the details you need to better understand your travel insurance options. Take a look at our FAQs and learn more about how we can help you protect what matters most to you. For additional help and advice please read our COVID 19 travel information.

What are my rights if my flight is cancelled?

If your flight is cancelled for any reason, and regardless of when you are notified, your airline must offer you the choice between:

1) Re-routing as soon as possible, subject to availability, free of charge.

2) Re-routing at a later date.

3) A full refund.

Source: https://www.iaa.ie/

If you believe compensation is due, then the first step is to formally contact the airline or travel provider. If you're not satisfied with its response, then you can escalate by contacting the National Enforcement Body - which, in most cases for Irish passengers, is the Commission for Aviation Regulation (01 661-1700; www.flightrights.ie).

I have a medical condition. Can I buy your travel insurance?

Before you buy a policy and have a medical condition, we ask you to confirm that you are NOT

Receiving or on a waiting list for treatment in a hospital or nursing home;
Waiting for investigation or referral, or the results of any investigation, medical treatment or surgical procedure, for any condition, whether diagnosed or un-diagnosed;
Choosing not to take prescribed medication, or the correct dose of prescribed medicine;
Travelling against the advice of a medically qualified doctor;
Travelling to obtain medical, dental or cosmetic treatment;
Travelling with a terminal condition;

If you can confirm these and the other statements we ask you to confirm, you can buy our cover online.

Do I have to buy travel insurance at any specific time?

Yes. To protect your own interests you should purchase travel insurance cover at the same time you purchase your travel package. You can buy it at a later date but it will not cover events which have already occurred.

When does my cover begin? When does it end?

If you are buying a single trip policy, your cancellation cover begins instantly. If you are buying an annual policy, you can choose when your cover begins (up to 180 days in the future). If you have already booked a holiday, and have no other travel insurance arrangements in place, you should ensure your policy starts immediately, so you are covered for cancellation.

Am I covered for holidays I take within Ireland?

Yes, provided you have bought an annual policy. You must spend at least two nights in accommodation you booked before your departure. So a weekend break involving two nights in a hotel would be covered, but a day out and overnight stop wouldn't. If you have bought a single trip policy you will not be covered for holidays in the Republic of Ireland. Whichever policy you buy, some benefits are not payable for holidays in the Republic of Ireland. See the Policy Wording for full details.