Car Insurance Getting Insured
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Our Standard Benefits
24 Hour Breakdown Assistance - help if and when you need it, in Ireland and the UK.
If you break down at home, at work or even at the side of the road, a competent repairer will be sent to assist you with your car's recovery and we'll cover the cost of the first hour's labour. Don't forget - you must stay with the car while the work is carried out. (1)
1) You must be present with the car for any assistance to be carried out and the cost of 1 hours labour will be provided free of charge.
Make sure you can see clearly with unlimited windscreen cover when you use our insurers' aligned repairer network.
Unlimited windscreen cover when you use our aligned repairer network (applies to third party fire & theft and comprehensive AIG policies and FBD policies; applies to comprehensive Aviva policies only. Can be added to Aviva third party fire & theft policies at an additional charge.).
DOC allows the policyholder to drive other private cars on a third party basis only. Cover is provided for eligible occupations, age and licence types only. Geographical and vehicle restrictions apply.
Cover for personal belongings stolen from your car up to the value of €400.
If you and all named drivers are penalty point free and hold a driving licence capable of incurring penalty points for driving offences in the Republic of Ireland we can offer you a No Penalty Points Discount. Available on AIG and Aviva car insurance policies only.
No loss of your No Claims Discount for fire, theft or attempted theft, or windscreen claims.
Cover to use your car in any EU country free for up to 40 days*.
Fire Brigade Cover Charges
Cover for fire brigade call out charges up to €2,000*.
New replacement car for cars less than 1 year old.
Towing to a Repairer
Cover the cost of towing your car to a repairer in the event of an accident.
Towing a Trailer
Third Party Cover to tow a trailer when the trailer is attached to the insured car.
*dependent on your car policy underwriter.
Our Optional Extra Benefits
We will pay the benefits outlined below to any insured person who is injured while in, getting into or getting out of a private car, while in, getting into or getting out of a train, bus, taxi, aircraft, boat, ship or hovercraft as a fare paying customer or as a pedestrian involving a road vehicle, train or aircraft.
For death, loss of sight in one or both eyes, or loss of one or more limbs we will pay €26,000.
We will pay €130 for each day spent as an inpatient in hospital for up to 20 day.
This cover is available as an optional extra on a motor insurance policy at a charge of €12 per policy. It is not necessary to purchase this optional extra in order to purchase a car insurance policy.
Covers other people aged between 25-70 with a full EU/UK licence to drive your car. Driver/vehicle eligibility criteria and restrictions may apply
Keycare gives cover to replace your keys if they are lost or stolen, up to €1,500 per year and cover for broken keys up to €100 per annum.
This cover is available as an optional extra on a motor insurance policy at a charge of €12.60 per policy. It is not necessary to purchase this optional extra in order to purchase a car insurance policy.
The benefit allows you to have up to two unlimited claims in a three year period, without losing your No Claims Discount. (We will not take account of windscreen damage or fire or theft claims.)
This cover is available as an optional extra on a motor insurance policy. It is not necessary to purchase this optional extra in order to purchase a car insurance policy.
This gives you access to a confidential legal advice help line and will cover your costs if you want to make a claim following a car accident.
Motor Legal Protection cover is available as an optional extra on a car insurance policy at a charge of €15 per policy. It is not necessary to purchase this optional extra in order to purchase a car insurance policy.
Motor Legal Protection is underwritten by ARAG Legal Protection Limited.
The standard policy excess on comprehensive policies is €300. You have the option to increase the excess to €600, which will reduce your premium or you may decrease the excess to €125, which will incur a slight additional premium. No excess applies to windscreen claims or to third party fire and theft cover.