Car Insurance Getting Insured
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Our Standard Benefits
24 Hour Breakdown Assistance* - help if and when you need it, in Ireland and the UK.
If you break down at home, at work or even at the side of the road, a competent repairer will be sent to assist you with your car’s recovery. If the car is not driveable due to mechanical fault you will be covered for the cost of towing your car to the nearest garage or to your own garage whichever is closest. (1)
*available on comprehensive policies only for policies underwritten by Allianz plc.
1) The driver must stay with the car while the work is being carried out. The cost of the first hours labour is covered for policies underwritten by Aviva, AIG & FBD.
Make sure you can see clearly with unlimited windscreen cover when you use our insurers' aligned repairer network.
Unlimited windscreen cover when you use our aligned repairer network (applies to third party fire & theft and comprehensive AIG policies and FBD policies; applies to comprehensive Aviva and Allianz policies only. Can be added to Aviva and Allianz third-party fire & theft policies at an additional charge. It is not necessary to purchase this optional extra in order to purchase a policy.)
DOC allows the policyholder to drive other private cars on a third party basis only. Cover is provided for eligible occupations, age and licence types only. Geographical and vehicle restrictions apply.
Cover for personal belongings* stolen from your car to the value of €150 to €775 depending on your Insurer.
*available on policies underwritten by Allianz plc if the optional extra Protected No Claims Discount is purchased. It is not necessary to purchase this optional extra in order to purchase a policy.
If you and all named drivers are penalty point free and hold a driving licence capable of incurring penalty points for driving offences in the Republic of Ireland we can offer you a No Penalty Points Discount. Available on AIG and Aviva car insurance policies only.
No loss of your No Claims Discount for fire, theft or attempted theft, or windscreen claims.
Driving Abroad
Cover to use your car in any EU country free for up to 60 days*.
Fire Brigade Cover Charges
Cover for fire brigade call out charges up to €2,025*.
Replacement Car~
New replacement car for cars less than 1 year old.
Towing to a Repairer
Cover the cost of towing your car to a repairer in the event of an accident.
Towing a Trailer
Third Party Cover to tow a trailer when the trailer is attached to the insured car.
*dependent on your car policy underwriter.
~available subject to terms and conditions on policies underwritten by Allianz plc if an additional No Claims Bonus protection package is purchased
This is a summary of the standard benefits available please refer to your Policy Schedule and Policy Booklet for further information on your specific cover and applicable terms and conditions that apply.
Our Optional Extra Benefits
We will pay the benefits outlined below to any insured person who is injured while in, getting into or getting out of a private car, while in, getting into or getting out of a train, bus, taxi, aircraft, boat, ship or hovercraft as a fare paying customer or as a pedestrian involving a road vehicle, train or aircraft.
This cover option varies depending on the underwriter of your policy. Please refer to your policy underwriter policy booklet on our Documents & Form page for full details.
This cover is available as an optional extra on a motor insurance policy. It is not necessary to purchase this optional extra in order to purchase a car insurance policy.
Covers other people with either a full EU licence or a full UK licence to drive your car. Certain age, occupation and other restrictions apply which depend on your underwriter.
This cover is available as an optional extra on a motor insurance policy. It is not necessary to purchase this optional extra in order to purchase a car insurance policy
Keycare gives cover to replace your keys if they are lost or stolen, up to €1,500 per year and cover for broken keys up to €100 per annum.
This cover is available as an optional extra on a motor insurance policy at a charge of €12.60 per policy. It is not necessary to purchase this optional extra in order to purchase a car insurance policy.
Depending on your policy underwriter, you can have either one or two unlimited claims within a three-year period without your No Claims Discount being affected.
This cover is available as an optional extra on a motor insurance policy. It is not necessary to purchase this optional extra in order to purchase a car insurance policy.
This gives you access to a confidential legal advice help line and will cover your costs if you want to make a claim following a car accident.
Motor Legal Protection cover is available as an optional extra on a car insurance policy at a charge of €15 per policy. It is not necessary to purchase this optional extra in order to purchase a car insurance policy.
Motor Legal Protection is underwritten by ARAG Legal Protection Limited.
The standard policy excess on comprehensive policies~ is €300. You have the option to increase the excess to €600, which will reduce your premium or you may decrease the excess to €125*, which will incur a slight additional premium.
No excess applies to windscreen claims or third-party claims. No excess applies to fire & theft claims for Aviva, AIG & FBD. The policy excess is applicable for Fire and Theft claims for Allainz
Keycare cover is administered by Keycare Assistance Limited and underwritten by MAPFRE ASISTENCIA Compania Internacional De Seguros Y Reaseguros, S.A., trading as MAPFRE ASSISTANCE Agency Ireland