Car Insurance Payments
We understand that everybody’s different, so you can choose the payment method that suits you best. Check out our range of options.
You can choose to pay your premium by:
- Monthly direct debit payments
- Debit / credit card
- One4all gift cards
- At the Post Office
When paying monthly, you pay a flat service charge, currently 8%, which will stay the same for the length of the plan.
Voluntary excess - Consider how much you'd be prepared to pay out if you have to make a claim. The voluntary excess is the amount you volunteer to pay in the event of an accident. If you can afford to pay another €300 as a voluntary excess your annual premium costs may come down. Simply the higher your voluntary excess, the lower your quote will be.
With our premium payment plan you can pay your premium over 10 monthly instalments. You can select to pay your instalments as follows:
- By BillPay at the Post Office - using cash, cheque or debit card
- By www.billpay.ie
- By Direct Debit from your Bank Account. In this instance, you must pay your first instalment over the phone or by cheque, money order, credit card or debit card
- You can then pay your remaining instalments automatically by Direct Debit from your Bank Account
Please note: a deposit of 20% is required for the first instalment and a service fee of up to 8% applies.
Every customer is issued with a renewal notice prior to the end of their current policy. If you are paying by Direct Debit and you do not wish to renew you must contact An Post Insurance 10 days prior to your renewal date to ensure the policy does not rollover. If you normally pay your premium by any other method you will need to call us on 1890 22 45 45.
If you are overdue 3 days with a payment, your policy will fall into arrears. You will receive an SMS to the mobile number you provided advising you of this. If after 10 days you are still late with your payment we will issue a registered letter advising you that your policy will cancel in 10 days. If/when your policy cancels Post Insurance will advise the relevant underwriter and authorities of this and you will no longer be covered should you have/or become involved in an accident.