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Help Centre

We're here to help with a range of resources, including information, support and advice you can trust.

Car Insurance Payments

We understand that everybody’s different, so you can choose the payment method that suits you best. Check out our range of options.

You can choose to pay your premium by:

  • Monthly direct debit payments
  • Debit / credit card
  • One4all gift cards
  • At the Post Office

When paying monthly, you pay a flat service charge, currently 8%, which will stay the same for the length of the plan.

Are you looking to make a payment for your Car Insurance? Click here to head over to our payments and renewals portals.


Voluntary excess - Consider how much you'd be prepared to pay out if you have to make a claim.

You could reduce the cost of your car insurance premium by increasing your standard excess from €300 to €600.

Our premium payment plan allows you to pay your premium over 10 monthly instalments. You can choose to pay your instalments using the following options: 

  • BillPay at the Post Office - using cash, cheque or debit card
  • Online at www.billpay.ie
  • Direct Debit from your Bank Account. In this instance, you must pay your first instalment over the phone or by cheque, money order, credit card or debit card. You can then pay your remaining instalments automatically by Direct Debit from your Bank Account

Please note: a deposit of 20% is required for the first instalment and a service fee of up to 8% applies.

Yes, to change the date your monthly payments are collected, simply call us on 1890 92 71 28  or 090 648 7377 and we can look after this for you.

Every customer is issued with a renewal notice prior to the end of their current car insurance policy. If you are paying by Direct Debit and you do not wish to renew you must contact An Post Insurance 10 days prior to your renewal date to ensure the policy does not roll over. If you normally pay your premium by any other method you will need to call us to renew on 1890 22 45 45.

If your payment is overdue by 3 days, your policy will fall into arrears. You will receive an SMS to the mobile number you provided advising you of this. If after 10 days you are still late with your payment we will issue a registered letter advising you that your policy will cancel in 10 days. If/when your policy cancels An Post Insurance will advise the relevant underwriter and authorities of this and you will no longer be covered should you have/or become involved in an accident.