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Life Insurance

Get the peace of mind you need with our cover and care

We're Human About Insurance

We help customers from all walks of life, in every stage of the journey. An Post Insurance is a 100% Irish-owned company, so we understand what matters most to you.

How we Help

For more than 20 years, we've helped Irish families prepare for the unexpected. Based on our experience, we've put together a specially-designed Over 50s Funeral Plan and Life Assurance plans to help you protect what matters most. 

Features & Benefits*

We understand that every situation is different, and every family is unique. Whether you'd like to help pay towards funeral costs, clear the mortgage, or create a monthly income, our team can help you build cover that works for you, your home and your loved ones. 

* Terms and conditions apply. Benefits are subject to underwriting and acceptance by New Ireland Assurance Company plc. A government levy (currently 1%) applies to premiums paid to life insurance policies. 

Pocket-Friendly Protection

Everyone wants to get great value insurance, so we offer competitive prices and tailored life assurance and funeral plans to help lower the cost of cover.

Stress-Free Cover

It's not easy making plans for the future, but we're here to help. Our experienced advisors will help you get the cover you need, and the peace of mind you deserve.

Customisable Cover

Our life assurance and Over 50s Funeral Plan policies include benefits that'll make life easier during challenging times, as well as a range of optional upgrades for extra comfort.

Real Customer Care

We're powered by people just like you, living in communities all over Ireland. Our team is available five days a week - you can trust us to get the help you need, when you need it.

We value your feedback

Great value and super easy to get a quote. I was able to customise and upgrade the exact policy I needed. The experience is miles ahead of my past insurer. I would highly recommend this service!! John 17/11/2020

Good to Know

We've gathered together all the details you need to better understand your Life Insurance and Over 50s Funeral Plan options. Take a look at our FAQs and learn more about how we can help you protect what matters most to you.

No one understands your financial situation better than you. That means you should avoid letting someone else tell you how much protection you need. You can get a rough estimate of your insurance needs by adding together your debt, estimated funeral costs, and six months to a year of income replacement. You need the policy that’s right for you and your family’s financial situation.

Don’t be afraid to ask the advisor questions. You should know the product inside out before buying it. What happens if I change my mind about cover or need more cover? How long are premiums guaranteed for? What are the exclusions?

Make sure you do your research before purchasing an insurance product. Make sure it fits your needs and budget, and make sure you understand the contract. The advisor is obligated to explain it to you. Don’t sign until you understand the contract.

Life Choice is a market leading protection product underwritten by New Ireland Assurance Company plc. You can use it to protect your home, your income and your family.

We will process your application as soon as it is received. If the application form is fully completed and no further information is required (e.g. from your doctor) we will then issue you with a policy document within 10 business days.

For the large majority of applications, a medical examination is not necessary. Depending on the level of cover sought or information provided in your application, we may ask you to have a medical examination with an independent doctor or nurse. The medical can be arranged at a convenient location and the cost will be covered by the underwriter.

If you’re aged between 50 and 75 and resident in the Republic of Ireland, you are eligible for this product, which means you don’t need to worry about any medical questions, check-ups or reports.

An Post Insurance Over 50s Funeral Plan is a life insurance policy which allows you to prepare financially for the cost - or part of the cost - of your funeral. By taking out this policy, you can ensure that you leave your loved ones some money to take care of the cost of your funeral - or to take care of other expenses.

An An Post Insurance Over 50s Funeral Plan guarantees your loved ones a fixed lump sum on your passing. The level of cover is based on the age you commence your policy and the level of cover you choose. Premiums start at just €15 per month.

For example, a 50 year old paying a premium of €15 per month would be assured for €4,700. A 62 year old paying a premium of €20 per month would be assured for €3,190. You can choose the level of cover you want - depending on the type of funeral you wish to have. The total premiums paid over the term of your policy may exceed the death benefit.

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