Funeral Insurance

According to research, the average cost of a funeral is over €6,000* Get a quote *Research from An Post Insurance Funeral Insurance survey conducted by Red C in February 2024 of Adults aged 50+.

We're Human About Insurance

Our Funeral Insurance helps you prepare for the future, so you can get on with enjoying the present. An Post Insurance have exclusive distribution of the New Ireland Assurance Company Plc Funeral Insurance product in Ireland. An Post Insurance is a 100% Irish-owned company, so we understand what matters most to you.

Our premiums start at just €15~ per month and your monthly premium is based on the age you commence your policy and the level of cover you choose. For example, a 50 year old paying a premium of €15 per month (including 1% Government levy) would be assured for cover of €4,700 after 2 years, while a 50 year old paying a premium of €20 per month (including 1% Government levy) would be assured for cover of €6,270 after 2 years. The total premiums paid over the term of your policy may exceed the death benefit.

With this handy information sheet, you can determine the level of cover available based on your chosen premium and age. From the table, you can select your age and the monthly premium you wish to pay. This will then show you the level of cover available to you for this premium.

Let’s Talk About Funerals

Few of us feel we are financially well prepared for our own funeral, and the costs that will arise. An Post Insurance recently commissioned a Funeral Insurance research study conducted by Red C where almost half* of respondents say they’re worried about the prospect of leaving bills behind for their loved ones.

We have put together this Funeral Guide to provide you with a practical overview of all that planning a funeral entails.

An Post Insurance Funeral Research Insights

We commissioned RED C Research to get an insight into how our community feels about death and funerals. The findings reveal much about persistent worries, new trends and treasured traditions. Find out what our brand ambassador Paul Merriman+ has to say about the findings.

Get a Quote

⁺This is a paid collaboration between An Post Insurance and Paul Merriman.

Features and Benefits

Stress-Free Cover

If you're aged between 50 and 75 years and resident in the Republic of Ireland, you may be eligible to apply for this product. You don't need to worry about any medical questions, check-ups or reports.

Travel Accident Benefit

If you have a fatal motor accident or an accident as a fare-paying passenger or pedestrian, your beneficiaries will receive double the amount of your selected life cover.**

Wallet-Friendly Protection

Our premiums start at just €15 per month~ Your monthly premium is based on the age you commence your policy and the level of cover you choose.

Lump Sum Payment

In the event of your death, our Funeral Insurance provides a lump sum after 2 years of active coverage, or if less, your loved ones receive what has been paid into the policy.

~For example a 50 year old paying a monthly premium of €15 (including 1% Government levy) would be assured for cover of €4,700 after 2 years. The total premiums paid over the term of your policy may exceed the death benefit.

**If while your policy is in force, you have a motor accident or an accident as a fare-paying passenger or pedestrian and you die as a result of this accident within 3 months, your beneficiaries will receive double the amount of your selected life cover.

Your Plan, Your Way

You're unique, so your plans for the future should be too. Tailor your plan to make sure your premium, cover level and payment method works for you. We'll keep our promise to you and your family.

Up to €30,000 Cover

Your loved ones can claim a lump sum benefit of up to €30,000 (depending on your monthly contributions) if your policy has been in place for two years or more. If it hasn't, your dependents will still receive the funds you paid into the policy at that time.

Easy Payment Methods

You can choose the payment method that best suits you, whether it's by monthly direct debit or using BillPay at your local Post Office.

Consistent Care and Cover

You can rest easy, knowing that your monthly payments will not change throughout the entire life of your plan. Once you turn 85, you won't need to make any further payments, but your policy will remain in place+.

Real Customer Care

We're powered by people just like you, living in communities all over Ireland. Our experienced team is on hand to get you the help you need.

+The total premiums paid over the term of the policy may exceed the death benefit. A government levy (currently 1%) applies to premiums paid to life insurance policies.

How to Write a Will - Funeral Insurance - An Post Insurance

Will Writing Service with every Funeral Insurance plan

An Post Insurance has teamed up with ARAG - a leading provider of legal insurance and assistance products in Ireland - to give our Funeral Insurance customers access to a Complimentary Online Will Writing Service^.

Find out more

^Please note, this Complimentary Will Writing Service is a service provided by ARAG Legal Protection Limited and is not suitable for everyone, you may require additional third party or legal assistance. If you require a more comprehensive legal document, ARAG can cater for this request too, by providing access to their extensive network of legal experts who will, at a discounted rate, assist you in building a will tailored to your specific need. Full terms and conditions for the Complimentary Will Writing Service promotion.

Tell us what you think about our Funeral Insurance

Did you get what you needed from us? Give us your feedback and enter a monthly prize draw for a €150 virtual Mastercard.

Link redirects to a website operated by RED C Research who conduct this Survey for An Post Insurance.

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We value your feedback

I recently renewed my car insurance, and the process was seamless from start to finish. The team was professional, efficient, and took the time to explain my options clearly. What stood out most was their excellent customer service—friendly, knowledgeable, and always willing to assist with any questions. I truly appreciated the hassle-free experience and the speediness of the process. Highly recommend their services to anyone looking for a smooth and stress-free renewal process! Angela - 11th Feb - 2025

Good to Know

It's not easy making plans for the future, but we're here to help. We've gathered together all the details you need to better understand your Funeral Insurance options and Funeral Costs. Take a look at our FAQs and learn more about how we can help you get the cover you deserve, at the price you prefer.

What is Funeral Insurance?

An Post Insurance Funeral Insurance is a life insurance policy which allows you to prepare financially for the cost - or part of the cost - of your funeral. By taking out this policy, you can ensure that you leave your loved ones some money to take care of the cost of your funeral - or to take care of other expenses.

Why should I take out Funeral Insurance?

Taking out a funeral plan can allow you and your family to be financially prepared for the costs of your funeral - as well as some of the bills that you may leave behind on your passing. Taking out an An Post Insurance Funeral Insurance will help you save your loved ones the worry and stress of financing your funeral at an emotional time.

What does An Post Insurance Funeral Insurance include & cost?

An Post Insurance Funeral Insurance guarantees your loved ones a fixed lump sum on your passing. The level of cover is based on the age you commence your policy and the level of cover you choose. Premiums start at just €15 per month (including a 1% Government levy).

For example, a 50 year old paying a premium of €15 per month would be assured for €4,700 after 2 years. A 62 year old paying a premium of €20 per month would be assured for €3,190. You can choose the level of cover you want - depending on the type of funeral you wish to have. The total premiums paid over the term of your policy may exceed the death benefit.

I have savings, why do I need Funeral Insurance?

Depending on your circumstances and how much savings you have you may or may not have enough to cover your funeral costs. A well thought-out funeral insurance policy can fully cover or help supplement the costs of a funeral, depending on your preferred premium and choice of funeral arrangements.

How do I make a claim on a Funeral Insurance policy?

We understand this can be a difficult time so we are committed to making sure the claims process is as smooth and stress-free as possible. Simply phone the Insurer, New Ireland on 01 632 2436 to register the claim, have the An Post Insurance policy number to hand and New Ireland will take care of the rest.

Need Help?

Getting Insured

We care about protecting what matters to you. Get a quick quote for great value insurance online, in person or over the phone.

Documents & Forms

Here you’ll find useful information, documents and forms that’ll help you get the peace of mind of good protection.

Payments

We understand that everybody’s different, so you can choose the right payment method for you. Check out our range of options.

Claims & Emergencies

You can trust us to get you the help you need, when you need it. Learn more about making a claim or dealing with an emergency.

An Post Insurance is a tied agent of New Ireland Assurance Company plc for life assurance business. Life assurance policies are underwritten and provided by New Ireland Assurance Company plc. A Government levy (currently 1%) applies to all premiums paid.