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First Time Buyers

Enjoy a 25% discount on your first home insurance policy* Get a quote *Discounts applied consecutively & subject to a minimum premium of €230 for home and €135 for contents insurance.

We're Human About Insurance

Let us protect your house, while you make it a home. An Post Insurance is a 100% Irish-owned company, so we understand what matters most to you.

How we Help

Christmas and Family Wedding Cover

Our insurers provide extra protection for those special moments in life: they'll increase your contents cover by 10% for the month of December and for 30 days before and after the wedding of any member of your immediate family.

Real Customer Care

We're powered by people just like you, living in communities all over Ireland. Our team is available six days a week - you can trust us to get the help you need, when you need it.

Pocket-Friendly Protection

We'll help you celebrate your dream home with a dream discount of up to 25% if you're a first time buyer and a new customer to An Post Insurance (1). We reward existing home owners too: you can avail of our 40% no claims discount (2) if you have held a home insurance policy and are claims free for 5 years.

Stress-Free Cover

Get the peace of mind that comes with knowing your most valuable asset is protected. If things go wrong, we'll help you take care of the details, from replacing the door locks to refilling the freezer (3).

1) New home customers to An Post Insurance can avail of a 25% New Business Discount. First Time Buyers can also avail of a further 25% No Claims Discount, meaning an impressive 50% discount for First Time Buyers.
2) This discount is available if you have held a home insurance policy with no gaps in cover and are claims free for 5 years.
3) Get up to €400, if your keys are stolen and your locks need replacing. Cover for loss or damage of frozen food up to €650.

Features and Benefits

Whether you're purchasing a house or an apartment, we've got you covered. We’re proud to help our customers protect their no-claims discount, even if the unexpected happens (4). You can even upgrade your policy with extras such as family legal protection, for added peace of mind.

4) You can make one claim up to €10,000 in a 3-year period without losing your No Claims Discount.

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Fire Brigade Services

We'll be there to help should the worst happen, covering up to €1,500 of Fire Brigade call-out charges.

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Protected No Claims Discount

We understand that your no-claims discount is important to you, so with us, you can make 1 claim up to €10,000 in a 3-year period without losing it.

Alarm Discounts

Safeguarding your home can help reduce your bills as well as your risk. Enjoy a 12.5% discount if you have an approved burglar alarm.

Home Emergency Assistance

Help is just a phone call away with our Home Emergency Assistance service, which will help you secure and protect your home (5).

5) If you have an emergency in your home, we will provide a repair service to secure your home and help prevent further damage from occurring. Cover for up to €260 per incident, limited to 3 claims per policy year. If you experience an emergency at home, please telephone 091 545 909 or if you are calling from outside of Ireland telephone +353 91 501698. This cover is underwritten by MAPFRE ASISTENCIA Compania Internacional De Seguros Y Reaseguros, S.A., trading as MAPFRE ASSISTANCE Agency Ireland.

We value your feedback

When my renewal came up , it had jumped over €100. This I found startling, as my car had done less than 6,000km due to the pandemic. An Post Insurance was like a shining light, fast and friendly and very competitive with one other insurer. The navigation of the website made An Post Insurance the easier choice. - Sonya 14.01.2021

Good to Know

We've gathered together all the details you need to better understand your home insurance options. Take a look at our FAQs and learn more about how we can help you get the cover you deserve, at the price you prefer.

During the COVID-19 pandemic only, all business equipment used while working at home will be included as standard up to the contents sum insured, unless otherwise covered. The level of cover provided by the policy will be outlined in your policy schedule.

Accidental Damage Cover is an optional benefit which extends cover to include accidental events, giving rise to a loss, e.g. a large spillage on carpet, if someone puts their foot through the ceiling.

If you have an emergency in your home, we will provide a repair service to secure your home and help prevent further damage from occurring. Cover for up to €260 per incident, limited to 3 claims per policy year. 

This cover is underwritten by MAPFRE ASISTENCIA Compania Internacional De Seguros Y Reaseguros, S.A., trading as MAPFRE ASSISTANCE Agency Ireland.

Excess is the amount payable by you, in the event of a claim. Under this policy, you will be required to pay a standard excess. You have the option to increase the excess, which will reduce your premium. Please refer to your policy documents to find out what excess is applicable.

Reinstatement value is the cost of completely re-building your house (less the value of the site) including architects and surveyors fees. It is important to note that the reinstatement value is the figure for which your house should be insured, rather than the market value of the house.

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