We're Human About Insurance
We can help protect the personal possessions that make your house a home. An Post Insurance is a 100% Irish-owned company, so we understand what matters most to you.
How we Help
Wallet-Friendly Protection
We know that everybody wants to get great value contents insurance, so we offer competitive prices and cover to cater for your contents.
Stress-Free Cover
Get the peace of mind of good protection. We'll help you find the cover that suits you and we'll provide access to experts should the unexpected happen in your house.
Customisable Cover
We offer different contents cover for landlords and tenants, as well as optional add-ons to help you tailor your plan for you and your belongings.
Real Customer Care
We're powered by people just like you, living in communities all over Ireland. HomeCall Helpline is available 24 hours a day.
Our Cover Options
1) Up to €1,300,000 cover for your legal liability for damages and costs following injury or disease to any person or loss or damage to property.
2) Public and personal liability offers up to €3 million cover for your legal liability for damages and costs following injury or disease to any person or loss or damage to property.
Good to Know
We've gathered together all the details you need to better understand your contents insurance options. Take a look at our contents insurance FAQs and learn more about how we can help you get the cover you deserve, at the price you prefer.
Accidental Damage Cover is an optional benefit available for an additional premium on home insurance plans which extends cover to include accidental events, giving rise to a loss, e.g. a large spillage on the carpet, if someone puts their foot through the ceiling.
It is not necessary to purchase this optional extra in order to purchase a Home Insurance policy.
If you have an emergency in your home, Home Emergency Assistance will provide a repair service to secure your house and help prevent further damage from occurring. Home Emergency Assistance provides cover for up to €260 per-incident and it is limited to 3 claims per policy year.
This cover is underwritten by MAPFRE ASISTENCIA Compania Internacional De Seguros Y Reaseguros, S.A., trading as MAPFRE ASSISTANCE Agency Ireland.
The excess on your home insurance policy refers to the amount payable by you, in the event of a claim. Under this policy, you will be required to pay a standard excess. You have the option to increase the excess, which will reduce your premium. Please refer to your policy documents to find out what excess is applicable to you.
The reinstatement value is the cost of completely rebuilding your house (less the value of the site) including architects and surveyors fees. It is important to note that the reinstatement value is the figure for which your house should be insured, rather than the market value of your home. For more information on calculating the reinstatement value of your house click here.
Family Legal Protection is an optional extra that offers help and advice with the most common legal problems. It will pay up to €65,000 to cover the legal costs that you may incur for claims made under the policy. You have access to a 24 Hour Helpline which will provide help and advice on any personal legal matter from a team of legal experts.
Available as an optional extra on your Home Insurance policy, at a cost of just €15 per policy. It is not necessary to purchase this optional extra in order to purchase a Home Insurance policy.
Family Legal Protection is underwritten by ARAG Legal Protection Limited
15% off** Car & Home Insurance
Plus, you could get a free Annual Multi-Trip European policy when you take out a car & a home policy with us & both policies are underwritten by Aviva Insurance Ireland DAC**.
**Discounts applied consecutively and subject to a minimum premium of €355 or €325 depending on the policy underwriter for car insurance, €240 for home insurance and €120 for Contents Only. This offer is applicable to An Post Insurance policies underwritten by Aviva Insurance Ireland DAC. You will get a 15% discount on the second policy you take out. Once this policy is set up, you'll be eligible for one year free multi-trip European travel insurance. When your first policy is due for renewal you will be eligible for the 15% discount for that policy. Full terms and conditions can be found on our promotions page.
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An Post Insurance Contents Insurance is underwritten by Aviva Insurance Ireland DAC.