What is Accidental Damage Cover?

Depending on your insurer, accidental damage covers you for accidental damage to your buildings and/or contents in your home at an increased premium. Please refer to your Policy Booklet for further information on Accidental Damage cover.

What is Home Emergency Assistance?

If you have an emergency in your home, Home Emergency Assistance will provide a repair service to secure your house and help prevent further damage from occurring.

Are fire brigade charges covered by my Home Insurance Policy?

Yes, fire brigade call out charges in relation to an insured event is covered up to €3,500 or €3,000 depending on your insurer.

Landlord's Insurance

We're Human About Insurance

Your rental property is an important investment — make sure it’s protected with Landlord’s Insurance from An Post Insurance. Our cover is designed to safeguard your building and any contents you provide as part of the tenancy, while also helping you deal with the unexpected, such as alternative accommodation costs if the property becomes uninhabitable due to an insured event.

Just need contents cover for a furnished apartment? See our Landlord’s Contents Insurance.

What's covered in Landlord's Buildings & Contents Insurance?

Buildings Protection

Cover for your house structure, permanent fixtures in your property, and items such as septic tanks, patios and driveways within the boundary of your property.

Contents Protection

Get great value cover for your household belongings — and the reassurance that your rental property’s contents are protected too. Just need contents cover for a furnished apartment? See our Landlord’s Contents Insurance.

Features and Benefits

We’re proud to give customers peace of mind. Landlord's Insurance covers your rental property and protects you against incidents where you may be legally liable as the property owner.

Fire Brigade Services

We'll be there to help should the worst happen cover for call-out charges covered in relation to an insured event. Depending on your insurer, cover is available for up to €3,500 or €3,000.

Public & personal liability to others

Cover for your legal liability for damages & costs following injury, illness or disease to any person or damage to their property up to €3 million.

Home Emergency Assistance

Help is just a phone call away with our Home Emergency Assistance service. We will provide a repair service to secure your home and help prevent further damage from occurring. (1)

Alarm Discounts

Having an approved burglar alarm house alarm can give you peace of mind in knowing that your property and belongings are protected when you aren’t at home. (2)

1) If you have an emergency in your home, we will provide a repair service to secure your home and help prevent further damage from occurring. Depending on your insurer, cover is available for up to €300 per incident/ 4 call-outs per policy year or €260 per incident/3 call-outs per policy year. This cover is underwritten by MAPFRE ASISTENCIA Compania Internacional De Seguros Y Reaseguros, S.A., trading as MAWDY.
2) Alarm must be installed and maintained in working order and in accordance with the manufacturer’s instructions and requirements. The alarm system must be activated when nobody is in the home.

Please refer to our policy booklets for full cover details and terms and conditions that apply. Discounts, cover limits, and terms and conditions are dependent on your insurer and those applicable to you will be outlined in your policy documents

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Good to Know

We've gathered together all the details you need to better understand your home insurance options. Take a look at our FAQs and learn more about how we can help you get the cover you deserve, at the price you prefer.

Is Landlord Insurance a legal requirement?

Even though landlord’s content cover is not obligatory, we would strongly advise availing of it for your peace of mind and to protect your contents.

What is Landlord Insurance, and how is it different from Landlord’s Contents Insurance?

Landlord Insurance is designed for those who rent out a property and need full protection for the building and any contents they provide. It includes cover tenant-related risks* and public liability.

If you’re letting a furnished apartment and only need contents cover, see our Landlord's Contents Insurance.

If you need full cover including the building, see our Landlord's Insurance.

*Please refer to our policy booklets for full cover details and terms and conditions that apply. Discounts, cover limits, and terms and conditions are dependent on your insurer and those applicable to you will be outlined in your policy documents.

Under Landlords Insurance am I covered for accidental damage if I rent out my home?

If you’ve chosen the optional extra, accidental damage cover, and it’s shown on your policy, you’re covered for accidental damage to the house or its contents—even if you rent it out.

Please refer to your Policy Booklet for further information on Accidental Damage cover.

It is not necessary to purchase this optional extra in order to purchase a Home Insurance policy.

Under Landlords Contents Insurance is emergency repair or assistance cover included?

Yes – the policy includes fire brigade charges in relation to an insured event, home emergency assistance* and lock replacement if keys are stolen. Coverage limits vary depending on your insurer. Please refer to your Policy Booklet for further information.

If you have an emergency in your home, we will provide a repair service to secure your home and help prevent further damage from occurring. Depending on your insurer, cover is available for up to €300 per incident/ 4 call-outs per policy year or €260 per incident/3 call-outs per policy year. This cover is underwritten by MAPFRE ASISTENCIA Compania Internacional De Seguros Y Reaseguros, S.A., trading as MAWDY.

Under Landlords Insurance can I claim lost rental income or cover temporary housing costs?

If the property becomes uninhabitable due to a covered event, the policy may cover lost rent or the cost of rehousing tenants—typically up to 15% of the insured building value only while the premises is being reinstated and is subject to Underwriters approval.