Building & Contents Insurance
We're Human About Insurance
An Post Insurance is 100% Irish-owned, so we understand what matters most to you. Our combined Buildings and Contents Insurance has all the cover that you would need to protect what’s important, with optional benefits available.
What's covered in Buildings & Contents insurance?
Features and Benefits
We’re proud to help our customers protect their no claims discount, even if the unexpected happens. You can even upgrade your policy with extras such as Family Legal Protection (1), for added peace of mind.
1) Family Legal Protection is available as an optional extra on your Home Insurance policy, at a cost of just €15 per policy. It is not necessary to purchase this optional extra in order to purchase a Home Insurance policy. This cover is underwritten by ARAG Legal Protection Limited.
We'll be there to help should the worst happen, covering up to €1,500 of call-out charges if the Fire Brigade Service is called to attend your emergency.
We understand that your no claims discount is important to you, so with us, you can make one claim up to €10,000 in a three-year period without losing your no claims discount.
Help is just a phone call away with our Home Emergency Assistance service. We will provide a repair service to secure your home and help prevent further damage from occurring. (2)
Having an approved burglar alarm house alarm can give you peace of mind in knowing that your property and belongings are protected when you aren’t at home. You can enjoy a 12.5% discount. (3)
2) If you have an emergency in your home, we will provide a repair service to secure your home and help prevent further damage from occurring. Cover for up to €260 per incident, limited to 3 claims per policy year. This cover is underwritten by MAPFRE ASISTENCIA Compania Internacional De Seguros Y Reaseguros, S.A., trading as MAPFRE ASSISTANCE Agency Ireland.
3) Discount applied consecutively and are subject to a minimum premium - available here. Must be fitted to EN50131 (old IS199) standards and installed by an intruder alarm company approved by the National Standards Authority of Ireland. The installer should hold a P.S.A. (Private Security Authority) licence.
An Post Insurance Building & Contents Insurance
An Post Insurance combined Buildings and Contents Insurance has all the cover that you would need to protect what’s important, with optional benefits available. Find out more here.
We value your feedback
Had a great experience getting my Insurance with An Post Insurance for the first time. Very professional and sorted quickly. Got a very good deal at €200 less than my renewal quote. Would highly recommend! Pawel 08.01.2024
Good to Know
We've gathered together all the details you need to better understand your home insurance options. Take a look at our FAQs and learn more about how we can help you get the cover you deserve, at the price you prefer.
Accidental Damage Cover is an optional benefit available for an additional premium on home insurance plans which extends cover to include accidental events, giving rise to a loss, e.g. a large spillage on the carpet, if someone puts their foot through the ceiling.
It is not necessary to purchase this optional extra in order to purchase a Home Insurance policy.
If you have an emergency in your home, Home Emergency Assistance will provide a repair service to secure your house and help prevent further damage from occurring. Home Emergency Assistance provides cover for up to €260 per-incident and it is limited to 3 claims per policy year.
This cover is underwritten by MAPFRE ASISTENCIA Compania Internacional De Seguros Y Reaseguros, S.A., trading as MAPFRE ASSISTANCE Agency Ireland.
The excess on your Home Insurance Policy refers to the amount payable by you, in the event of a claim. Under this policy, you will be required to pay a standard excess. You have the option to increase the excess, which will reduce your premium. Please refer to your policy documents to find out what excess is applicable to you.
The reinstatement value is the cost of completely rebuilding your house (less the value of the site) including architects and surveyors fees. It is important to note that the reinstatement value is the figure for which your house should be insured, rather than the market value of your home. For more information on calculating the reinstatement value of your house click here.
Family Legal Protection is an optional extra that offers help and advice with the most common legal problems. It will pay up to €65,000 to cover the legal costs that you may incur for claims made under the policy. You have access to a 24 Hour Helpline which will provide help and advice on any personal legal matter from a team of legal experts.
Available as an optional extra on your Home Insurance policy, at a cost of just €15 per policy. It is not necessary to purchase this optional extra in order to purchase a Home Insurance policy.
Family Legal Protection is underwritten by ARAG Legal Protection Limited
Need Help?
An Post Insurance Home Insurance is underwritten by Aviva Insurance Ireland DAC.
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