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Building & Contents Insurance

Protect your biggest asset with up to 40% no claims discount* Get a quote *if claims free for 5 consecutive years. Acceptance criteria, T&Cs apply subject to minimum premium of €230 for home insurance. Discounts applied consecutively, new business only.
Buildings & Contents| Home Insurance | An Post Insurance

We're Human About Insurance

An Post Insurance is 100% Irish-owned, so we understand what matters most to you. Our combined Buildings and Contents Insurance has all the cover that you would need to protect what’s important, with optional benefits available. 

 

What's covered in Buildings & Contents insurance?

Cover for your house | An Post Insurance

Buildings Protection

Cover for your house structure, permanent fixtures in your home, and items such as septic tanks, patios and driveways within the boundary of your home.

Cover for personal & household belongings | An Post Insurance

Contents Protection

Great value cover for your personal and household belongings. Get the peace of mind that comes with knowing your home's contents are protected.

Features and Benefits

We’re proud to help our customers protect their no claims discount, even if the unexpected happens. You can even upgrade your policy with extras such as Family Legal Protection (1), for added peace of mind.

1) Family Legal Protection is available as an optional extra on your Home Insurance policy, at a cost of just €15 per policy. It is not necessary to purchase this optional extra in order to purchase a Home Insurance policy. This cover is underwritten by ARAG Legal Protection Limited.

Fire Brigade Services

We'll be there to help should the worst happen, covering up to €1,500 of call-out charges if the Fire Brigade Service is called to attend your emergency.

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Protected No Claims Discount

We understand that your no claims discount is important to you, so with us, you can make one claim up to €10,000 in a three-year period without losing your no claims discount.

Home Emergency Assistance

Help is just a phone call away with our Home Emergency Assistance service. We will provide a repair service to secure your home and help prevent further damage from occurring. (2)

Alarm Discounts

Safeguard your home with an approved burglar alarm and enjoy a 12.5% discount (3). If you install and maintain a Smartzone Home Alarm System, you'll be entitled to an 18% discount.

2) If you have an emergency in your home, we will provide a repair service to secure your home and help prevent further damage from occurring. Cover for up to €260 per incident, limited to 3 claims per policy year. This cover is underwritten by MAPFRE ASISTENCIA Compania Internacional De Seguros Y Reaseguros, S.A., trading as MAPFRE ASSISTANCE Agency Ireland.
3) Discounts are applied consecutively and are subject to a minimum premium of €230 or €110 for Contents only. Click here for more information on the Smartzone Home Alarm System Promotion. Must be fitted to EN50131 (old IS199) standards and installed by an intruder alarm company approved by the National Standards Authority of Ireland. The installer should hold a P.S.A. (Private Security Authority) licence.

We value your feedback

The offering is broad and comprehensive. Each product is clearly introduced and accessible. To my delight and unlike other institutions, An Post Insurance staff, always genuine and eager to help. Competitively prices and Great value. I would highly recommend An Post Insurance. Declan 14.07.2021

Good to Know

We've gathered together all the details you need to better understand your home insurance options. Take a look at our FAQs and learn more about how we can help you get the cover you deserve, at the price you prefer.

During the COVID-19 pandemic only, all business equipment used while working at home will be included as standard up to the contents sum insured, unless otherwise covered. The level of cover provided by the policy will be outlined in your policy schedule.

Accidental Damage Cover is an optional benefit which extends cover to include accidental events, giving rise to a loss, e.g. a large spillage on carpet, if someone puts their foot through the ceiling.

If you have an emergency in your home, we will provide a repair service to secure your home and help prevent further damage from occurring. Cover for up to €260 per incident, limited to 3 claims per policy year. 

This cover is underwritten by MAPFRE ASISTENCIA Compania Internacional De Seguros Y Reaseguros, S.A., trading as MAPFRE ASSISTANCE Agency Ireland.

Excess is the amount payable by you, in the event of a claim. Under this policy, you will be required to pay a standard excess. You have the option to increase the excess, which will reduce your premium. Please refer to your policy documents to find out what excess is applicable.

Reinstatement value is the cost of completely re-building your house (less the value of the site) including architects and surveyors fees. It is important to note that the reinstatement value is the figure for which your house should be insured, rather than the market value of the house. For more information on calculating the reinstatement value of your house click here.

Multi Product Promotion

15% off** Car & Home Insurance

Plus, you could get a free Annual Multi-Trip European policy when you take out a car & a home policy with us & both policies are underwritten by Aviva Insurance Ireland DAC**.

**Discounts applied consecutively and subject to a minimum premium of €320 for car insurance, €230 for home insurance and €110 for Contents Only. This offer is applicable to An Post Insurance policies underwritten by Aviva Insurance Ireland DAC. You will get a 15% discount on the second policy you take out. Once this policy is set up, you'll be eligible for one year free multi-trip European travel insurance. When your first policy is due for renewal you will be eligible for the 15% discount for that policy. Full promotion terms & conditions can be found here.

Need Help?

Getting Insured

We care about protecting what matters to you. Get a quick quote for great value insurance online, in person or over the phone.

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Documents & Forms

Here you’ll find useful information, documents and forms that’ll help you get the peace of mind of good protection.

Payment spotlight

Payments

We understand that everybody’s different, so you can choose the right payment method for you. Check out our range of options.

Claims & Emergencies

Claims & Emergencies

You can trust us to get you the help you need, when you need it. Learn more about making a claim or dealing with an emergency.

An Post Insurance Home Insurance is underwritten by Aviva Insurance Ireland DAC.

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