Landlords Insurance | Home Insurance

We're Human About Insurance

If you're letting an apartment, we can help you deal with the unexpected. An Post Insurance is a 100% Irish-owned company, so we understand what matters most to you.

How we Help

Wallet-Friendly Protection

We know that everyone wants to get great value on contents insurance, so we offer competitive prices and a uniquely protected no-claims discount. (1)

Stress-Free Cover

Get the peace of mind that comes with knowing your contents in your apartment are protected. If things go wrong, the claims department will help you take care of the details, from fire damage to household goods and furniture to Public & Personal liability cover.

Real Customer Care

We're powered by people just like you, living in communities all over Ireland. Our team is available six days a week.

Benefits and Bonuses

Our insurer provides care as well as cover, with a wide range of benefits including home emergency assistance, and cover for breakage of ceramic hobs or glass oven doors up to €650.

1) You can make one claim up to €10,000 in a 3 year period without losing your No Claims Discount.

Features and Benefits

If you're letting an apartment, we can help you protect your investment. Our landlord's contents cover helps to deal with leaking or overflowing water, damage to household goods and furniture and public and personal liability. (2)

2) Up to €1,300,000 cover for your legal liability for damages and costs following injury or disease to any person or loss or damage to property.

Fire Brigade Services

We'll be there to help should the worst happen, covering up to €1,500 of Fire Brigade call-out charges.

Protected No Claims Discount

We understand that your no-claims discount is important to you, so with us, you can make one claim up to €10,000 in a 3-year period without losing it.

Public and Personal Liability

This policy provides up to €1,300,000 cover for your legal liability for damages and costs following injury or disease to any person or loss or damage to property.

Home Emergency Assistance

Help is just a phone call away with our Home Emergency Assistance service. We will provide a repair service to secure your home and help prevent further damage from occurring. (3)

3) If you have an emergency in your home, we will provide a repair service to secure your home and help prevent further damage from occurring. Cover for up to €260 per incident, limited to 3 claims per policy year. This cover is underwritten by MAPFRE ASISTENCIA Compania Internacional De Seguros Y Reaseguros, S.A., trading as MAPFRE ASSISTANCE Agency Ireland

We value your feedback

Another year of good value cover, complete with all of my preferred options. I found slightly cheaper quotes elsewhere, but they all had compromises that I was not willing to make. Like for like, I was not able to find a better quote... Micheal 04.01.2021

Good to Know

We've gathered together all the details you need to better understand your Landlord's Contents Insurance options. Take a look at our contents insurance FAQs and learn more about how we can help you get the cover you deserve, at the price you prefer.

Am I covered by my home insurance if I work from home during COVID-19?

During the COVID-19 pandemic only, all business equipment used while working at home will be included as standard, unless otherwise covered. The level of cover provided by your home insurance policy will be outlined in your policy schedule.

What is Accidental Damage Cover?

Accidental Damage Cover is an optional benefit available for an additional premium on home insurance plans which extends cover to include accidental events, giving rise to a loss, e.g. a large spillage on the carpet, if someone puts their foot through the ceiling.

It is not necessary to purchase this optional extra in order to purchase a Home Insurance policy.

What is Home Emergency Assistance?

If you have an emergency in your home, Home Emergency Assistance will provide a repair service to secure your house and help prevent further damage from occurring. Home Emergency Assistance provides cover for up to €260 per-incident and it is limited to 3 claims per policy year.

This cover is underwritten by MAPFRE ASISTENCIA Compania Internacional De Seguros Y Reaseguros, S.A., trading as MAPFRE ASSISTANCE Agency Ireland.

What does excess mean on a home insurance policy?

The excess on your home insurance policy refers to the amount payable by you, in the event of a claim. Under this policy, you will be required to pay a standard excess. You have the option to increase the excess, which will reduce your premium. Please refer to your policy documents to find out what excess is applicable to you.

What is the Reinstatement Value of a house?

The reinstatement value is the cost of completely rebuilding your house (less the value of the site) including architects and surveyors fees. It is important to note that the reinstatement value is the figure for which your house should be insured, rather than the market value of your home. For more information on calculating the reinstatement value of your house click here.

Home Insurance| Car Insurance | An Post Insurance

15% off** Car & Home Insurance

Plus, you could get a free Annual Multi-Trip European policy when you take out a car & a home policy with us & both policies are underwritten by Aviva Insurance Ireland DAC**.

Find out all about this promotion here

**Discounts applied consecutively and subject to a minimum premium of €320 for car insurance, €240 for home insurance and €120 for Contents Only. This offer is applicable to An Post Insurance policies underwritten by Aviva Insurance Ireland DAC. You will get a 15% discount on the second policy you take out. Once this policy is set up, you'll be eligible for one year free multi-trip European travel insurance. When your first policy is due for renewal you will be eligible for the 15% discount for that policy. Full terms and conditions can be found on our promotions page.