Landlord's Contents Insurance
Protect Your Rental Contents
Get a quoteWhat is Landlord's Contents Insurance?
Landlord's contents insurance protects the items you provide in a rented apartment such as furniture, appliances, and household goods where the building is already insured separately (for example, through a management company). If you are renting out a house, you will need Landlord's Insurance which covers both the building and its contents. Your policy includes alternative accommodation cover, which pays up to 15% of your contents sum insured and covers loss of rent if the property becomes uninhabitable due to an insured event. An Post Insurance searches across our panel of trusted Irish insurers and presents you with the most competitive price.
Features and Benefits
If you're renting out a furnished apartment and your building is already insured (for example, through a management company), our landlord's contents-only policy is ideal. It protects important items, such as furniture, appliances and household goods. It also provides cover for loss of rent, so you're not out of pocket should the unexpected happen.
Home Emergency Assistance
Help is just a phone call away with our Home Emergency Assistance service. We will provide a repair service to secure your home and help prevent further damage from occurring.1
Fire Brigade Services
We'll be there to help should the worst happen cover for call-out charges covered in relation to an insured event. Depending on your insurer, cover is available for up to €3,500 or €3,000.
Replace Door Locks
If your keys are stolen, we will replace your door locks. Depending on your insurer cover is available for up to €1,200 or a maximum of your contents sum insured.
Loss of Rent/Alternative Accommodation
If your property becomes uninhabitable due to an insured event, your policy includes alternative accommodation cover which pays up to 15% of your contents sum insured. Loss of rent is covered under this benefit, so you are not out of pocket while the property is being reinstated.
Public & Personal Liability
This policy provides up to €3,000,000 cover for your legal liability for damages and costs following injury or disease to any person or loss or damage to property.
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Accidental Damage
Our optional Accidental Damage by Tenants cover helps mitigate the cost of an accidentally broken or damaged item within your property. This optional extra is available with Allianz only. It is not necessary to purchase this optional extra in order to purchase a policy.
1) If you have an emergency in your home, we will provide a repair service to secure your home and help prevent further damage from occurring. Depending on your insurer, cover is available for up to €260 per incident/3 call-outs per policy year with Aviva or €300 per incident/4 call-outs per policy year with Allianz. This cover is underwritten by MAPFRE ASISTENCIA Compania Internacional De Seguros Y Reaseguros, S.A., trading as MAWDY.
Please refer to our policy booklets for full cover details and terms and conditions that apply. Discounts, cover limits, and terms and conditions are dependent on your insurer and those applicable to you will be outlined in your policy documents.
What do I need to get a Landlord's Contents Insurance quote?
Getting a quote takes just a few minutes. Before you start, have the following ready: your personal details (name, address, Eircode, contact number, email, employment details), the address of the rental property, details about the apartment (year built, alarm details, security information), the value of the contents you are providing (furniture, appliances, household goods), and your claims history. Once submitted, you will be presented with the most competitive price from our panel of insurers.
We value your feedback
The staff that looked after my renewal were all excellent. I was changing my car a few days before renewal and they took care of everything. They helped me with my payment (I was stressed at the time) and were so patient. Overall, very happy with the service. Janette 1st - Mar - 2026
Landlord's Contents Insurance FAQs
Even though Landlord’s Content Cover is not obligatory, we would strongly advise availing of it for your peace of mind and to protect your contents.
Landlord Insurance is designed for those who rent out a property and need full protection for the building and any contents they provide. It includes cover tenant-related risks* and public liability.
If you’re letting a furnished apartment and only need Contents Cover, see our Landlord's Contents Insurance.
If you need full cover including the building, see our Landlord's Insurance.
*Please refer to our policy booklets for full cover details and terms and conditions that apply. Discounts, cover limits, and terms and conditions are dependent on your insurer and those applicable to you will be outlined in your policy documents.
No - a Landlord's Contents Insurance policy only covers contents. If you need Buildings Cover, check out our Landlord's Insurance page.
Yes – the policy includes Fire Brigade Charges in relation to an insured event, Home Emergency Assistance* and Lock Replacement if keys are stolen. Coverage limits vary depending on your insurer.
Please refer to your Policy Booklet for further information.
If you have an emergency in your home, we will provide a repair service to secure your home and help prevent further damage from occurring. Depending on your insurer, cover is available for up to €300 per incident/ 4 call-outs per policy year or €260 per incident/3 call-outs per policy year. This cover is underwritten by MAPFRE ASISTENCIA Compania Internacional De Seguros Y Reaseguros, S.A., trading as MAWDY.
These are two separate policies for different situations. You would take out one or the other, not both. Landlord's Insurance covers both the building and any contents you provide in the rental property. If you have this policy, your contents are already covered. You do not need a separate Landlord's Contents Policy.
Landlord's Contents Insurance covers only the contents you provide including furniture, appliances, and household goods. This is designed for landlords renting out an apartment where the building is already insured separately, for example through a management company.
The cover options available may vary by insurer. With Aviva, landlord's insurance includes both buildings and a minimum level of contents cover. With Allianz, buildings-only cover is available by calling us on 0818 22 22 22. Contact An Post Insurance on 0818 22 22 22 for a quote or if you are unsure which policy is right for your situation.
No, Landlord's Contents Insurance covers only the items you provide as the landlord, including furniture, appliances, and household goods. Your tenants need their own Contents Insurance to protect their personal belongings.
Accidental Damage by tenants is available as an optional extra with Allianz only. It covers the cost of items accidentally broken or damaged by your tenants within the property.
It is not necessary to purchase this optional extra in order to purchase a policy. Refer to your policy booklet for the specific terms that apply.
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