What is Landlord Insurance, and how is it different from Landlord’s Contents Insurance?

Landlord Insurance is designed for those who rent out a property and need full protection for the building and any contents they provide. It includes cover tenant-related risks* and public liability.

Close-up of a house-shaped keyring in a door lock, symbolising new beginnings and the importance of securing your home with Home Insurance from An Post Insurance.

Landlord's Contents Insurance

Protect your investment with Contents Cover Get a quote Acceptance criteria, T&Cs apply, subject to a minimum premium. Best price online.

We're Human About Landlord Contents Insurance

If you're letting a furnished apartments where building insurance is already in place, we can help you deal with the unexpected when it comes the contents of your rental property. If you need building cover too, see our Landlord Insurance. An Post Insurance is a 100% Irish-owned company, so we understand what matters most to you.

How we Help

Wallet-Friendly Protection for Landlords

We know that everyone wants to get great value on contents insurance, so we offer competitive prices for Landlord's Contents Insurance.

Stress-Free Cover

Get the peace of mind that comes with knowing your contents in your apartment are protected. If things go wrong, the claims department will help you take care of the details.

Benefits and Bonuses

Our insurer provides care as well as cover, with a wide range of benefits including home emergency assistance (2), and cover for breakage of ceramic hobs or glass oven doors. (1)

Real Customer Care

We're powered by people just like you, living in communities all over Ireland. Our experienced team is on hand to get you the help you need.

1) Depending on your insurer, cover for hobs is provided up to €650 or up to the total contents sum insured.

Features and Benefits

If you’re renting out a furnished apartment and your building is already insured (for example, through a management company), our landlord’s contents-only policy is ideal. It protects the items you provide - from furniture to appliances and covers your liability as a landlord.

Home Emergency Assistance

Help is just a phone call away with our Home Emergency Assistance service. We will provide a repair service to secure your home and help prevent further damage from occurring. (2)

Fire Brigade Services

We'll be there to help should the worst happen cover for call-out charges covered in relation to an insured event. Depending on your insurer, cover is available for up to €3,500 or €3,000.

Public & Personal Liability

This policy provides up to €3,000,000 cover for your legal liability for damages and costs following injury or disease to any person or loss or damage to property.

Replace Door Locks

If your keys are stolen, we will replace your door locks. Depending on your insurer cover is available for up to €1,200 or a maximum of your contents sum insured.

2) If you have an emergency in your home, we will provide a repair service to secure your home and help prevent further damage from occurring. Depending on your insurer, cover is available for up to €300 per incident/ 4 call-outs per policy year or €260 per incident/3 call-outs per policy year. This cover is underwritten by MAPFRE ASISTENCIA Compania Internacional De Seguros Y Reaseguros, S.A., trading as MAWDY.

Please refer to our policy booklets for full cover details and terms and conditions that apply. Discounts, cover limits, and terms and conditions are dependent on your insurer and those applicable to you will be outlined in your policy documents.

We value your feedback

I recently renewed my car insurance, and the process was seamless from start to finish. The team was professional, efficient, and took the time to explain my options clearly. What stood out most was their excellent customer service—friendly, knowledgeable, and always willing to assist with any questions. I truly appreciated the hassle-free experience and the speediness of the process. Highly recommend their services to anyone looking for a smooth and stress-free renewal process! Angela - 11th Feb - 2025

Good to Know

We've gathered together all the details you need to better understand your Landlord's Contents Insurance options. Take a look at our contents insurance FAQs and learn more about how we can help you get the cover you deserve, at the price you prefer.

Is Landlord Insurance a legal requirement?

Even though landlord’s content cover is not obligatory, we would strongly advise availing of it for your peace of mind and to protect your contents.

What is Landlord Insurance and what does it cover?

An Post Insurance Landlord's Insurance is a specially designed insurance cover for Landlords

Cover includes;

Home emergency assistance: If you have an emergency in your home, we will provide a repair service to secure your

home and help prevent further damage from occurring.

Depending on your insurer, cover is available for up to €300 per incident/ 4 call-outs per policy year or €260 per incident/3 call-outs per policy year.

This cover is underwritten by MAPFRE ASISTENCIA Compania Internacional De Seguros Y Reaseguros, S.A., trading as MAWDY.

Public and personal liability to others: Cover for your legal liability for damages & costs following injury, illness or disease to any person or damage to their property up to €3 million.

Replace door locks: If your keys are stolen, we will replace your door locks. Depending on your insurer cover is available for up to €1,200 or a maximum of your contents sum insured.

Fire brigade charges: Cover for call-out charges covered in relation to an insured event. Depending on your insurer cover is available for up to €3,500 or €3,000.

Any other recommendations on Landlord Insurance?

If you are renewing your landlord insurance and want to get an indication of rebuilding costs, we recommend using SCSI’s rebuild calculator.

Do I get buildings cover with Landlord's Contents Insurance?

No - a Landlord's Contents Insurance policy only covers content. If you need buildings cover, check out our Landlord's Insurance page.