Warm, Cosy and Well Covered

Your home is your most valuable asset, so you need to know that it's covered in almost any situation. House Insurance from An Post Insurance means getting peace of mind and a policy that has been tailored to your needs. With An Post Insurance Home Insurance you get a full range of benefits as standard, to keep you protected when you need it most. Compare our benefits below or get a competitive home insurance quote online in minutes. 

Features & Benefits

The below is a summary of the benefits available to you, please refer to our policy booklet for full cover details and terms and conditions that apply.

Including all home business equipment as standard up to contents sum insured, providing cover to customers when they work from home. Effective immediately and for the duration of this crisis.

You can make one claim up to €10,000 in a 3 year period without losing your no claims discount

If you have an emergency in your home, we will provide a repair service to secure your home and help prevent further damage from occurring. Cover for up to €260 per incident, limited to 3 claims per policy year.
 
If you experience an emergency at home, please telephone 091 545 909 or if you are calling from outside of Ireland telephone +353 91 501698.

This cover is underwritten by MAPFRE ASISTENCIA Compania Internacional De Seguros Y Reaseguros, S.A., trading as MAPFRE ASSISTANCE Agency Ireland.

Best Doctors provides access to expert medical specialists who help you understand your medical conditions and treatment options, so you make the right decisions about your care. Best Doctors doesn’t replace your own doctor but instead supports them. You are encouraged to share the expert’s findings with your treating doctor to help decide the next course of action.

If you have held a home insurance policy with no gaps in cover and are claims free for 5 years

Covers loss or damage to frozen food up to €650

Christmas and Family Weddings

Your contents cover is increased by 10% for the month of December and for 30 days before and after the wedding of any member of your immediate family.

Fire Brigade Charges

Call out charges are covered up to €1,500.

New Customer Discount

A 25% discount for all new customers. Subject to a minimum premium. 

Door Lock Replacement

If your keys are stolen, we will replace your door locks, up to a maximum of €400.

House Alarm Discount 

A 12.5% Burglar Alarm Discount if you have an approved alarm. All which are fitted to EN50131 (old IS199) standards. The installer should hold a P.S.A. (Private Security Authority) licence. 

If you install and maintain a Smartzone Home Alarm System you’ll be entitled to an 18% Smartzone Home Alarm System Discount.

Credit / Debit Cards Cover

If you become legally liable for costs following the loss of your credit or debit card we will pay for costs up to €650 for purchases.

Jury Service Benefit

If you or your partner is called for jury service, we will give you €40 per day up to a maximum of €650. This does not affect your No Claims Discount.

Visitors' Belongings

Cover for loss or damage to your visitors’ personal belongings temporarily in your home, up to €400.

Additional Upgrade Options

Depending on your own needs, you can choose to add some additional benefits to your policy for an extra charge. You can choose from:

You have the option to increase the excess to €500, €750 or €1000 which will reduce your premium.

This optional extra cover offers you help and advice with the most common legal problems. It will pay up to €65,000 to cover the legal costs you may incur for claims under the policy. You have access to a 24 Hour Helpline which will provide help and advice on any personal legal matter from a team of legal experts. This cover is available as an optional extra with your home insurance policy at a cost of €15. You do not need to purchase this optional extra in order to purchase the policy.

Some of the benefits you will enjoy with this cover are:

  • Legal Defence – provides legal defence for you for employment discrimination, motoring prosecutions or criminal prosecutions
  • Contract Disputes – will help and advise you if you need to pursue a claim following the purchase of goods or services that were not fit for purpose
  • Personal Injury – will help you to pursue claims for physical injury or accidental death
  • Property Protection – we will pursue claims if your home or personal possessions are damaged. It will also cover any problems arising from nuisance or trespass on your property
  • Cover available for just €15.
Family Legal Protection is underwritten by ARAG Legal Protection Limited. 

An Post Insurance Home Insurance is arranged and administered by An Post Insurance and is underwritten by Aviva Insurance Ireland DAC.

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