Help Centre

We're here to help with a range of resources, including information, support and advice you can trust.

Home Insurance Payments Help Centre

We understand that everybody’s different, so you can choose the payment method that suits you best. Check out our range of options.

You can choose to pay your premium by:

  • Monthly direct debit payments*
  • Debit/credit card
  • One4all gift cards

*When paying monthly, you pay a flat service charge, currently up to 12%, which will stay the same for the length of the plan.

Green Euro currency icon.

Looking to make a Home Insurance payment?

Are you looking to make a payment for your Home Insurance or update your bank details? Head over to our Existing Customers page where you will find our payments and renewals portals.

FAQs

Yes, having an approved monitored alarm installed and maintained in working order can qualify you for an alarm discount on your Home Insurance premium. The alarm discount is available with Aviva only. Alarm must be installed by an approved alarm company, installer must hold a PSA Licence & the Alarm must meet the EN50131 or IS199 Standard. The alarm system must be activated when nobody is in the home. Alarm discounts are subject to minimum premium and applied consecutively.

An Post Insurance has partnered with Action24 to offer Home Insurance customers a discounted professionally monitored alarm system. Visit our Action24 page for details. 

You can pay your premium in one annual payment (usually the cheapest option) or spread the cost with a deposit followed by 9 monthly instalments. Monthly payments are available via Direct Debit. A deposit of 20% is required for monthly payments, and a service fee of up to 12% applies. 

There are many ways to reduce your Home Insurance premium.  

  • Insure for the correct rebuild cost (not market value). Review your contents sum insured to ensure it reflects what you actually own.  
  • Choose a higher excess if you can afford it
  • Maintain a claims-free record to build your no-claims discount;
  • Install an approved alarm (discount available across all underwriters for owner-occupied properties; for landlord and holiday home policies, available with Aviva only, and Allianz offers the discount for owner-occupied properties only)
  • Pay annually rather than monthly. 

An Post Insurance searches across our panel of trusted Irish insurers and presents you with the most competitive price for your chosen level of cover. 

If you are paying by Direct Debit and you do not wish to renew you must contact An Post Insurance at least 10 days prior to your renewal date to ensure we do not present your direct debit to your bank for payment.