Telematics Car Insurance
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BoxClever Telematics Young Driver Car Insurance
As a new or young driver, car insurance can often be complicated. BoxClever Car Insurance is perfect for young or first-time drivers with 0 years No Claim Bonus. BoxClever uses black box technology to reward safe driving with cheaper quotes, helping you save money while building valuable driving experience.
Typical BoxClever Cover Options
BoxClever can be offered as either comprehensive cover or third-party, fire & theft depending on the policy you choose suitable for your needs.
What is BoxClever Black Box Insurance?
BoxClever is a telematics-based car insurance policy that uses a small “black box” installed in your car to monitor driving behaviour in real time. The device then collects a range of data about your driving. This data typically contains
- Your speed
- Smoothness of accelerations/braking
- Sharpness of turns
- The length of your journeys
- How often you drive
How our BoxClever Car Insurance Works
- When you take out a BoxClever Young Driver Car Insurance policy with us, we’ll arrange for a free black box to be installed in your vehicle.
- The device combines GPS, an accelerometer, a SIM-card and in-car hardware to record your driving: where and when you drive, how smoothly you accelerate or brake, your speed, journey lengths, time of day, and more.
- All data is securely transmitted to AIG, the underwriter of this policy, and analysed. As you drive safely over time, your driving “score” reflects it - and that score influences your future premium and may earn you discounts.
- You can log into the ‘ratemydriving’ portal (via your MyAIG account) to view a summary of your journeys, driving scores and see how you’re improving.
How Telematics Insurance Helps You Save?
Drivers can avail of this competitively priced car insurance product which provides you with an unlimited kilometre allowance from day one. You’ll also receive monthly e-mails showing you how well you are driving with tips on how to improve.
- Become a better, safer driver
- Build your no claims bonus
- Personal discount based on your driving
- Access to ‘ratemydriving’ customer portal
- Theft tracking device
Why Choose BoxClever?
- Unlimited mileage included - BoxClever lets you drive as much as you need with no kilometre cap, offering real flexibility for drivers with varying or unpredictable travel patterns.
- Potential for lower premiums - Safe drivers can benefit from more competitive pricing, as part of your premium is based on how you actually drive.
- Rewards for safe driving - Your driving score reflects smooth driving, sensible speeds and safe habits, which may contribute to a better renewal premium.
- Accident & theft support - Telematics can assist with accident detection and provide GPS data to help locate your vehicle if it’s stolen.
- Transparency over driving habits - Through the ‘ratemydriving’ portal you get insight into your driving: when, where, how long - helping you become a better, more aware driver.
Want to know more or get a quote...?
Safer driving can help you work towards more competitive premiums with thanks to BoxClever - rewarding how you drive.
Black Box Car Insurance Benefits for New Drivers
Rewards for Safe Driving
Tracks your driving in real time through telematics and builds a driving score that reflects how safely you are on the road. The safer you drive, the more competitive your renewal premium may be.
Built-In Theft Tracking
The BoxClever device includes a tracking function to help locate your car if it’s stolen. It can also support quicker intervention after an accident by providing accurate incident data.
Windscreen Protection
If your windscreen gets cracked or chipped, repairs can be arranged quickly and easily - helping you get safely back on the road with minimal disruption.
Accident Alert System
If the device detects a significant impact, it can trigger an alert that helps ensure you get prompt assistance, providing added reassurance when you need it most.
Get a Courtesy Car
If your car is damaged in an accident and is being repaired by an approved repairer, you can receive a courtesy car to keep you mobile and minimise disruption to your daily routine.
Fire Brigade Services
We'll be there to help should the worst happen cover for call-out charges covered in relation to an insured event. Cover is available for up to €1,500.
Policy terms & conditions apply. Please refer to your policy documents for full details.
How We Help New & Young Drivers Get Insured
Call us for a Quote
Request a quote for BoxClever by calling 0818 22 22 22, our friendly team will take you through the quotation process and answer any queries you may have. We understand that getting your first Car Insurance policy can be a little daunting.
Black Box Installation
When you purchase the policy, you will go on cover immediately and we will then arrange for an approved installer to call out, within 14 days, and fit the black box in your car at no extra cost.
Safe Driving Data
Use your MyAIG ‘ratemydriving’ portal to track driving data and monitor how you’re doing. Over time, as you accumulate safe driving data, your renewal premium could reflect your driving behaviour rather than just your profile.
We value your feedback
Just the right amount of contact! I have recommended An Post Insurance to family and friends, mainly because of the great quote I got on my insurance, and also because they offer just the right amount of communication for me. I really appreciated the balance they offer between being in touch (a helpful phone-call from Fiona) and not being pushy (a few important emails). A great experience overall, I am happy to continue as an An Post Insurance customer for another year at least! Emma 28th - Jan - 2026
Car Insurance FAQs for Young Drivers
We’ve gathered together all the details you need to better understand your policy cover options as a young driver. Take a look at our car insurance FAQs and learn more about how we can help you get the cover you deserve, at the price you prefer. Need to know more?
Open driving is an optional cover available from An Post Insurance. Open driving allows other drivers to drive your car, with your permission, as long as they are a certain age and hold a full EU/UK licence. Driver/vehicle eligibility criteria and restrictions may apply. Please see your specific Underwriter below for further details.
AIG & Aviva Policies: Cover is provided for any person free from accidents, claims, disqualifications, endorsements and convictions, aged from 25 to 70 years holding a full EU or UK driving licence - The driver cannot have any penalty points unless they are named on the policy.
FBD Policies: Cover is provided for any person free from accidents, claims, disqualifications, endorsements and convictions, aged from 25 to 71 years holding a full Irish, UK or EU driving licence. Up to 6 Penalty Points are allowed provided they are not court awarded.
Allianz Policies: Cover is provided for any person free from accidents, claims, disqualifications, endorsements and convictions, aged between 30 to 70, holding a full clean Irish, UK or EU driving licence & no more than 6 penalty points or 2 fixed charge notices.
It is not necessary to purchase this optional extra in order to purchase a Car Insurance policy.
Step-back No Claims Discount is an optional extra, which allows you to keep part of your no claims discount in the event of a single claim.
Allianz policies, Stepback included as standard. For full breakdown of their NCD scales please see their policy booklet here.
For AIG, Aviva & FBD your No Claims Discount will reduce as follows:
AIG policies
- 55% to 30%,
- 50% to 30%,
- 40% to 20% or
- 30% to 10%
Aviva policies
- 50% to 20%,
- 40% to 10% or
- 30% or less to nil
FBD policies
- 75% to 55%,
- 70% to 55%,
- 65% to 55% or
- 55% to nil
- 35% to nil
It is not necessary to purchase this optional extra in order to purchase a Car Insurance policy.
For an additional premium, our protected No Claims Discount option allows you to have either one or two unlimited claims in a three year period, without losing your No Claims Discount depending on your policy underwriter. (We will not take account of windscreen, fire or theft claims.)
For each policy underwriter's No Claims Discount scale please see their policy booklet in our Document & Forms page.
It is not necessary to purchase this optional extra in order to purchase a Car Insurance policy.
For an additional premium, and depending on your Policy Underwriter, Protected No Claims Discount with Step-Back option allows you to have either one or two unlimited claims in a three-year period, without losing your No Claims Discount. (We will not take account of windscreen, fire or theft claims.)
For subsequent claims, the Step-Back No Claims Discount will then apply.
For each policy underwriter's No Claims Discount scale please see their policy booklet in our Document & Forms page.
Your certificate of insurance will be issued once you have arranged payment terms and returned all of the necessary documentation to An Post Insurance.
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