Car Insurance That Goes the Extra Mile

Our Car Insurance policy really focuses on what matters to you. Because our customers have told us what they want from an insurer, we put the customers’ needs at the heart of everything we do and with An Post Insurance you get great value, excellent cover with many of the best benefits included as standard. Take a look for yourself below or get a competitive quote online in minutes.

Features & Benefits

The below is a summary of the benefits available to you. Both Comprehensive and Third Party, Fire & Theft cover options are available. Please refer to our policy booklets for full cover details and terms and conditions that apply. Discounts, cover limits, and terms and conditions are dependent on your car insurance underwriter and those applicable to you will be outlined in your policy documents.

24 Hour Breakdown Assistance - help if and when you need it, in Ireland and the UK.

Unlimited windscreen cover when you use our aligned repairer network (applies to third party fire & theft and comprehensive AIG policies and FBD policies; applies to comprehensive Aviva policies only).

No Penalty Points Discount

If you and all named drivers are penalty point free and hold a driving licence capable of incurring penalty points for driving offences in the Republic of Ireland we can offer you a No Penalty Points Discount. Available on AIG and Aviva car insurance policies only. 

No Claims Discount

No loss of your No Claims Discount for fire, theft or attempted theft, or windscreen claims.

Personal Belongings

Cover for personal belongings stolen from your car up to the value of €400*.

Driving Other Cars

DOC allows the policyholder to drive other private cars on a third party basis only. Cover is provided for eligible occupations, age and licence types only. Geographical and vehicle restrictions apply.

Driving Abroad

Cover to use your car in any EU country free for up to 40 days*.

Fire Brigade Cover Charges

Cover for fire brigade call out charges up to €2,000*.

Replacement Car

New replacement car for cars less than 1 year old.

Towing to a Repairer

Cover the cost of towing your car to a repairer in the event of an accident.

Towing a Trailer

Third Party Cover to tow a trailer when the trailer is attached to the insured car.

*this sum is dependent on your car policy underwriter.

Additional Upgrade Options

Depending on your own needs, you can choose to add some additional benefits to your policy for an extra charge. You can choose from:

Keycare is an optional extra for €10 which gives cover to replace your keys if they are lost or stolen, up to €1,500 per year and cover for broken keys up to €100 per annum. It is not necessary to purchase this optional extra in order to purchase this policy.

Covers other people aged between 25-70 with a full EU/UK licence to drive your car. Driver/vehicle eligibility criteria and restrictions may apply

You can have up to two claims over a 3 year period without your No Claim Discount being reduced.

This gives you access to a confidential legal advice help line and will cover your costs if you want to make a claim following a car accident. Motor Legal Protection cover is available as an optional extra on a car insurance policy at a charge of €15 per policy. It is not necessary to purchase this optional extra in order to purchase a car insurance policy.

Motor Legal Protection is underwritten by ARAG Legal Protection Limited.

The standard policy excess on comprehensive policies is €300. You have the option to increase the excess to €600, which will reduce your premium or you may decrease the excess to €125, which will incur a slight additional premium. No excess applies to windscreen claims or to third party fire and theft cover.


Replacing a lost or stolen car key can be a costly task. It’s a good idea to check if your car insurance covers key replacement or if it can be added to your policy. An Post Insurance offers Keycare – an optional extra that can save you money in the long run. Find out more!

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