What is Open Driving?

Open driving is an optional cover available from An Post Insurance. Open driving allows other drivers to drive your car, with your permission, as long as they are aged from 25 to 70 years and hold a full EU/UK licence. Driver/vehicle eligibility criteria and restrictions may apply.

What is Step-back No Claims Discount?

This optional extra allows you to Step-Back your No Claims Discount, which means that in the event of a single claim, you keep part of your discount. We will reduce your No Claims Discount as follows. AIG policies: 55% to 30%, 50% to 30%, 40% to 20% or 30% to 10%. Aviva policies: 50% to 20%, 40% to 10% or 30% or less to nil. FBD policies: 75% to 55%, 70% to 55%, 65% to 55% or 55% to nil, 35% to nil

What is Protected No Claims Discount?

For an extra premium, this option allows you to have up to two unlimited claims in a three year period, without losing your No Claims Discount. (We will not take account of windscreen damage or fire or theft claims.)

What is Protected No Claims Discount with Step-Back?

For an extra premium, this option allows you to have up to two unlimited claims in a three year period, without losing your No Claims Discount. (We will not take account of windscreen damage or fire or theft claims.) For subsequent claims, Step-Back No Claims Discount applies.

When will I receive my insurance certificate?

Once you have arranged payment terms and returned all of the necessary documentation to An Post Insurance, your certificate of insurance will be issued.

Cheap Car Insurance

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Acceptance criteria, T&Cs apply, subject to a minimum premium. Discounts applied consecutively, new business customers only. Best Price available online.

Get great value car insurance at a great price.

Car insurance can be complicated, but it doesn’t have to be. We’re human about insurance, meaning you can find great value cover at a competitive price. But it's important to remember that the cheapest option isn’t always the right choice. When you’re insuring your car, you want to choose a policy that offers value for money and good protection rather than the lowest price. Normally what you’re saving in cost, you lose on cover. You should look for an affordable policy that offers the best of both worlds! We’re with you on your journey, offering car insurance with great benefits that are worth the cost.

Affordable Car Insurance Options

Comprehensive Cover

Protection that goes the extra mile! Our comprehensive cover is designed to protect you on your journey – all while being pocket-friendly.

Third Party, Fire and Theft

For when the unexpected happens! Our Third Party, Fire and Theft protects you if your car is burned or stolen, or if you're at fault in an accident, covering damage to others and their property.

An Post Insurance Car Insurance

We know the NCT is a worry for our customers, but it’s normal to be concerned about whether your car will pass or fail. We’ve teamed up with the experts in car maintenance, BestDrive by Continental, to get their advice on how you can pass the test the first time ‘round.

Find out more

What benefits can you find with An Post Insurance?

Still not sure about the right car insurance policy for you? We’ve gathered all the details you need to better understand the cover options available. Check out our car insurance FAQs and learn more about our pocket-friendly affordable cover.

Breakdown Assistance

Help is just a phone call away with our 24 Hour Breakdown Assistance service, available in Ireland and the UK (1).

Driving Other Cars

Third-party cover to drive other private cars that are not owned by you, for those occasions you may need to drive someone else’s car (2).

Windscreen Cover

Make sure you can see clearly with unlimited windscreen cover when you use our insurers' aligned repairer network (3).

Discount for No Penalty Points

Some of our insurers offer a discount to drivers who have appropriate licences, with zero penalty points for driving offences in the Rep. of Ireland (4).

1) Breakdown Assistance is covered as standard for all policies underwritten by Aviva, AIG and FBD. For policies underwritten by Allianz, Breakdown Assistance is only included on Comprehensive cover. Refer to your Policy booklet for applicable terms and conditions relating to Breakdown Assistance Cover.
2) Cover is provided for eligible occupation, age and licence types only. Geographical and vehicle restrictions apply.
3) Applies to third-party fire & theft and comprehensive AIG policies and FBD policies; applies to comprehensive Aviva and Allianz policies only. Can be added to Aviva & Allianz third-party fire & theft policies at an additional charge. It is not necessary to purchase this optional extra in order to purchase a policy.
4) Available on AIG and Aviva car insurance policies only.

We value your feedback

I recently renewed my car insurance, and the process was seamless from start to finish. The team was professional, efficient, and took the time to explain my options clearly. What stood out most was their excellent customer service—friendly, knowledgeable, and always willing to assist with any questions. I truly appreciated the hassle-free experience and the speediness of the process. Highly recommend their services to anyone looking for a smooth and stress-free renewal process! Angela - 11th Feb - 2025

Top 5 FAQs

We've gathered together all the details you need to better understand your policy cover options. Take a look at our car insurance FAQs and learn more about how we can help you get the cover you deserve, at the price you prefer. Need to know more?

What should I look for when taking out car insurance?

Car insurance can be complicated, but it doesn’t have to be. An Post Insurance understands what matters most to our customers which is why we work with a range of providers that offer a range of benefits so that you can choose the perfect policy. When looking for car insurance you should decide on the type and level of cover you need along with considering what cost you’re comfortable with. Checking the benefits included is also a good idea as some may be more important to you than others. You should also check if a No Claims Discount is available. Find out more about comparing car insurance policies.

Is cheap car insurance the right option for me?

The cheapest car insurance policy isn’t always the best policy. While cost is a contributing factor in deciding on your policy, you should consider whether what you’re saving in price could be losing in protection. Need more help on finding the right cover for you? Speak to our team today on 0818 22 22 22.

What’s the difference between Comprehensive Cover and Third Party, Fire and Theft?

Comprehensive cover is protection that goes the extra mile. With comprehensive cover, you’ll be protected for damage to your own vehicle as well as Third Party, Fire and Theft. This cover also includes a range of added comforts. Learn more.

Third Party, Fire and Theft will protect you in case your car is burned or stolen, and if you're at fault in an accident, it covers damage to others and their property. As with all our policies, you also have the option to add a range of optional extras.

Please refer to our policy booklets for full cover details and terms and conditions that apply. Discounts, cover limits, and terms and conditions are dependent on your car insurance underwriter and those applicable to you will be outlined in your policy documents.

How can I find an affordable car insurance quote?

Find a great value car insurance quote online now from An Post Insurance. Our team are also available to chat directly with you – call us on 0818 22 22 22.

What optional extras should I include in my policy?

The best extras for you will depend on your needs and journey. Our customisable car insurance means you can choose from a range of optional extras to add to your policy. This includes Keycare Cover*, Protected No Claims Discount, and more.

*Keycare cover is an optional extra for €12.60 (incl. government levy). Keycare is administered by Keycare Assistance Limited and underwritten by MAPFRE ASISTENCIA Compania Internacional De Seguros Y Reaseguros, S.A., trading as MAWDY.