We're Human About Insurance
You work hard to make your business a success, and we can help you protect your efforts. An Post Insurance is a 100% Irish-owned company, so we understand what matters most to you.
How we Help
We know that every business wants to get great value on insurance, so we offer competitive prices and customisable policies to help manage the cost of cover.
Get the peace of mind of good protection. If things go wrong, our insurers will be there to help you and your business.
Our insurers provide care as well as cover with adaptable benefits as well as a range of upgrade options to help you tailor your plan to suit your business.
Real Customer Care
We're powered by people just like you, living in communities all over Ireland. The claims helpline is available six days a week - you can trust us to get the help you need, when you need it.
Our Cover Options
Our insurers have designed policies specifically for your business, whether you're in an office, a surgery, or a store. Learn more about how we can help you protect your livelihood. Don't see your business below? Get in touch. We’ve listed just some of our packages here and can offer cover that fits your requirements.
It pays to be prepared: this option offers cover for professionals such as IT consultants and quantity surveyors, as well as small businesses with up to eight employees and a turnover of €750,000 or less. Key benefits include public liability (3) and personal accident (4) cover.
Ideal for any trades with an annual turnover under €1.25m and a workforce of ten people or fewer, this covers you, your employees and your customers, as well as the public. Key benefits include cover for construction plant & equipment up to €25,000 and hired-in plant & equipment up to €50,000.
This cover helps to protect the assets, earnings and legal liabilities of a variety of retailers, including hairdressers, butchers and food and clothing stores. Benefits include up to €3 million (with option to increase to €6.5 million) for public liability claims and up to €13 million for employer liability claims.
This cover is well-suited to any surgery or office-based business, including solicitors, accountants, estate or travel agents, as well as doctors, dentists and veterinary clinics. It covers the assets and earnings you work hard for, as well as help with legal liabilities(1) and personal accident or assault staff costs(2).
1) Legal liability cover Up to €3 million for public liability claims, excluding professional negligence, with an option to increase. Up to €13 million for employer liability claims.
2) Personal accident assault cover for staff covers up to €10,000 for death, total or permanent loss of one or more limbs total or irrecoverable loss of sight in one or both eyes. Applies to Employers liability cover only.
3) Public Liability cover - Standard indemnity limit of up to €1.3m, with an option to increase to €2.6m & €6.5m. Cover for Temporary Staff up to 50 working days.
4) Personal Accident cover - Death and capital benefits cover up to €2,000. Applies to principals/partners/directors under 75 years.
We value your feedback
You folks are the best customer services team in Ireland. I would never move away from yous. Thank you so much for your help on this. Have a great day and mind yourselves. Lorraine 06.07.2022
Features and Benefits
Every business is unique, so your insurance should be too. Our team will talk you through your options to help you find a policy specifically for your business, whether you are a tradesman or you're based in an office, a surgery, or a store.
Cover for your Assets
Cover for assets such as your buildings is available on our Shop, Office, and Surgery policies. Our team will be able to assist you in selecting cover to ensure your business assets are covered.
Cover for Employers Liability
It makes sense to ensure you're covered for legal liability to employees. Employers Liability cover is available as standard on our Shop, Office, Surgery and Tradesmen policies^ up to a limit of €13m, and is available as a cover upgrade option on our Professional Insurance Policies^.
Cover for your Earnings
Help protect your hard-earned income with insurance cover for gross profit and cash-in-transit up to €10,000 or on your premises.*
Cover for Plants, Tools and Equipment
Tradespeople rely on their equipment every day, so this benefit offers cover for contract works up to €500,000 and construction plant and equipment up to €25,000**.
^Employers Liability cover is standard on Tradesmen and Professional Insurance Policies only where there are employees.
*Available for Office and Surgery Insurance and Shop Insurance Only.
**Available for Tradesmen Insurance Only.
We care about protecting what matters to you. Get a quick quote for great value insurance online, in person or over the phone.
Here you’ll find useful information, documents and forms that’ll help you get the peace of mind of good protection.
We understand that everybody’s different, so you can choose the right payment method for you. Check out our range of options.
You can trust us to get you the help you need, when you need it. Learn more about making a claim or dealing with an emergency.
An Post Insurance Small and Medium Business Insurance is underwritten by AXA Insurance DAC.