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Mortgage Protection

Life Choice Home helps protect your home and your loved ones Get a quote

We're Human About Insurance

We'll be there when you need us most. An Post Insurance is a 100% Irish-owned company, so we understand what matters most to you.

How we Help

Pocket-Friendly Protection

We know that everyone wants to get great value on mortgage protection insurance, so we offer competitive prices, flexible choices and optional upgrades to help you manage the cost of cover.

Stress-Free Cover

Get the peace of mind that comes with knowing your most important purchase is protected. If things go wrong, we'll be there to help relieve your family's financial burden.

Benefits and Bonuses

Our insurer provides care as well as cover, with specially-designed benefits that can be used, if you die prematurely, to clear your mortgage and secure ownership of your home.

Real Customer Care

We're powered by people just like you, living in communities all over Ireland. Our team is available five days a week - you can trust us to get the help you need, when you need it.

Features & Benefits 

For more than 20 years, we've helped Irish families prepare for the unexpected. Our Life Choice Home mortgage protection policy gives you the peace of mind of knowing that should the worst happen, your family won't need to worry about the financial burden of repaying the mortgage.

Lump Sum Payment

This policy is designed to protect your home and go towards paying the outstanding balance of your mortgage in the event of your death.

Policy
Flexible Cover

We understand that circumstances can change, so you can increase or decrease your amount of cover or extend or reduce your term of cover.

Optional Upgrades

You can customise your cover by purchasing optional upgrades such as Surgery Payment benefit, Hospital Payment or Medical-Free Conversion.*

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Specified Serious Illness Cover*

This cover offers a lump sum payment in the event that you suffer from a specified serious illness which can help to pay the balance of your mortgage.

*These benefits are optional extras and limits may apply, please refer to your Policy Booklet for full information. You are not required to purchase these optional extras when taking out a Life Choice Home, Life Choice Assets or Life Choice You & Family Protection plan.
Terms and conditions apply. Benefits are subject to underwriting and acceptance by New Ireland Assurance Company plc. A government levy (currently 1%) applies to premiums paid to life insurance policies.

We value your feedback

When my renewal came up , it had jumped over €100. This I found startling, as my car had done less than 6,000km due to the pandemic. An Post Insurance was like a shining light, fast and friendly and very competitive with one other insurer. The navigation of the website made An Post Insurance the easier choice. - Sonya 14.01.2021

Good to Know

We've gathered together all the details you need to better understand your mortgage protection insurance options. Take a look at our FAQs and learn more about how we can help you get the cover you deserve, at the price you prefer.

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