We're Human About Home Insurance
Home insurance can be complicated, but it doesn’t have to be. Every home is unique and cheap home insurance isn’t always the right choice. Our policies offer great value cover with lots of fantastic benefits.
1) Public and personal liability to others Cover for your legal liability for damages & costs following injury, illness or disease to any person or damage to their property up to €3 million.
2) Depending on Insurer, Aviva new home customers to An Post Insurance can avail of a 10% New Business Discount. First Time Buyers can also avail of a further 25% No Claims Discount. Allianz new home customers to An Post Insurance who are first time buyers can avail of 5 years No Claims Discount.
Features and Benefits
We want to provide affordable policies to our customers and help protect their no claims discount. Our policies include a range of benefits which provide exceptional value, such as:

Fire Brigade Services
We'll be there to help should the worst happen cover for call-out charges covered in relation to an insured event. Depending on your insurer, cover is available for up to €3,500 or €3,000.
.png?sfvrsn=3b5c3e66_2)
Finding a Leak
Trace & Access cover to help find the source of a leak. Depending on your insurer & cover type, cover is available for up to €1,000 or €750.

Home Emergency Assistance
Help is just a phone call away with our Home Emergency Assistance service. We will provide a repair service to secure your home and help prevent further damage from occurring. (3)

Alarm Discounts
Having an approved burglar alarm house alarm can give you peace of mind in knowing that your property and belongings are protected when you aren’t at home. (4)
3) If you have an emergency in your home, we will provide a repair service to secure your home and help prevent further damage from occurring. Depending on your insurer, cover is available for up to €300 per incident/ 4 call-outs per policy year or €260 per incident/3 call-outs per policy year. This cover is underwritten by MAPFRE ASISTENCIA Compania Internacional De Seguros Y Reaseguros, S.A., trading as MAWDY
4) Alarm must be installed and maintained in working order and in accordance with the manufacturer’s instructions and requirements. The alarm system must be activated when nobody is in the home.
Please refer to our policy booklets for full cover details and terms and conditions that apply. Discounts, cover limits, and terms and conditions are dependent on your insurer and those applicable to you will be outlined in your policy documents.
How we Help
Usually, the cheapest policy isn’t always the best, and what you’ll save on cost, you could lose out on in terms of cover and benefits so often won't provide the comfort you need from your policy.

Wallet-Friendly Protection
We know that everyone wants to get great value on home insurance, so we offer competitive prices and online promotions (5) to help lower the cost of cover.

Stress-Free Cover
Get the peace of mind that comes with knowing your most valuable asset is protected. If things go wrong, we'll help you take care of the details, from replacing the door locks to refilling the freezer (6).

Benefits and Bonuses
We reward existing home owners too with a no claims discount (7) if you have held a home insurance policy and are claims free.

Real Customer Care
We're powered by people just like you, living in communities all over Ireland. Our experienced team is on hand to get you the help you need.
5) Acceptance criteria, T&Cs apply, subject to a minimum premium. Discounts are applied consecutively, new business only.
6) Replacement locks depending on your insurer cover is available for up to €1,200 or a maximum of your contents sum insured. Cover for loss or damage to frozen food up to €1,000 or €750 depending on your insurer.
7) This discount is available if you have held a home insurance policy with no gaps in cover and are claims free.
We value your feedback
I recently renewed my car insurance, and the process was seamless from start to finish. The team was professional, efficient, and took the time to explain my options clearly. What stood out most was their excellent customer service—friendly, knowledgeable, and always willing to assist with any questions. I truly appreciated the hassle-free experience and the speediness of the process. Highly recommend their services to anyone looking for a smooth and stress-free renewal process! Angela - 11th Feb - 2025
Top 5 FAQs
We've gathered together all the details you need to better understand your home insurance options. Take a look at our home insurance FAQs and learn more about how we can help you get the cover you deserve, at the price you prefer.
Depending on your insurer, accidental damage covers you for accidental damage to your buildings and/or contents in your home at an increased premium. Please refer to your Policy Booklet for further information on Accidental Damage cover.
If you have an emergency in your home, Home Emergency Assistance will provide a repair service to secure your house and help prevent further damage from occurring.
Depending on your insurer, cover is available for up to €300 per incident/4 call-outs per policy year or €260 per incident/3 call-outs per policy year.
If you experience an emergency at home, please telephone 091 501 698 for Aviva Insurance Ireland DAC policies or 01 613 3990 (option 3) for Allianz p.l.c policies.
This cover is underwritten by MAPFRE ASISTENCIA Compania Internacional De Seguros Y Reaseguros, S.A., trading as MAWDY.
Please note, an excess is not payable when using Home Emergency Assistance.
The excess on your Home Insurance Policy refers to the amount payable by you, in the event of a claim. Under this policy, you will be required to pay a standard excess. You have the option to increase the excess, which will reduce your premium. Please refer to your policy documents to find out what excess is applicable to you.
The reinstatement value is the cost of completely rebuilding your house (less the value of the site) including architects and surveyors fees. It is important to note that the reinstatement value is the figure for which your house should be insured, rather than the market value of your home. For more information on calculating the reinstatement value of your house.
Landlord Insurance is designed for those who rent out a property and need full protection for the building and any contents they provide. It includes cover tenant-related risks* and public liability.
If you’re letting a furnished apartment and only need contents cover, see our Landlord's Contents Insurance.
If you need full cover including the building, see our Landlord's Insurance.
*Please refer to our policy booklets for full cover details and terms and conditions that apply. Discounts, cover limits, and terms and conditions are dependent on your insurer and those applicable to you will be outlined in your policy documents.