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Farm Insurance

Top 5 Questions

Farms less than 100 acres would suit our Smart Farm Easy Policy.

Farms larger than 100 acres requiring specific, customised cover should check out our Smart Farm Choices Policy.

Public Liability protects you if your negligence (or your employees’ negligence) causes damage or injury to the public. Standard cover of up to €6.5 million for public liability claims. Public Liability cover does not protect you against injury to an employee or voluntary helper on the farm. You will need Employers Liability cover for this.

You have an option to add Employers Liability cover which will protect both family and non-family workers. Our policy provides cover for up to €13 million if employers liability is chosen.

Personal accident cover is an optional additional benefit you can choose which provides you with an income if you are unable to work on your farm due to an accident. The payment starts after one week and can be used to pay someone while you're unable to work.

Temporary total disablement is payable for a maximum of 104 weeks and a weekly payment limit of between €300 and €700 applies depending on the option you have selected.

Temporary Partial Disablement (which would be the most common claim) is payable for a maximum of 26 weeks and a weekly payment limit of between €150 and €350 applies depending on the option you have selected. Our Team can discuss these options with you.

Tractors and agricultural vehicles including diggers, loaders and quads: Option to include third party, fire and theft, or comprehensive cover for farm vehicles. Trailer cover is also available.

Jeep Insurance: Option to cover for farm jeeps used for farming, social, domestic and pleasure purposes only. Restricted to 2-seater commercial jeeps or 5-seater flat back seat crew cabs.

An Post Insurance Farm Insurance is underwritten by AXA Insurance DAC.