Help Centre
We're here to help with a range of resources, including information, support and advice you can trust.
Car Insurance
.png?sfvrsn=a23d8455_0)
.png?sfvrsn=408423d1_0)
.png?sfvrsn=4aa8c7e4_2)
.png?sfvrsn=f099dee5_0)
Top 5 Questions
Covers other people aged between 25-70 with a full EU/UK licence to drive your car. Driver/vehicle eligibility criteria and restrictions may apply
Step-back No Claims Discount is an optional extra, which allows you to keep part of your no claims discount in the event of a single claim. We will reduce your No Claims Discount as follows:
AIG policies
- 55% to 30%,
- 50% to 30%,
- 40% to 20% or
- 30% to 10%
Aviva policies
- 50% to 20%,
- 40% to 10% or
- 30% or less to nil
FBD policies
- 75% to 55%,
- 70% to 55%,
- 65% to 55% or
- 55% to nil
- 35% to nil
It is not necessary to purchase this optional extra in order to purchase a Car Insurance policy.
For an additional premium, our protected No Claims Discount option allows you to have up to two unlimited claims in a three year period, without losing your No Claims Discount. (We will not take account of windscreen, fire or theft claims.)
It is not necessary to purchase this optional extra in order to purchase a Car Insurance policy.
Protected No Claims Discount with Step-Back option allows you to have up to two unlimited car insurance claims in a three year period, without losing your No Claims Discount. (We will not take account of windscreen damage or fire or theft claims.) This is an optional extra that would incur an extra premium. For subsequent claims, Step-Back No Claims Discount applies.
It is not necessary to purchase this optional extra in order to purchase a Car Insurance policy.
Your certificate of insurance will be issued once you have arranged payment terms and returned all of the necessary documentation to An Post Insurance.