Home Insurance

Get a Quote

An Post Insurance Advice Centre covers all you need to know, if you still have further questions feel free to call our team in Athlone on 1890 22 22 22.

Take some measures to improve the security of your home and you’ll not only reduce the risk of a break-in but you’ll also keep the cost of your home insurance down.

Here are some things you can do to beat the burglars:

  • Make it a habit to check that you have locked doors and windows when you leave the house.
  • Use locks on your windows and never leave the keys in the locks.
  • If you don’t have one, get an alarm and make sure it is visible as it puts off burglars.
  • Another good habit to get into is to leave a light on when you go out at night. If you’re going on holiday, use timer plugs on a few lights around the house.
  • Never leave a spare key in what you think might be a convenient hiding place, such as under the doormat or in a flowerpot – thieves know where to look.
  • Don’t leave your side gates, sheds or garages open or unlocked. Keep your ladders under lock and key, along with any tools that could be used to break into your home.
  • If you’re going away, don’t leave parcels on your doorstep for too long, or leave mail sticking out of your letterbox. Ask a reliable neighbour to keep an eye on things for you.
  • Never let valuables be seen from the windows and don’t label your house keys in case you lose them and the wrong person finds them.
  • Security lighting can help ward off intruders at night. If streetlights are not working on your road, report them to the council.
  • If you live in an apartment, never ‘buzz’ someone in on behalf of your neighbours if you don’t know who they are. Make sure nobody comes in the main front door behind you either.
  • If someone says they need to gain entry, to read your meter for example, check their photo identification card first. Put a spy hole into your front door and have a door chain fitted.
  • If there’s a Neighbourhood Watch scheme operating in your area, join it.

Escape Route

  • Having an escape plan and remaining calm can be life saving in an emergency.
  • Close the door of the room that the fire is in. Close all others as you quickly and calmly leave the house with everyone else.
  • Before opening a door, touch it with the back of your hand. Don’t open it if it feels warm as fire could be on the other side.
  • If there is a lot of smoke, crawl out with your nose close to the floor.
  • As soon as you are out, call 999.
  • If your escape route is blocked stay where you are and close the door. Use towels and sheets to block any gaps to stop the smoke.
  • Go to a window and call for help.

Install a smoke alarm

  • The most important thing you should do to protect your home is to install a smoke alarm. They are cheap and easy to fit and you should fit one in each hallway or landing on each level of your home. Test that they’re working once a week and make sure you change the batteries as necessary and at least once a year.

Safety routine

  • Switch off and unplug all unnecessary electrical appliances including the cooker and heaters before bedtime. Empty any ashtrays close all the doors to prevent a fire from spreading and make sure you have easy access to a phone. This will ensure peace of mind before bedtime.

To prevent leaks, follow these easy tips:

  • At the first sign of a leaking pipe, turn off the water at the main stopcock, usually found under your kitchen sink.
  • Make sure your water tank and pipes are insulated properly. Lag your pipes with rubber insulation.
  • Remember that in winter your central heating not only keeps you warm, it can also help to stop pipes and tanks freezing. You should even keep your heating on a low heat when you leave the house to ensure pipes don’t freeze when you are away.
  • Pipes can also freeze in cold draughts, so seal draughts in floors and by skirting boards, invest in double-glazing and use draught excluders around doors and letterboxes.
  • Have your central heating boiler checked regularly and get it serviced every autumn just in case.
  • Repair dripping taps, to help prevent flooding check that outside drains and gullies are clear and free running.

If your home suffers water damage, then:

  • Make sure you turn off all electrical power at the mains and then unplug appliances.
  • Turn off water supplies at the mains.
  • Once the water has gone, remove all floor coverings, ventilate the house and dry out slowly using dehumidifiers if possible.
  • Make any emergency repairs you can.
  • Don’t throw out any damaged items because they may need to be inspected.
  • Call an electrician to have your electrical system checked before you turn the power back on.

An Post Insurance Home Insurance is arranged and administered by An Post Insurance and is underwritten by Aviva Insurance Ireland DAC.