Van Insurance That Goes the Extra Mile

At An Post Insurance our customers are to the forefront of everything we do.  Our Van Insurance focuses on the needs and requirements for your van policy. We want to make sure you are fully protected as you go about your busy working day.  As with all of our products, you can be sure to get great value and excellent cover with many of the best benefits included as standard. Take a look for yourself below or request a callback for a competitive quote.

Van Policy Features & Benefits

Below is a summary of the benefits available to you. Fully Comprehensive, Third Party Fire & Theft and Third Party only cover options are available. Please refer to our policy booklet for full cover details and terms and conditions that apply.

Assistance if and when you need it in Ireland. We will send a competent repairer to help you at the scene and one hour free labour will be provided if the vehicle can be repaired immediately. You must be with the vehicle when the repairer arrives.

We will cover the cost of towing the vehicle to the nearest competent repairer or your own garage, whichever is closer up to a limit of 48km (or 30 miles) from the breakdown site. We will not cover towing where the vehicle is more than 3,500 kilograms when loaded.

No Claims Discount must be earned within the last 2 years in the proposer’s/policy holders own name and earned on a commercial motor (van).

No Claims Discount Scale

We will reduce the renewal premium according to the following scale if no claim is made or arises under this policy in the period of insurance.

  • 1 Year    - 5% Discount
  • 2 Years – 15% Discount
  • 3 Years – 25% Discount
  • 4 Years – 35% Discount
  • 5 Years – 50% Discount

We will pay in full the amount an insured person may have to pay for being legally liable for a person’s death or bodily injury; and up to a limit of €1,300,000, including costs and expenses the amount an insured person may have to pay for being legally liable for damage to property arising as a result of an accident.

We will extend cover under this policy to pay for loss of or damage to the glass in your vehicles windscreen or any other vehicle window (excluding the sunroof) and any scratching on the bodywork as a result of the breakage. We may repair or replace the windscreen or pay a cash amount for the loss or damage. If you use one of our aligned repairers there is no limit, if you use any other windscreen repairer there is a limit of €225. Any payment will not affect your no claims discount and we will not ask you to pay any excess if you claim. This comes as standard with fully comprehensive cover but is an additional benefit for Third Party Fire & Theft Cover which includes an additional charge

Replacement Lock Cover

We will pay the cost of replacing your vehicle keys or lock transmitter in the case they are lost or stolen. 

Fire Brigade Charges

We will pay Fire Brigade charges to the amount of €1,000

Medical Expenses and Emergency Treatment

We will pay;

  • You for an accidental bodily injury suffered in direct connection with the vehicle.  We will pay up to €130 for each person for medical expenses any occupant has to pay (including the driver of the vehicle); and
  • The cost of emergency treatment for injuries caused by, or arising out of using any motor vehicle which we cover under this policy, if liability for that treatment arises under the Road Traffic Acts.

Additional Upgrade Options

Depending on your own needs, you can choose to add some additional benefits to your policy for an extra charge. Please refer to our policy booklet for full cover details and terms and conditions that apply. 

You can choose from:

If you make a single claim your no claims discount will reduce at your next renewal as follows:

  • 50% to 15%
  • 35% to 5%
  • 25% or less to nil

You can make up to 2 claims in a 3 year period without losing your no-claim discount (windscreen claims do not count as a claim under this benefit). You may also add Step back protection to this benefit.

We will extend cover under this policy to pay for loss of or damage to the glass in your vehicles windscreen or any other vehicle window (excluding the sunroof) and any scratching on the bodywork as a result of the breakage. We may repair or replace the windscreen or pay a cash amount for the loss or damage. If you use one of our aligned repairers there is no limit, if you use any other windscreen repairer there is a limit of €225. Any payment will not affect your no claims discount and we will not ask you to pay any excess if you claim. You must pay an extra premium for this cover.

A policyholder can only choose one of the following two cover options:

Journeywise accident cover is available as an optional extra on this policy at a charge of €25 per driver. This benefit provides cover up to €26,000 in the event of accidental death or loss of sight or limb to any person named under the policy. We will pay €130 for each day spent as an inpatient in hospital for up to 20 days. You are covered while getting into or out of a private car, or any train, bus, taxi aircraft, boat, ship or hovercraft as a fair paying passenger. This cover is not available if the policy is in the name of a firm or a limited company.

We will pay €26,000 to the legal personal representative for any authorised driver of the vehicle insured who loses their life due to accidental bodily injury suffered as a driver (only as a driver).

An Post Insurance Van Insurance is arranged and administered by An Post Insurance and is underwritten by Aviva Insurance Ireland DAC.