What to Do in a Car Accident

by An Post Insurance | Nov 26, 2019

We all like to think “It won’t happen to me”, but unfortunately, accidents can happen, any time, any place, anywhere.  But how many of us would know what to do in the unhappy event that it does happen to us?

Car Accident Pic

The Road Safety Authority (R.S.A) reported that there were 139 Fatalities on Irish Roads in 2018, an average of 12 per month.  Sundays proved to be the most dangerous day of the week with 32 fatalities. Cork and Dublin held the highest record in 2018.

It’s hard to know how we would react until it happens to us and who knows? Even the most confident of us could go into panic mode after an unforeseen accident.

So how can we avoid such panic in the event of an accident? For starters, you can do the following:

  • Inform An Garda Síochána immediately or at the latest within 24 hours if any of the following apply:
    • An event which injures a person or animal
    • If your car is stolen
    • If your car is damaged maliciously or as a result of attempted theft
  • Do not accept responsibility
  • Take the registration numbers of all vehicles involved and also the policy numbers (this will be displayed on their insurance disc on the windscreen)
  • Capture the name and contact details of the other people involved and give them your details
  • Capture the name, address and contact numbers of any witnesses to the accident
  • Keep a record of all injuries and any damage and draw a map of the location of the accident
  • Send all correspondence you receive regarding the accident to your insurance company - do not respond yourself
  • Advise your insurance company in writing of any prosecution once you are aware of it.

By keeping the Post Accident Checklist in your car, hopefully we can avoid any major pitfalls following a road traffic accident.  Simply print off and keep in your glove box and follow the guidelines on the checklist.

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